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Home Buying in 08831 : Real Estate Advice

  • All40
  • Local Info5
  • Home Buying21
  • Home Selling7
  • Market Conditions1

Activity 15
Thu Sep 22, 2016
Vamsi Para answered:
I'm happy to assist you and discuss the foreclosure opportunities in Monroe. I currently work with most of the real estate investors in the surrounding areas.

There are also some newer single family/condo distressed property options in the area.

Please give me a call or shoot me a text to further discuss at 201-398-3905


Vamsi Para
... more
0 votes 1 answer Share Flag
Wed Aug 19, 2015
Valerie.gestone asked:
Thu Jun 25, 2015
Hezal and Vishal answered:
Hi Rao,

Was just wondering If you were able to buy in monroe ?
0 votes 6 answers Share Flag
Thu Jun 25, 2015
Hezal and Vishal answered:
As a home buyer, I don't believe you need to worry about that. As long as you have liked the house, you must go for it. Let the Builder and the agent deal with the situation.
0 votes 4 answers Share Flag
Tue Oct 8, 2013
Vishal Maher Cell 732-277-9321 answered:
Dear Ranjit,

We do lots of business in Monroe, Please feel free to contact me anytime.

0 votes 1 answer Share Flag
Tue Oct 8, 2013
Vishal Maher Cell 732-277-9321 answered:

We do lots of business in Monroe area. Feel free to call anytime at my Cell# 732-277-9321.

0 votes 1 answer Share Flag
Mon Aug 5, 2013
Punit Kumar answered:
Home Loan: Bank offering 1 year / 9 months / 6 months / 3 months mortgage rate lock with 1 time optional float down

As of Aug 5 2013


I have purchased a home at Monroe Manor- NJ and have done quite a bit of research for getting one of the best deals on home mortgage.
I have found a bank that is providing the following rates as of Aug 5 2013. This is much better than the Wells Fargo deal that the builder has a tie up with (even considering the $1500 credit that Wells Fargo is giving)

For my house, I personally chose the 15 year fixed at 3.5% with 1 year rate lock + 1 time optional float down which is the best in the market.

5 Year ARM - 3.00%
10 year fixed - 3.375%

15 year fixed - 3.50%

20 year fixed - 4.375%
30 year fixed - 4.875%

The fees of the bank are also the best in the market:-

Total fees charged by the bank is (no other fees apply. The below is all the fees)

Application fees - $212
Appraisal fees - $325
Bank attorney fees - $275
Flood fee - $8
Credit report fee - $5

In addition the bank charges rate lock fees as follows:-
6 month rate lock - 0.5% of loan amount
9 month rate lock - 0.75%
1 year rate lock - 1%

Optional one time float down fees - $750

I compared this with several banks and found the above to be the best. If you compare this with wells fargo (who have jacked up the interest rates and have added a small $1500 initial credit) then you will find that after 1.5 years, you will start making profit with the above bank. Meaning the initial credit of Wells FArgo and its other benefits will equalize after 1.5 years. After 1.5 years you will start making loss with Wells Fargo.

Please contact me if you need more details of the above bank.

Punit Kumar
... more
0 votes 7 answers Share Flag
Fri Mar 22, 2013
Ronna Townsend answered:
You do not have to join the Golf to live in either community. A portion of your maintenance fee is automatically applied to that because having a golf course increases your property values. If you choose not to join, you just have your monthly HOA fee. ... more
0 votes 3 answers Share Flag
Thu Feb 21, 2013
A physical home is not required to obtain a commitment. If you're interested in exploring these options please contact me at your earliest convenience so we may further discuss the specifics.

Kindest regards,

Paul Marzolla
Loan Officer
(201) 957-6768
(201) 203-2266
... more
0 votes 2 answers Share Flag
Mon Feb 18, 2013
fmann47 asked:
Negotiated $45k in upgrades for new construction on a home. This represents more than 5% of the cost of the home. Can this be considered a seller credit (or concession). Lender informed…
0 votes 0 Answers Share Flag
Thu Aug 9, 2012
Annette Levinson answered:
Joseph is correct but to go further you will need a condo survey done. That means that the numbers of foreclosures, rented out and units behind in common charges has to meet guidelines.
It is not that Rossmoor doesn't accept FHA, they are not a FHA approved condo. That means they have not filed paperwork with FHA for approval therefore FHA will not insure a mortgage at Rossmoor.
... more
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Sun Mar 20, 2011
Nizzore answered:
I got to the right place but the search is quite dofficult. Only capable of searching by various numeric things and last name, but no address or owner ie the developer
0 votes 4 answers Share Flag
Thu Apr 22, 2010
Ronna Townsend, SRES answered:
Yes, There are a few in Monoe Twonship. There are also several in Jamesburg and Englishtown that are very close to Monroe Township. Please feel free to call me for more details.
0 votes 4 answers Share Flag
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