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07724 : Real Estate Advice

  • All14
  • Local Info3
  • Home Buying2
  • Home Selling2
  • Market Conditions0

Activity 10
Thu Dec 24, 2015
thinz answered:
Leah, you should call some local agents in areas you are interested in and ask them.
I would call agents in Asbury, Eatontown, Ocean, wherever you want to consider, and make the calls. You will get information from them that will help you decide. Tom Hinz www.shortsaletosell.com ... more
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Wed May 6, 2015
Kirsten Prizzi 239-248-1667 answered:
Since you have a Trulia account it is very easy. Just click on your agents Trulia profie and go to send review.
0 votes 4 answers Share Flag
Sun Dec 14, 2014
Suzanne MacDowell answered:
Is your home listed for sale with a professional real estate agent? If not, it's probably an image from Google Earth or some other such program.
0 votes 1 answer Share Flag
Sun Nov 9, 2014
John Westrich answered:
I have not heard of this before. You really may want to go back down to the building department and ask them what that means. The bottom line here is that you are responsible for getting the CO and will need to make whatever repairs are necessary to get the CO. The buyer really has no input into the CO that is between you and the township. Now if for some reason you do not get the CO then of course the buyer needs to know. Again, if the town is requiring the basement to be finished in order to obtain the CO then this is what you will be required to do. If not for this buyer then for another buyer, there is no getting around that. I still would speak to the town for clarification on what they mean and what the exact requirements are. ... more
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Thu Aug 21, 2014
Leah Ashton asked:
Mon Feb 10, 2014
Sarah Pomphrey answered:
It really all depends. If you could be a little more specific with your question I might be able to answer better for you.
0 votes 3 answers Share Flag
Mon Sep 16, 2013
Diane Glander answered:
It could depend on the type of financing you obtained, whether or not you did a loan modification, as well as how long you've been there and/or if you have been renting it.
More details are needed. ... more
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Thu May 17, 2012
Erin Taffin answered:
Hi Rose Marie
Checking the Fema sites is a great start but I would also check with the municipal records as well.
0 votes 5 answers Share Flag
Sat Feb 4, 2012
Joe Cordova answered:
I agree with Laura's answer below. You will want to contact a rep from NJHMFA.
http://www.state.nj.us/dca/hmfa/consu/buyers/ownprg/smart.html
But as a loan officer who has originated these loans since 1997, I know NJHMFA underwriters will look at your last 3 years of tax returns. If you have deducted mortgage interest or proprty taxes, you are not considered a first time homebuyer.

I would take it one step further though and discuss other financing options with you. Currently, NJHMFA rate is 4.25%. If you were to take the 4% of the loan amount smart start grant, your interest rate will be 5% for the life of the loan! Right now if you can come up with the 3.5% down payment from your retirement funds, gift from a family member, or gift from an employer, you could qualify for a market rate of approximately 3.75%! And the seller can pay up to 6% towards your closing costs. Not sure if you qualify for the LWYW program which keeps the 4.25% rate.

Joseph S. Cordova NMLS# 146855
jscordova@linc-mort.com
Lincoln Mortgage Company
8003 Lincoln Drive West, Suite F
Marlton, NJ 08053
office: (856) 810-1200 ext. 242
direct fax: (206) 333-0946
cell: (856) 304-2381
... more
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Thu Aug 11, 2011
Rick Anderson answered:
Some good answers here. Usually the term "lease" means one to 99 years and an agreement for less than one full year such as month-to-month is a Rental Agreement.. What is in the "lease" depends on who drafted it; lawyers representing the landlord side or the consumer side or agency, plus local and state laws. Did Gtang use the term "lease" loosely? Was it a rental agreement or a lease? Some agreements don't mention the renter or leasee allowing or being required to open their doors to prospective buyers, others do. Smart landlords do not try to disturb their income sources. ... more
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