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10469 : Real Estate Advice

  • All28
  • Local Info1
  • Home Buying16
  • Home Selling2
  • Market Conditions1

Activity 25
Sun Jul 23, 2017
Kathy Burgreen answered:
In NYC it would be better to have a real estate lawyer do it. You can also have a title company do it.
0 votes 1 answer Share Flag
Thu Aug 11, 2016
Angelica P answered:

We are a real estate search engine so we don't represent the homes found on our site. Please follow these steps to begin your home search:

1. Click the 'Rent/Buy' tab at the top of our homepage.
2. Enter your desired city and state in the search bar and hit Enter.
3. Click 'Max Price' to select what your highest price would be to pay for a home. Click 'Min Price' to set the lowest price you would pay.
4. Select your preferred property type, square footage, allowed pets, etc.
5. Click the orange 'Done' button.

This will begin to pull up listings that are more tailored to what you are looking for.

If you are interested in a listing, click on the "Request Viewing" button. You can also take advantage of our vast network of agents here:

We hope your experience with Trulia is memorable and thank you for using Trulia for all your real estate needs.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Thu Aug 4, 2016
Cburgos143 asked:
Fri May 15, 2015
Mildred Valentin asked:
Open House weekend is about to start, come and visit this beautiful 2 Family home located at 954 E. 220th Street Bronx NY 10469.
0 votes 0 Answers Share Flag
Wed Oct 1, 2014
Whether or not you should purchase a home via short sale will depend on how much time you're willing the invest. A short sale will generally allow you to purchase the home below market value, which is a GREAT thing since you'll have more equity, but it can be a lengthy experience.

I've helped many of my clients acquire short sale home purchases, but the downside is the waiting period to obtain bank approval. You see, once you submit an offer it must be presented and reviewed by the sellers bank/lender. From my experience this can take anywhere from 2 - 7 months and there's no guarantee the bank/lender will accept. As I said, it comes down to time vs. reward.

The second part is that you're looking for a two-family home, which I completely support. I like the idea of owning a home and using the rental income from the other unit to help reduce/offset the total housing cost; this in combination with acquiring the property at a low cost is a homerun in my book.

I would recommend we speak so we can discuss your goals and create a plan of action. We can go over the entire process, what to expect, and ultimately get everything in place so you can strike once you find that amazing deal. Please don't hesitate contacting me directly at (201) 957-6768 or via email; whichever is easiest.

Kind regards,

Paul Marzolla
Vice President
Direct: (201) 957-6768

Licensed by New York Department of Financial Services
Member of NAMB - The Association of Mortgage Professionals
Member of New York Real Estate Investors Association
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0 votes 29 answers Share Flag
Sat Sep 27, 2014
Scott Godzyk answered:
Rent to own is meant for people with good credit who need no more than a year to save money for a down payment and closing costs. Most are scams and others will just take your money if you cant buy at the end of the year,. DO it right, get pre-qualified and if you have to rent until you can, avoid the rent to owns. ... more
0 votes 3 answers Share Flag
Fri Nov 22, 2013
Mildred Valentin answered:

Please look into working with a Licensed professional in that area. Pelham Gardens is very exclusive area.

Recently SOLD, houses on Morgan off Eastchester Road and Waring!

Multiple offers and went above asking price, If your looking for a Pro contact local experts in that location.

Best of Luck!

Millie Valentin
Certified Buyer Representative/Sales Specialist

3928 E. Tremont Avenue
Bronx, NY 10465
Fax: 347-202-4966
Cell: 646-957-4648

Profile button version 5
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0 votes 4 answers Share Flag
Sun Nov 17, 2013
Every loan is unique and there is no way to give a definite answer unless all factors like credit, income, assets, d own payment etc are considered. Certain lenders can approve your loan with manual underwriting whereas others will only approve if you are found eligible through their automated underwriting engine. Best recommendation is you work with a mortgage professional that has several lender channels to go through, typically a registered & licensed mortgage broker. Please call me if you like to discuss.


Sanjeev Ahuja NMLS # 148731
Mortgage Broker
Home Funding LLC
110 Jericho Turnpike Ste 214
Floral Park, NY 11001
Direct Ph 917-517-2552
NYS Registered Broker, Department of Financial Services, Loans Arranged through third parties NMLS # 885573
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0 votes 6 answers Share Flag
Fri Nov 1, 2013
Miguel A Cabrera answered:
Hello Anthony if you need assistance in finding an apartment feel free to contact me via email or call me at 347 657-6394
0 votes 10 answers Share Flag
Thu Oct 31, 2013
Antonio Sanchez answered:

Filing for bankruptcy but looking to rent a home. You will defiantly need to provide source of income and reason for your bankruptcy. Where you are looking the rent the owner or landlord will look over the file as a whole with a good agent presenting it of course. Rentals are not to be taken lightly they require expertise and precession otherwise you will not be finding the home you are looking to rent. I have rented several homes this year. Give me a call if you have more questions.

