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Financing in 10014 : Real Estate Advice

  • All49
  • Local Info4
  • Home Buying15
  • Home Selling4
  • Market Conditions3

Activity 2
Tue Feb 19, 2013
Elena Ravich, Esq. answered:
This lady works with several mortgage programs for foreigners:
Julie Teitel
Senior Vice President - NMLS#148432
GuardHill Financial Corp.
140 East 45th Street, 31st Floor,
New York, NY 10017
Office: (212) 688.9500x229
Direct: (646) 519.7529
Mobile: (917) 648.1388
E-Fax: (775) 245.9435
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Mon May 14, 2012
TC answered:
thanks for answering! My broker was excellent and I knew that it was not his fault because I have the letter stating too many apts owned as investment properties according to Fannie Mae..I am learning quickly before that food stamp line!Thanks I will check out Emigrant because they were my initial bank when we went Coop.Presently I am being offered Harp and was approved in Jan 2012 but that's just for one mortgage...I can not do Chase because they have a SQ FT requirement for mortgages and I have a studio that is less by literally feet but I will ask about REFI.I'll ask again as that's my next call and I think I want to stay within NY because I am getting a feeling my broker was great,I was approved but they were out of state banks...and all this and the bills have to be paid..I am not selling yet,thank you Ella and THE only reason is they started construction outside my window that should last 2-3 years?..I haven't seen anyone for that's the story.. I will contact Emigrant first, then WF(but I think I've tried them already) many banks, so little TIME!..CASH sounds great but the owners get as little info as possible ,especially from the sponsor, so I can't answer that question about lenders..they hand us the maintenance bill and what it's for...a reason why many people go on and off in one year and a reason, there is NO continuity within any boards, maybe 3 people , at most, stay on for another's ALL about what they can get out of sitting at that board table and not bettering the building. always has been to my knowledge.The things that get accomplished are painting, pointing(years in the making) things like that, we got a new security system that half the tenants don't have a clue how to work…that's just a wee bit of it.
Cash I would have to ask my health insurance people, how that is done because I was told once that it can be put into like an escrow and used only for bills

Thanks so much for your help...I will keep you posted of my results
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