I agree with my colleagues answers. We are happy to show you rentals in ANY area - we are not allowed by law to direct someone away from or toward a specific community for any reason. Do drive by areas you are interested in or speak with friends or family regarding ares they would recommend. Good luck...and feel free to call me. I specialize in the Succasunna, Budd Lake, Mt. Olive area and would be happy to assist you in finding a rental home.... more
Larry answered your question perfectly! You really cannot lock into a rate on any of the mortgage products, USDA, FHA, or conventional until you know the settlement date. Lenders have to lock a loan for a certain time period. If my company was processing your loan and we locked for 60 days, but you did not have an answer from the seller's back until 61 days, you rate would have expired.
So you can lock, but the rate will expire without a firm settlement date in place and a lock that covers that date.
Best of luck to you!
Joseph S. Cordova NMLS# 146855
Evesham Mortgage, LLC
22 South Maple Avenue
Marlton, NJ 08053
office: (856) 985-9944 ext. 103
direct fax: (206) 333-0946
cell: (856) 304-2381
"The finest compliment I could ever receive is the referral from my friends and customers."
Apply online at: www.joecordova.com... more
I would think offering it directly to the buyer is better. Lowering the price will get the house to "pop into" more searches and therefore more buyers will look at the house. You can even do a $5K reduction in the price and offer $5K as a credit towards closing costs. That helps some buyers on the fence. Let me know how I can help.... more
I am a Remax agent and I work at the office who has the listing at 10 Connelly Ave in Budd Lake..
The asking price was $335,900 and the home was just recently sold..
If I can help you please let me know.
Budd Van Lines in Flanders was very good for me. My contact there is Doug Soltese. Please give him my name as a reference. He will know me from Yoga class as well His phone is 908-310-1928 or cell 973-710-6291
If he can direct you to someone local to where you are moving, he will.
Anne, as Jason stated there are both Fannie Mae and Freddie Mac programs that allow you to refi up to 105% of the value of your home. I do have investors that would allow you to refi that high. In fact, you can go up to 125% of the current appraised value of your home.