That is a good question, You will need to show proof of income in order to qualify for the loan. My suggestion would to speak to a loan officer who can help guide you in the right direction. I have one for you to call if you need one. His name is Bob and his # is 973-476-2628. I am a local agent in Lake Hopatcong NJ. If you are looking in this area please keep me in mind. I can help you with your search.