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10805 : Real Estate Advice

  • All17
  • Local Info2
  • Home Buying6
  • Home Selling0
  • Market Conditions0

Activity 13
Sat Feb 18, 2017
Gregg Pomeroy answered:
It is possible to buy a home with no social security number. You can get a mortgage under a "foreign national" program. It depends on the other criteria and details.

You will need a large down payment.

You are welcome to contact me with any questions or if you need help with this. I'm a mortgage professional and I'm available almost 24/7.
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0 votes 1 answer Share Flag
Wed Mar 16, 2016
Shannon asked:
Sat Dec 13, 2014
Ronald Rogati answered:
Thu Dec 4, 2014
Andrew Feigenbaum answered:
There are some great options for you in New Rochelle. If you are interested, I'd be happy to go over them with you. Please call me at 914-273-9688.

Sincerely,
Andrew Feigenbaum
Grand Lux Realty
www.GrandLuxRealty.com
Andrew.Feigenbaum@GrandLuxRealty.com
Office: 914-273-9688
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0 votes 9 answers Share Flag
Sun Feb 9, 2014
Christopher Pagli answered:
It's hard to quantify those updates in a rental. The overall condition is important but I find location and proximity to local amanitas add more value. Chris
0 votes 3 answers Share Flag
Fri Apr 26, 2013
Trevor Curran answered:
Good morning Travelerica,

I've been helping First Time Buyers for 23 years as a mortgage professional and I will tell you what I have always told my clients here in New York: If you are a First Time Buyer, steer clear of foreclosures and short sales.

Foreclosures are someone else's headache. The home probably has not been well-maintained and you're a First Time Buyer adjusting to paying a mortgage. Do you really want to walk in the door to someone else's deferred maintenance that YOU will have to pay for? Also, if you're thinking there are deals to be had in terms of lower prices, mostly those "deals" go to professional investors who can pay cash, negotiate hard with a Lender, and close fast.

For Short Sales, my attitude of late is that First Time Buyers should steer clear. Short Sales tend to be a better deal for the homeowner than for the Buyer. You'll wait MONTHS for the homeowner's Lender to approve the short sale; maybe as long as Six or Seven Months. Meanwhile, you're stuck in a contract to buy that home. I closed a short sale recently with a Buyer who, after seven months said this at the closing table, "I don't even want this house anymore."

And he didn't even get the "deal" on price he thought he was getting! The house appraised for only slightly more than he paid for it at the short sale price. He walked into this deal thinking he was buying a home for $100,000 less than it's value. In the end that wasn't the case.

There are plenty of motivated Sellers with their homes listed on your local MLS. Go find a good Local Mortgage Banker, get prequalified, then find a great, experienced Realtor, and buy the home you want at the price you're willing to pay.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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0 votes 7 answers Share Flag
Fri Apr 12, 2013
Denise Capuano answered:
I have a co-op listing that allows dogs. Please contact me at denise.capuano@century21.com so I can tell you more about it. Thanks!
0 votes 3 answers Share Flag
Fri Apr 12, 2013
Monique Brunson answered:
Rabinovitch, I do sympothize with you. Taxes have gone up just about everywhere in Westchester County as a whole, and it does seem prohibitive to buy in some areas these days. What many folks are doing is trying to get their taxes greived. The problem with this, though, just because your taxes go up and seem too high, doesn't mean they can be grieved. You should go to a professional who will look at the numbers first and determine if you are able to grieve or not. That may help. Also, what may ease your burden is to refinance if you are able to. If you have a very high interest rate, by refinancing at a lower rate, you would have lower payments. You would keep a bit more money in your pocket on that end. It wouldn't change your taxes, but it would ease your financial burden a bit. Monique Brunson ... more
0 votes 10 answers Share Flag
Fri Sep 21, 2012
Lucson Andre answered:
Agreed. You really have to drive around the neighborhood so you can get a better since of the traffic.
0 votes 4 answers Share Flag
Sun Mar 4, 2012
Fred Nussen answered:
Hello Kisses,

Yes, there are many Condos and coops in New Rochelle and White Plains area allowed pets and have terrace and pool.

I would love to discuss the best ones with you that in your price range.
You will find my web -site very helpful in searching for homes just click - Htpp://frednussen.com

Please contact me for your real estate needs!

Fred Nussen"Realtor with Results"
Licensed Associate Broker
Delphi Real Estate
cell 914 320-2639
E-mail Fred@FredNussen.com
E-mail FredNussenrealestateman@gamail.com
... more
0 votes 5 answers Share Flag
Sun Jan 3, 2010
Patricia Memoli answered:
Subletting can reduce values and lead to problems for a Coop....especially if the tenant is problematic but there are coops that allow it after one year or limit it to one year leases. pmemoli@msn.com New Rochelle ... more
0 votes 5 answers Share Flag
Mon Mar 2, 2009
allan erps,ABR,SFR answered:
Think the first thing(maybe second) I learned a decade ago in the Real Estate classroom was not to discuss any companys "split" perecentages/commissions!. Yes, the Westchester Board of Realtors is where you should go if that is where you live for classes and knowledge of the process and for of course "ethical knowledge". ... more
0 votes 11 answers Share Flag
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