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08520 : Real Estate Advice

  • All19
  • Local Info2
  • Home Buying8
  • Home Selling4
  • Market Conditions1

Activity 16
Valerie Sanc…, Home Buyer in East Windsor, NJ
Thu May 19, 2016
Valerie Sanchez asked:
My credit is destroyed but I want to fix it ASAP in order to buy a house. How or who can I go to for help with this?
0 votes 0 Answers Share Flag
Shalu Thaman, Real Estate Pro in Princeton, NJ
Sat Feb 15, 2014
Shalu Thaman answered:
Hi ibysequinot,

I am a Land & New construction specialist and have the Real-life experience of having built a home.

I am also a Central NJ Real Estate specialist & familiar with the topography & values.

Please contact me directly for a no-obligation consultation & a needs analysis to understand how best I may assist you in what you are looking for.

Regards

Shalu Thaman - Realtor,ePRO,ABR,SRES
Keller Williams Princeton Real Estate
Cell # 609.577.5861
Fax # 609.613.5907
http://PrincetonHomeNj.com
http://www.linkedin.com/in/shaluthaman
... more
0 votes 1 answer Share Flag
Marsha Bowen…, Real Estate Pro in Livingston, NJ
Sun Sep 1, 2013
Marsha Bowen Washington answered:
In most cases, a lender will waive any deficiency for the balance of the mortgage for a short sale. To avoid tax consequences, the short sale has to be completed by December 31st 2013.
0 votes 3 answers Share Flag
Mcoenrealtor, Home Buyer in Hightstown, NJ
Tue Aug 27, 2013
Mcoenrealtor answered:
Typically an Appraiser does not send an Appraisal report directly to the Lender. There is a Middleman involved. The report is sent into a Appraisal Management Company approximately 48 hours after the inspection, The Appraisal Management Company takes sometime 1-4 days to review the report and may go back to the Appraiser requesting added info and perhaps added comps. After the Appraisal Management Company approves the Report, the company sends the report to the Mortgage Lenders Appraisal Review Department who reviews the report and may go back to the Appraisal Management Company with Questions, who then goes back to the appraiser. In addition to the Appraiser who did an interior and exterior inspection, Lenders often have another appraiser review the appraiser's work and complete an Appraisal Review Report or have another Appraiser Complete a Drive-By inspection Appraisal Report to obtain another appraiser's opinion of market value. Thus you can see that the process is a long and draw out process. ... more
0 votes 4 answers Share Flag
John Foskey, Real Estate Pro in Mercer, PA
Sat Oct 6, 2012
John Foskey answered:
Hello,
My name is John from Gloria Nilson Real Living. I do have a few three bedroom rentals in East Windsor. Let me know if you are still interested in taking a look. They are in the Twin Rivers subdivison.

Regards,

John Foskey
Gloria Nilson Real Living
My cell is 215-479-6004
Office 609-750-2020 ext 2165
... more
0 votes 2 answers Share Flag
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Sun Mar 13, 2011
Debra (Debbie) Rose answered:
Yes, Jtolino - the seller pays this fee, referred to as the NJ State Tansfer Fee ( the "RTF"). As you have found out by now, it is based on the purchase price of the home.


The good news is, if you're a senior citizen- you get a discount!

Here's a link to help you calculate the fee
http://www.realstorynj.com/sellers/realty-transfer-fee-calculator

By the way, if the home is selling for over 1 million, the buyers get to pay a transfer fee/tax, too (lucky them!). They have to pay 1% of the purchase price!

Good luck with your sale!
Debbie Rose
Prudential NJ Properties

Web Reference: http://www.debbierosesells.com
... more
0 votes 2 answers Share Flag
Jennifer Bla…, Real Estate Pro in Basking Ridge, NJ
Thu Nov 18, 2010
Jennifer Blanchard answered:
I don't think you need to find the right mortgage company - it's a matter of the loan program. I'd call my Weichert Financial rep: Brian Wagenseller at 908-310-5122. If it can be done, he will make it happen. ... more
0 votes 2 answers Share Flag
Gina Chirico, Real Estate Pro in Fairfield, NJ
Fri Aug 6, 2010
Gina Chirico answered:
Strange1,

I would recommend speaking with a loan officer, your lender or Jeff Belonger will be able to guide you in the right direction. He's in New Jersey too. You can find him here on Trulia or http://activerain.com/jeffmortgageman.

With that being said, lets say the seller accepts the earnest deposit and agrees to wait for the balance of your down payment until closing, what if you don't have the money in time for closing? Is the seller willing to take the risk that you'll have it by closing? Or will they take the risk and take their house off the market based simply on an earnest deposit? For my sellers, I always negotiate a higher second payment which is due 10 days after attorney review to prove true motivation.

Again, try contacting Jeff Belonger and tell him your situation. He'll guide you in the right direction. I honestly think this is a question best answered by a loan officer/mortgage rep.

