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Home Buying in 10462 : Real Estate Advice

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  • Local Info5
  • Home Buying16
  • Home Selling1
  • Market Conditions1

Activity 14
Wed Mar 4, 2015
Christine Gordon answered:
Hello Yesenia,

How are you? I hope you're doing well.

I'm not sure if you sold your coop on Holland Avenue or not yet but if not and you're not working with a broker, I'd be glad to meet with you to discuss the current market values.

I'm having an open house at 2925 Matthews Avenue which is close to Holland Ave. It's this Saturday for a beautiful 1-bedroom coop that I have listed there. I would be glad to meet with you before or after my open house.

Hope this information is helpful to you. I wish you all the best :-)

Looking forward,

Christine Gordon
Licensed Real Estate Broker
Gorick Realty, Inc.
Cell: 917.881.2924
Fax: 347.328.9352
View listings at http://www.gorickrealty.com
"Home is where the heart is."
... more
0 votes 11 answers Share Flag
Wed Mar 4, 2015
Christine Gordon answered:
Hello Natalia,

How are you? I hope you're doing well.

You might want to post your question in the 10471 section since that's the zip code for the Netherland Gardens coop's in Riverdale.

If you decide to venture out of that area, I'm having an open house at 2925 Matthews Avenue this Saturday for a beautiful renovated 1-bedroom coop. Please feel free to view the details on my Trulia profile page or visit my website link below for further information or to schedule an appointment to view it.

Hope this information is helpful to you. I wish you all the best :-)

Looking forward,

Christine Gordon
Licensed Real Estate Broker
Gorick Realty, Inc.
Cell: 917.881.2924
Fax: 347.328.9352
View listings at http://www.gorickrealty.com
"Home is where the heart is."
... more
0 votes 1 answer Share Flag
Sun Mar 1, 2015
Aileen Padilla answered:
There is laundromat are located and not to far from parkchester. Walking distance. Good luck!
0 votes 3 answers Share Flag
Mon Nov 3, 2014
Mildred Valentin answered:
All rentals and sales still need to go through Parkchester North Management. reach out to them and go to the office to pick up a Rental Lease Packet.

I'm very seasoned in Parkchester North and South so If you need assistance reach out to me at 646-957-4648.

Best of Luck!

Millie Valentin
EXIT REALTY SEARCH
3928 E. Tremont Avenue
Bronx, NY 10465
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0 votes 10 answers Share Flag
Sun Feb 23, 2014
Sandra Glaser answered:
The assessment tax is used by NYC to determine the actual tax on the property.

The estimated tax is the property tax on the unit. That amount can be reduced with STAR. Ask your realtor to get the STAR application from the management company.

If you have any other questions, send me an email at sandra.glaser@elliman.com.
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0 votes 1 answer Share Flag
Sun Jul 21, 2013
Trevor Curran answered:
The future of the real estate market is the past: it is CYCLICAL. As with many other markets---commodities, stocks and bonds, comic books and baseball cards---prices, values and activity go UP and they go DOWN.

If you seek to buy a home to live in and to reap the intangible benefits of homeownership, then the LAST thing you should be thinking is about market peaks and valleys. Create your "dream list" of location and features you want in a home. Get prequalified for mortgage financing so you know your limits in terms of the monthly payment for a mortgage loan. Then jump in the water, so to speak, and buy your home.

If, on the other hand you're attempting to "time the market" well, Good Luck with that.

In my nearly 24 years working in this field, I've seen many different "markets" come and go. But one thing has been constant: many people want to live in a home of their own. To them it doesn't matter what the "market" is doing.


Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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1 vote 17 answers Share Flag
Sat Jul 6, 2013
The Dixon Group answered:
Without the bank knowing your exact credit score and income it would be hard for a lender to get you an pre-approval. What is your total monthly income vs. your debt monthly? Once the bank (lender) can determine your income to debt ratio alongside assets and credit score you will have a better idea what you can qualify for. ... more
0 votes 4 answers Share Flag
Thu Jun 13, 2013
Mildred Valentin answered:
You have Parkchester North and South (2) different management offices. There is plenty Laundry service in the area. Also your attorney will not let you go into contracts without requesting the financials on the unit. Maintenance fees go up as they do renovations to the complex.

Hope this helps.

Millie Valentin
Exit Realty Search
3928 E. Tremont Avenue
Bronx, NY 10465
www.ExitRealtySearch.com
... more
0 votes 8 answers Share Flag
Thu Jun 13, 2013
Mark Fisher answered:
0 votes 6 answers Share Flag
Mon Jun 10, 2013
Erjon Marku answered:
Dear Lauren,

Regardless of length of DOM, that doesn't mean that the seller is very eager to get a low balling offer.
You should make an offer and trust your real estate expert to make the right negotiation, trust an office you will return to, we make the process fast and easy, and less headache then most.

EXIT REALTY SEARCH
3928 East Tremont Avenue
(347)445-2986
... more
0 votes 12 answers Share Flag
Wed May 29, 2013
Trevor Curran answered:
Maggie,

Thank you for providing further detail. It's a real shame how often these short-sale situations put the Buyers through a terrible ordeal only to wind up with a negative outcome.

As to your statement about not having the funds for a down payment on a home: with the FHA program, the minimum down payment is 3.5% for a Single Family Home in The Bronx.

I don't know what your purchase price for the Co-Op was, but more often than not, Co-Ops require at least 10% down payment. Therefore, if your Co-Op was priced at say, $150,000, then your down payment would have been at least $15,000.

By comparison, if you were purchasing a Single Family Home for $350,000, the FHA minimum down payment of 3.5% would equal $12,250. And with the FHA program, your Realtor can negotiate with the Seller of the home to include a portion or all of your closing costs in the form of a "Seller's concession."

You might want to re-visit your qualifications for mortgage financing to be absolutely sure a house is not a viable option.

Hope that helps!

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
0 votes 10 answers Share Flag
Sat Mar 23, 2013
Michael Denniston answered:
Mark and Javier are right. Six months, based on Market Value. But too many questions to consider to address in this forum. Meet with a loan officer in person to explore all options.


Michael Denniston l Cell: (917) 699-0183
Residential Home Funding, Corp.
Licensed Mortgage Loan Originator l Sales Manager
6901 Jericho Turnpike Ste. 219 | Syosset, NY 11791
Main: (516) 605-1733 | Fax: (888) 881-2557
NMLS # 24076 | Company NMLS # 34973
Mdenniston@RHFunding.com
www.rhfunding.com
.
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0 votes 4 answers Share Flag
Mon Feb 18, 2013
Mark Fisher answered:
The first step is to get Pre-approved in order to figure out if you qualify right now and if so for how much. At this point you will figure out if you have sufficient assets, credit and income to become a homeowner. You will also decide upon a financial comfort level, since you may qualify for more than you realistically are comfortable affording. Your next step will be to meet with a realtor and start looking at properties. ... more
0 votes 18 answers Share Flag
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