I have lived next to Willowbrook Park for two years and have never had an issue. The "high crime" areas are about a 10 minute drive so there is nothing to worry about. I have walked home from the express bus at late hours with no issues.... more
It all depends what is in your understanding --good neighborhood, are you looking for good schools, transportation, shopping or so forth.. According to your criterias go on line and google your preferences, we as Realtors can't define this for you. It is a very good idea to hire a Realtor, when he knows what your preferences are it will be much easier to identify a right area for you.
If you have any specific questions, feel free to give me a call at (917)804-6638
It is usually more difficult to get a mortgage in this. instance. Also go through the building and see how you feel about the people living there. Remember these are renters and there might be a big turnover of tenants... more
fix your credit. start paying on time. clear old outstanding debts. review you credit report. make sure you correct any errors. dispute inaccurate info. get any negative info that's more than 7 years old removed by writing to each credit reporting agency.
try to get credit card balances for each card to 50% or less of the card's credit limit.
Hello Nugent, this should be answered by your mortgage broker. If it was not explained to your satisfaction ask again, and again until your understand. Furthermore your attorney should be advising and guiding you. The Federal Real Estate Settlement Procedures Act (RESPA) ensures that the buyer in a residential real estate transaction has knowledge of all settlement costs. Loan closing information must be prepared on a special HUD form, the Uniform Settlement Statement, designed to detail all financial particulars of the transaction. The completed statement must itemize all charges imposed by the lender. You may request to inspect the settlement statement, to the extent that the figures are available, one business day before the closing. These people are part of your team, and are there to assist you, make certain they do!.... more
As we speak I have 2 short sales in and near that area that due to the circumstances are very very buyer friendly priced. Staten Island is a very safe area. As a former NYPD Sgt I can vouch for the fact that there is very little crime on Staten Island and all neighborhoods have many positives. I know I can help you. Feel free to call for expert professional advice from a native islander that loves his home town. Thanks Tom 718-598-0905... more
All good advice has already been given. There are loan programs available for home buyers with low down payments. Most people assume if you have little to put down on a home purchase you have to go with an FHA loan, this is not always the case. You should meet with a Mortgage Broker to discuss your situation.
As for closing costs, per the other responses, you can try to get a Sellers Concession, you can also opt for a higher mortgage rate and receive a lender credit at Closing to cover some of the costs.
Check out my website to get a free personalized rate quote. www.nysmortgagerates.com
When viewing a property, an appraiser is required to note those repairs necessary to make the property compliant with FHA's minimum property requirements. The appraiser determines whether repairs, alterations or inspections are necessary. Some conditions automatically require repair. Above everything else, make sure the water and the electricity are turned on!
Some require further inspection by an expert, and some conditions are considered only to be cosmetic. Repairs that are automatically required involve the protection of the HEALTH and SAFETY of the occupants and the SECURITY and SOUNDNESS of the property.
Click here for more information: http://fhamortgageinfo.com/... more
Check out my home for sale its on www.zillow.com and my address is 413-1 Willow road east. A great neighborhood and we are located in front off the developments swimming pool ( a must for the kids in the summer). I am an owner not a real estate agent.$ 325,000... more
There is also another less common situation that may offer you the opportunity to become the #1 buyer, and that is if the original buyer comes down with a case of BUYER'S REMORSE. Sometimes our real estate market moves so fast that it seems as though we never had time to think things through before making our offers. Then once we have what we want we start to second guess our decisions, and change our minds. That is when the original buyer may back out, and you will move into position.... more
199 Signs road asking price is $639,900
If you are interested in this home I'd be happy to take you to see it at your convenience.
Please feel free to contact me (917) 579-4455
or visit my website www.irenapopilevsky.com... more