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08203 : Real Estate Advice

  • All24
  • Local Info3
  • Home Buying11
  • Home Selling4
  • Market Conditions3

Activity 22
Tue Sep 13, 2016
Scott Godzyk answered:
You should have that conversation with your listing agent and demand new photos or they use yours.
0 votes 1 answer Share Flag
Mon May 30, 2016
Scott Godzyk answered:
0 votes 1 answer Share Flag
Wed May 11, 2016
Pmwalker asked:
I want to add the high elevation of my property and the short distance to the beach.
0 votes 0 Answers Share Flag
Sat Oct 3, 2015
Robertpsutton answered:
The first thing you should do is ask the seller for a recent flood elevation certificate. When I say recent I mean one obtained in the past 6 months. It is recommended that sellers order a new cert when they list their home as this is now a common request. An elevation cert costs approx $250. Send the cert to a local insurance carrier that is familiar with flood insurance and they'll give you a quote. Many buyers are taking the higher deductible option to keep the premium down. When I say higher I'm referring to a $5000 vs. $1000 deductible. Big difference in premium. Just a thought.
Flood insurance is required if you're obtaining a mortgage, optional if cash. Still an excellent idea to obtain full insurance with a cash transaction. Another thing you may want to consider is installing flood vents which will also bring your premium down. Rates are scheduled to have slight increases over the next four years but by taking my advice above you'll be able to live with these small increase. All the best! Bob Sutton. Manager of Berkshire Hathaway Home Services Fox & Roach in Brigantine.
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Thu Aug 1, 2013
Scott Mcnamee answered:
D,
A strategy that is used by many individuals looking to buy a second home is just what you have stated, take equity out of your primary home. Of course, the amount of equity available is based on what is currently owed vs. the appraised value.
Most likely you would not be able to draw out all of the equity, lenders would want you to maintain a certain % of equity in the primary residence. This amount will depend on whether you opt for a home refinance or a Home Equity line of credit.

Scott McNamee NMLS#13672
Loan Officer
Greentree Mortgage Company, LP NMLS#16128
Toll Free Direct 866-356-7451
Cell Phone 609-206-0136
EFAX 856-874-4664

smcnamee@greentreemortgage.com
... more
0 votes 4 answers Share Flag
Tue Mar 26, 2013
Dennis Allen answered:
Current tax rates are 1.880 for Ventnor, 0.783 for Ocean City and 1.203 for Brigantine. Taxes are based on property assessments. New tax rates come out in July.

Dennis Allen
Ashore Realty Inc
(609) 266-2911
www.ShoreHomes.com
... more
0 votes 1 answer Share Flag
Wed Oct 3, 2012
Angela Reynolds answered:
Ira- thank you for your inquiry regarding Brigantine. Coquille Beach is one of the island's premier beachfront condo communities. The south end of the island, closest to the bridge, features wider beaches, which translates to a longer stroll to get to the water's edge. Though the walk may be longer, the journey through the bayberry bushes is made easier with the help of a wooden pathway.

If you are interested in the south end , there are a number of options to consider. My partner & I have a combined 40 years in the Brigantine real estate business, and enjoy Brigantine as residents, as well as full-time sales agents with Prudential Fox & Roach Realtors. Please feel free to send me an email with your criteria for a property and I will gather information on suitable properties for you to review. It's a terrific time to buy- historically low interest rates and a great selection of properties! I look forward to hearing from you!

Angela Reynolds, Prudential Fox & Roach Realtors, Brigantine, NJ
amr7164@gmail.com ~ 609/517-3908 (cell)
... more
0 votes 4 answers Share Flag
Tue Sep 25, 2012
RMW answered:
We are full time in Brig for the past 3 years, have owned since 2004. I agree with others that the island is a great place to live, safe and relatively quiet even during the season.