Antonio Sanchez
Exit Realty Search
Licensed Real Estate Salesperson
3928 E. Tremont Avenue
CELL: 347-320-0673
FAX:    347-202-4966

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0 votes 3 answers Share Flag
Sat Aug 17, 2013
Xcite answered:
Thu Jul 4, 2013
Elio Acosta answered:
First part - The foreclosure... Unfortunately, the bank foreclosing on the property owner has nothing to do with your lease agreement as a tenant. Some people justify that as a reason to withhold rent but its not a valid reason. Also keep in mind, should a bank foreclose on a property occupied by tenants, they will not evict the tenants. They recognize the tenants rights and will take the appropriate legal steps to help facilitate either relocating or negotiate a new lease (most likely a month to month lease. In my experience I seen banks offer tenant money to relocate within a certain time frame.

Now, the next part - rent withholding for lack of repairs... A tenant has the right to withhold rent if a landlord breaches the "Warrant of Habitability". Landlord have to meet their duties of repairs to keep an apartment habitable and free of insect infestation. You cant just withhold rent because the bathroom door doesn't work it has to be something major such as lack of heating service. Tenants also have the rights to repair and reduce the repair cost from the rent due. When withholding rent I recommend researching local laws and tenants rights. Also, do not spend the rent you are withholding on wants, and would like to have's. You are still responsible for the rent. Withholding four months of rent because the boiler is not working can get ugly the day it gets fixed. I recommend depositing the rent in an escrow account, just in case.

Last part - Why stay there.... It seems nothing is going the way you expected in that apartment. If the place is being foreclosed on and anything that doesn't work is not getting fixed then that should be reason enough to consider relocating. If relocating is in your plans for the near future you can start browsing for apartments using our company's website

Have a Nice Day!

Elio Acosta ABR, e-Pro
REiS Realty
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0 votes 1 answer Share Flag
Mon Mar 11, 2013
Antonio Sanchez answered:

There are some very important factors to take into consideration when looking for an agent to list your home on the market. First and foremost you want to interview an agent that is associated with the MLS system and many agents in the Bronx are not. Also take into consideration when interviewing your prospected agent what measures of marketing will they be using, marketing is one of the most important aspects to get a home sold in todays market. After the interview do some research on the agents office and research if his office has any bad reviews. These are some simple steps you should take after interviewing and potentially hiring an agent.

All the best,
Antonio Sanchez
Exit Realty Search
3928 E. Tremont ave
Bronx, NY 10465
CELL: 347-320-0673
BUS: 347-202-4965
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0 votes 6 answers Share Flag
Thu Mar 7, 2013
Nelson Fuentes answered:
We do Section 8 rental everyday at my office, but I do recomend to be specific on the type of section 8 program you are looking for.
Could be section 8 tenants, tenants that works, others are from Public Assistance and special program from disabled tenants.
When you have a chance pass by the office and I will connect you with my best agent that do a lot of section 8 rentals every day.
On regards the purchase of the house, you can set up an appoitment and I will be more than glad to assist you in all of your needs on Residential Properties, giving you my advise on the Mortgage Process,
and to explain everything to the beginning to the end.

Call me at 347-219-9389
Nelson Fuentes
Mi Casa Realty
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0 votes 5 answers Share Flag
Fri Feb 8, 2013
John Lajara answered:
Hi Rick,

There is no info on what you're asking about. I specialize the northeast bronx so please contact me for other options I may have for you.

