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Home Buying in 10314 : Real Estate Advice

  • All55
  • Local Info2
  • Home Buying17
  • Home Selling7
  • Market Conditions0

Activity 14
Fri Dec 30, 2016
Channawickremaratne asked:
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This question was asked from this property: https://www.trulia.com/foreclosure/3060169373-300-Graham-Ave-Staten-Island-NY-10314#photo-2
0 votes 0 Answers Share Flag
Wed Mar 16, 2016
Karen Hadley answered:
there is a report of pre forclosure those who have been reported late to the credit agency but legal action hasn't been started yet.
0 votes 1 answer Share Flag
Wed Jan 22, 2014
Dssquare85 answered:
I have lived next to Willowbrook Park for two years and have never had an issue. The "high crime" areas are about a 10 minute drive so there is nothing to worry about. I have walked home from the express bus at late hours with no issues. ... more
0 votes 6 answers Share Flag
Fri Jul 26, 2013
Bella Grossman answered:
It all depends what is in your understanding --good neighborhood, are you looking for good schools, transportation, shopping or so forth.. According to your criterias go on line and google your preferences, we as Realtors can't define this for you. It is a very good idea to hire a Realtor, when he knows what your preferences are it will be much easier to identify a right area for you.
If you have any specific questions, feel free to give me a call at (917)804-6638

Thank you,

Bella Grossman

SI DREAM HOUSE RE
... more
0 votes 4 answers Share Flag
Fri Jul 26, 2013
Jill Subes answered:
It is usually more difficult to get a mortgage in this. instance. Also go through the building and see how you feel about the people living there. Remember these are renters and there might be a big turnover of tenants ... more
0 votes 6 answers Share Flag
Sat Jun 1, 2013
Fred Herman answered:
fix your credit. start paying on time. clear old outstanding debts. review you credit report. make sure you correct any errors. dispute inaccurate info. get any negative info that's more than 7 years old removed by writing to each credit reporting agency.

try to get credit card balances for each card to 50% or less of the card's credit limit.

good luck
... more
1 vote 5 answers Share Flag
Fri Dec 7, 2012
Joseph Runfola answered:
Hello Nugent, this should be answered by your mortgage broker. If it was not explained to your satisfaction ask again, and again until your understand. Furthermore your attorney should be advising and guiding you. The Federal Real Estate Settlement Procedures Act (RESPA) ensures that the buyer in a residential real estate transaction has knowledge of all settlement costs. Loan closing information must be prepared on a special HUD form, the Uniform Settlement Statement, designed to detail all financial particulars of the transaction. The completed statement must itemize all charges imposed by the lender. You may request to inspect the settlement statement, to the extent that the figures are available, one business day before the closing. These people are part of your team, and are there to assist you, make certain they do!. ... more
0 votes 6 answers Share Flag
Fri May 18, 2012
Thomas Crimmins answered:
As we speak I have 2 short sales in and near that area that due to the circumstances are very very buyer friendly priced. Staten Island is a very safe area. As a former NYPD Sgt I can vouch for the fact that there is very little crime on Staten Island and all neighborhoods have many positives. I know I can help you. Feel free to call for expert professional advice from a native islander that loves his home town. Thanks Tom 718-598-0905 ... more
0 votes 3 answers Share Flag
Sat Feb 4, 2012
Erica Ramus, MRE answered:
Okay -- more details. What kind of rot?
Did you have a home inspection?
Did you see a seller's disclosure.
0 votes 7 answers Share Flag
Sun Dec 11, 2011
William Knoop answered:
Amar,
All good advice has already been given. There are loan programs available for home buyers with low down payments. Most people assume if you have little to put down on a home purchase you have to go with an FHA loan, this is not always the case. You should meet with a Mortgage Broker to discuss your situation.

As for closing costs, per the other responses, you can try to get a Sellers Concession, you can also opt for a higher mortgage rate and receive a lender credit at Closing to cover some of the costs.

Check out my website to get a free personalized rate quote. www.nysmortgagerates.com

Best regards,
Will
... more
0 votes 8 answers Share Flag
Fri May 27, 2011
Wilimagima answered:
When viewing a property, an appraiser is required to note those repairs necessary to make the property compliant with FHA's minimum property requirements. The appraiser determines whether repairs, alterations or inspections are necessary. Some conditions automatically require repair. Above everything else, make sure the water and the electricity are turned on!

Some require further inspection by an expert, and some conditions are considered only to be cosmetic. Repairs that are automatically required involve the protection of the HEALTH and SAFETY of the occupants and the SECURITY and SOUNDNESS of the property.


Click here for more information: http://fhamortgageinfo.com/
... more
1 vote 6 answers Share Flag
Thu Jan 6, 2011
Ryszetnyk answered:
Check out my home for sale its on www.zillow.com and my address is 413-1 Willow road east. A great neighborhood and we are located in front off the developments swimming pool ( a must for the kids in the summer). I am an owner not a real estate agent.$ 325,000 ... more
0 votes 15 answers Share Flag
Fri Jun 19, 2009
Joseph Runfola answered:
There is also another less common situation that may offer you the opportunity to become the #1 buyer, and that is if the original buyer comes down with a case of BUYER'S REMORSE. Sometimes our real estate market moves so fast that it seems as though we never had time to think things through before making our offers. Then once we have what we want we start to second guess our decisions, and change our minds. That is when the original buyer may back out, and you will move into position. ... more
1 vote 7 answers Share Flag
Mon Mar 16, 2009
Real Estate SINY answered:
199 Signs road asking price is $639,900
If you are interested in this home I'd be happy to take you to see it at your convenience.
Please feel free to contact me (917) 579-4455
or visit my website www.irenapopilevsky.com ... more
0 votes 1 answer Share Flag
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