I do however think the island suffers from some challenges due to demographics, not relative to A/C, but because the overall population is small ( ... more
0 votes 9 answers Share Flag
Thu Mar 22, 2012
Margaret Steadman answered:
Hi Toni
I think you are referring to the Dolphin Cove complex (formerly Spartan Harbor). It is a pretty big complex and, historically, there have always been a fair number of units there. They are good properties for yearly rental or personal use. Not so much for summer rentals. There are some excellent value there now with one bedroom units starting in the 60K range. If you would like more information on these or any other Brigantine properties, please contact me at 609-703-9093 (cell) or margaret.steadman@prufoxroach.com. I am a full time agent with over 20 years of sales experience. Best of luck! ... more
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Tue Feb 21, 2012
Jim Simms answered:
How do you know about them if they are undisclosed? If you didn’t agree to it in the purchase agreement then no, if you agreed to it then it was disclosed. And pay to whom? Any payment agreement outside of the terms of the purchase contract could be fraud if they are trying to hide it from the lender. Good luck, ... more
0 votes 15 answers Share Flag
Thu Feb 16, 2012
Erin Reilly answered:
I wouldn't wait too long...especially since the rates are so low...when short sales made their appearance onto the market, banks were giving them away...now, not at all...buying a short saled property isn't so attractive...the same will happen with foreclosures...and those are still coming...focus on owner-owned, non short sale pending properties...you will most likely get more for your $$ negotiating with the seller than the bank.

Erin Reilly
Prudential Fox & Roach Northfield
609-646-1900
609-502-4093
pieces311@hotmail.com
... more
0 votes 7 answers Share Flag
Tue Dec 27, 2011
Lisa answered:
Jane,
Call Scott Brown at 609-399-0655, he gave me the most coverage for the best price. It is the Heist Agency.
0 votes 2 answers Share Flag
Tue Jul 26, 2011
Reguy answered:
I have been watching Brigantine since 2004 , am soo glad the seller rejected my offer. Since then the U S economy has tanked and RE is still in free fall,vacation homes hit real hard. Jay Lamont, " All About Real Estate", told me in 2009 that Brigantine should bottom summer / fall 2010. He cited the 12000 lost casino jobs ,and some over building,,,but with all due respect I believe he was early in his prediction. Note that the Trump Marina just sold for @ $ 32 million,down from the asking price of $320 million only three years ago. Brigantine an AC / casino bedroom community has been hit especially hard. Check the listings about 670 properties always for sale and in April they sold less than 20 , thats a 3 year supply of inventory.Check the listings that now saw 'subject to third party approval" thats a short sale,and the REO is just hitting the market. Brigantine is a great little town, but will probably not bottom for another 2 or 3 years if ever...keep your eye on it ,,its a nice little (overpriced) island !! ... more
0 votes 14 answers Share Flag
Mon Jul 12, 2010
Jerry Barker answered:
If you or a family member were in the military I would recommend looking into USAA insurance company, they are the best in America. If you cant get into USAA then try NJM insurance, they are supposed to be the best company in NJ ... more
0 votes 5 answers Share Flag
Thu Jun 10, 2010
Angela Reynolds answered:
Alexandria,

There are many areas to look at in the Atlantic County area. In Brigantine, a Sparton Harbor 1 Bedroom unit sells for about $100,000 in average condition. Galloway has similar buys available. Most of your options will be in condominiums in this price range. Single family housing starts around $130,000 on the mainland and $240,000 plus in Briganitine. Give me a call and I could help you with financing and finding your piece of the American dream. ... more
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Wed Apr 29, 2009
Janet Larsen answered:
These answers below may only be provided through mls sales. There are homes that have sold that were not listed in the mls and can be obtained through the municipality as they are public record.

Janet Larsen, Broker/Associate
Remax Connection
660 Woodbury-Glassboro Rd
Sewell, NJ 08080
Offc: 856-415-1210, ext. 321
Direct: 856-261-6910
Office also located in Marlton, NJ
www.njrealtorjan.com
... more
0 votes 3 answers Share Flag
Mon Nov 17, 2008
Mary Ann Jarvis answered:
1031 Corp is one of the companies that can help you. You have to qualify for this type of exchange though.
If you need to know if you qualify for the exchange, I have an information pamphlet on these types of exchanges.

If you do not qualify for this 1031 exchange, you can sell the 2 properties outright to purchase the one property

Please feel free to contact me for more information

Best Regards,

Mary Ann
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Mon Oct 27, 2008
Mary Ann Jarvis answered:
Marc:

Which property are you asking for this information on. Is the property in Brigantine Beach NJ?

If it is the 13th St property, I have the inside information on this property, please contact me at your earliest convenience. Thanks,

Mary Ann Jarvis
... more
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