John Lajara
REALTOR®/Notary Public
Certified Buyer Representative (CBR)
Cell: 917-848-4655
Fax: 917-522-9638
E-mail Address:
EXIT REALTY SEARCH | 3928 E. Tremont Ave | Bronx | NY | 10465

Visit me on Trulia & Zillow!
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0 votes 6 answers Share Flag
Mon Apr 30, 2012
Anna M Brocco answered:
Unfortunately a decision only you can make, and to consider: it’s all about costs and lifestyle. Costs—financing v. moving-in, mortgage v. rent, repairs v. upkeep. Lifestyle—stability v. mobility, predictability v. flexibility, equity v. freedom from debt. It used to be all about equity. Now, there are other variables to consider in the balancing of the buy/rent equation. Begin by visiting with any licensed loan officer to determine mortgage qualification; be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. In addition, be aware that co-ops do have their own financial requirements that must be met in order to be approved by the board, and each building is different. ... more
0 votes 3 answers Share Flag
Mon Apr 16, 2012
Good morning Alias,

FIVE Steps To Making An Offer To Buy A Home
There is a deliberate process to making an offer and I include here a step-by-step set of instructions on how that works. More to the point: my instructions will help you get the house you want, even if you are dealing with a difficult Seller, a Bank-Owned property, or if you are competing against another Buyer for the same house (yes, it still happens, even in this market!).

I have seen these methods work many times over with my clients over my 22 year career as a mortgage professional.

My basic methodology here is one of making your Offer a very formal proceeding. When you take these formal steps you are demonstrating to everyone involved in the transaction just how serious a Buyer you are. You will set yourself apart from “the crowd” when you follow my method. I know this because I have seen this method work over and over and over again in my 22 year career.

So, here are FIVE Steps To Making An Offer:

STEP 1. Always make offers in writing. Yes, it is absolutely true that offers can be presented verbally. Don’t do that. Put your offer in writing every time. Even if you are in a situation where you and the Seller are sending counter offers back and forth, every new offer should be in writing.

When your offer is in writing, you come across to the Seller as serious. Think about it, anyone who is taking the time to go in to the real estate office and sign the form is serious about buying a home. Seriousness counts big time.

Put the following into your written offer:

-The amount of your “earnest money deposit” or “good faith deposit.” That is the amount of money you’ll put into escrow with the Seller’s attorney upon signing the contract of sale.

-The amount of your mortgage financing. Of course you’ll back this up with a prequalification letter, but you must include the amount of your mortgage in the offer.

-Items included in the sale. If the appliances and the chandelier in the dining room are to be included in the sale, make sure they are written in to the offer. This shows the homeowner you were paying attention when you inspected the home and asked, “What’s included in the sale?”

-Attorney Information: the name, telephone and fax numbers for your attorney.

-Anticipated contract date. Always make this date within 48 hours of your offer. Present the assumption the Seller will accept your offer and immediately forward a contract to your attorney.

Again, this demonstrates to the Seller how serious you are. You are in effect saying, “I am so serious about buying this home I want to sign the contract immediately!” Imagine how many other Buyers out there are delaying things like signing the contract (and potentially changing their minds).

-Anticipated closing date. This is an interesting point for the offer. I always recommend putting the closing date for an offer within thirty days of the contract. The fact is most closings take place within 60 days of contract, and your attorney will likely put that in the contract, but if your offer says “thirty days,” once again you demonstrate how serious you are about buying the home.

STEP 2. Prequalification letter. Your mortgage professional should be available to fax a prequalification letter within hours of your making your offer; even on Saturdays or Thursday evenings.

STEP 3. Mortgage pro phone call. I think a phone call from your mortgage professional to the Listing Agent is a home run. When the Listing Agent hears from the mortgage person directly how eminently qualified you are, imagine how that raises your profile to the agent and the Seller!

STEP 4. Engineer ready to go. When you sign your offer, be sure to tell your Realtor that you’ve already spoken with your Home Inspector and you can have the inspection done tomorrow. Whoa, that’s really the mark of a serious Buyer!

STEP 5. Get ready with your counteroffer. If you offered less than the asking price, then you need be prepared with your counter offer if the Seller either declines or counters your opening offer. All of the steps above should be repeated with the new price replacing the original number. Organization and swift responses rule the day! Oh, you may not want to counter offer. That’s okay, too.

Trevor Curran
NMLS #40140
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0 votes 4 answers Share Flag
Mon Jan 2, 2012
Mildred Valentin answered:
J. Owens,

This property is not currently on the market, I checked the MLS and it was for Sale back in 2005 and 2007. If your looking on another web-site it might not be current?

Best of Luck!

Millie Valentin
RE/MAX Voyage
1930 Williamsbridge Road, 2nd Flr
Bronx, NY 10461
** A Certified Buyers Agent **
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0 votes 3 answers Share Flag
Mon Jul 25, 2011
Annette Levinson answered:
NY is not a community property state, this means your wife has no right to the property unless she is on the title. If you want your wife on the title she should be added to the contract and will sign the note at closing. Signing the note means that she acknowledges the mortgage but is not responsible for it.
Just remember that if you die the mortgage is due, so make sure you have enough life insurance.
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