Good luck.

Gina Chirico, Sales Associate
Lattimer Realty
973=715-1158 cell
973-575-6353 ext 17
Gina@GinaChiricoRealEstate.com
... more
0 votes 2 answers Share Flag
Bhasban, Home Seller in 08520
Sat May 1, 2010
Bhasban answered:
Shanik -
Please email me at the following eid and I could provide the rental details for my home.
My home is also listed for sale, but I am open to rent.
http://www.realtor.com/realestateandhomes-detail/Mercer-County_NJ_08520_1116361767
thanks
Bhaskar
email:banerjee_b@hotmail.com
... more
0 votes 3 answers Share Flag
Jeffrey Halp…, Real Estate Pro in Hopatcong, NJ
Mon Jan 4, 2010
Jeffrey Halpern answered:
Are you being influenced by a competing Realtor? If so, then that Realtor is not adhering to the Realtor Code of Ethics and therefore I would stay away from that agent. Instead, and as stated before, discuss where you are with that agent. Maybe your perception of your agent's job function is much greater than what was told you or vice-a-versa.
The biggest downfall in a Realtor-Client relationship is communication. Many agents, who work hard for their clients, never tell them what they are doing. Have the agent document what they are doing for you and then determine if that agent should be fired. Also discuss the same with their Broker-Manager.
Good luck!!
... more
0 votes 14 answers Share Flag
Freddie Moor…,  in East Brunswick, NJ
Thu Jul 30, 2009
Freddie Moorer answered:
Hello Buyerbeware

Thank you for the question. I understand your situation, the real estate market has gone thru a lot changes some good and some bad according to the media. I can put together a Price Trend Analysis to give you a picture of the past, present and future of your market in Windsor Meadows email me Freddie@freddiemoorer.com or call 609-865-0484. ... more
0 votes 5 answers Share Flag
Lori Chasse,  in Sun City, AZ
Mon Jan 19, 2009
Lori Chasse answered:
Surprise, AZ is a great city for families. Go to www.surpriseaz.com to see some photos and info. You also can search for properties at my web site.
0 votes 4 answers Share Flag
Ed Miller, Real Estate Pro in Princeton, NJ
Sat Jul 26, 2008
Ed Miller answered:
Joe,

I figured I would give you an update just in case you held pat. Market is still a buyers market and home values continue to slide. If tou were lucky to have bought anytime before 2002, you can still make out! I am an EW expert, 30 year resident and 90% of all my listings and sales are in EW. So, take it from me when I say that all real estate in EW has fallen in value, but the lower end has fallen less than the higher end and its demise took a lot longer to materialize. The bottom line is that as long as you are going to buy a higher end home, you will gain in equity! If you were downsizing, I would not recommend a move. I cannot be sure what price I would peg your unit at unless I see it. If you want my expert opinion, send me an email or sign onto my website. I have sold more East Windsor homes during the last two years than any other Realtor. My e-mail is Ed@EdMillerProperties.com and my website is www.EdMillerProperties.com. Or, you can call me anytime at 609 647-6818. ... more
0 votes 7 answers Share Flag
Ed Miller,  in 08520
Fri May 2, 2008
Ed Miller answered:
Lorraine,
Georgetown is one of a half dozen townhome communities in East Windsor. Because it is one of the more clustered ones, it is a bit cheaper that others. If you want me to help you find the best townhome to satisfy your budget and wants and needs, I suggest you go to my website's "Ad Gallery" and complete the single page "Wants & Needs" form, and fax or e-mail it back to me. Make sure you provide your e-mail address so I can send you matching townhomes directly from the MLS! ... more
0 votes 1 answer Share Flag
Deborah Madey, Real Estate Pro in Brick, NJ
Tue Oct 16, 2007
Deborah Madey answered:
Hi,
Our market area ends just near your border. We do not service Mercer County. Several Mercer County agents do put their lisitngs in Monmouth/Ocean MLS also to capture buyers who may live near the bordering areas. When we see the same signs linger, it appears that there are more properties for sale. I see that in towns that I service very near to you. And, I hear buyers and sellers pose the same question you did. Ironically, when I pull the stats, sometimes the actual count for active listings is fewer than last year or the year before. I can't say that hasn't even surpriese me once or twice.

I hear your same question, though, substituted with town a,b,c, and d. In every town, there are properties that have lingered on the market due to a slower market and higher prices. I am happy to say that many towns have volumes of transactions that are outpacing last year. Those, however, are priced right.

It does always take longer to sell historic homes or nostalgic homes. They have great appeal, but sometimes are lacking in modern amenties. The pool of buyers is simply smaller. We have sold a few homes like this and they often just take longer. I always advise prospective sellers to anticipate this when I take a lisitng that represents a historic or older home.

Deborah
... more
0 votes 2 answers Share Flag
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