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07666 : Real Estate Advice

  • All48
  • Local Info1
  • Home Buying35
  • Home Selling2
  • Market Conditions0

Activity 44
Mon Oct 23, 2017
Densilucy answered:
Even if you get a no closing cost loan, you'll probably still have to come up with some money before you close your loan.

Closing costs do not include down payment, real estate taxes, insurance fees, and several other expenses. ... more
0 votes 5 answers Share Flag
Tue Oct 3, 2017
Stanleym.principeii asked:
Sat Aug 5, 2017
Susanmorganjr answered:
From my personal experience so far regarding my credit profile,I earlier didn't know how about it was and when I knew I had foreclosures, later payments and even over dues, I felt really bad because then it was late and the result of my bad credit affected my credit score which was about 379 and 401 to get my loan approved I needed 700 and above, I sort for help from big credit repair companies, but they couldn't help me get my score where I wanted to be in the short period I need to get a loan to keep a roof over my child's head, till a lender introduced me to a repair man who has access to this credit companies who got my credit up to 714 and 757 and also educated me about how to maintain my credit and maintain a really good score, HACKWIZatPROTONMAILdotCOM is where ill refer anyone that needs a deadline fix on there credit .you can thank me later. ... more
0 votes 17 answers Share Flag
Fri Apr 7, 2017
Eric W Vander Werff answered:
Hi, I help Veteran families all across the country with home loans down to a 580 middle score. Feel free to reach out if you would like to discuss your particular situation.
0 votes 2 answers Share Flag
Wed Feb 1, 2017
Mbrunell answered:
Another thought about replacing the radiator system... another option would be to price out something like a mitsubishi split ductless system (or other mfg). They are wall-mount units that heat/cool. The ductless versions would not need as extensive modifications to the existing walls. They need power and the refrigerant lines, which may fit exactly where the radiator pipe previously was. They also need a radiator that sits outside the house(like a normal AC unit). They're very efficient as well.

I think the main limitation of these systems is their ability to produce heat is reduced as the outside temperature drops. Mine de-rates to 80% heat output at -15F. It hasn't ever been a problem for me yet though (In Wisconsin), but I think they recommend supplemental backup baseboard units (electric) just in case. I put one of these in my finished attic space, plus 2 baseboard electric heat units which I have never had to turn on.
... more
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Fri Jun 24, 2016
NJHomebuyer asked:
Wed Mar 30, 2016
Claremews asked:
We live on the Upper West Side in Manhattan and need to replace steam radiators. The steam radiators installed in the 1970s are not adequate for room size and ceiling height. I assume the…
0 votes 0 Answers Share Flag
Thu Feb 18, 2016
Ellievdavis55 answered:
It really just depends on what was agreed upon in the lease. It should say somewhere in there who is responsible. If your lease doesn't say anything about it, you can negotiate with your landlord about it. There's a good chance they'll pay a portion of the costs. If you just ask the right questions you should be set.
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0 votes 25 answers Share Flag
Thu Feb 11, 2016
Michael Shetler answered:
This article provides the tax rates for all towns in Bergen County, NJ. It also makes a few points about the general tax rate versus effective tax rate. You can download the chart of tax rates, sorted by lowest tax rate. ... more
0 votes 12 answers Share Flag
Thu Nov 19, 2015
thinz answered:
Get a few HVAC companies to review and give you a detailed estimate.
Tom Hinz
0 votes 3 answers Share Flag
Fri Jun 12, 2015
Yes you may be eligible for a VA loan with a fico score under 600!

A VA loan allows 100% financing on new purchases as well!

Please email me at if you would like to discuss further. ... more
0 votes 1 answer Share Flag
Mon May 25, 2015
ayaz wasim answered:
Tue Apr 21, 2015
Jackson Willis answered:
The majority of rental homes I've seen don't include these things. I think it's fairly safe to assume that if you're renting a house you'll need to pay for utilities. Occasionally the landlord will provide lawn care or hire someone for it, but that will likely be stated in the lease. As far as furniture goes though, you definitely will need to have your own furniture. I've never seen a furnished home before for rent or for sale. That's definitely a responsibility of you when you live there.
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0 votes 12 answers Share Flag
Fri Aug 29, 2014
Jeff and Kaye Piggot answered:
I know we really see it slow down, just fewer buyers out there at the moment. Therefore, it's really price driven here. If your home is priced more competitively and in good condition, it will make the top of the list. Good luck! ... more
0 votes 5 answers Share Flag
Mon Aug 11, 2014
Phillip Griffin asked:
Moved out of an apartment a few years ago and the company who runs it decided they wanted to charge us for carpet replacement. They sent the amount straight to collections and we had no…
0 votes 0 Answers Share Flag
Mon Mar 31, 2014
Diane Thurber-Wamsley answered:
Hi Elba,
If you have good credit, maybe you can move to our home listed in Bogota near NYC transportation! Seller relocating. Asking $274,900. Walking distance to a deli and my favorite pizzeria! ... more
1 vote 2 answers Share Flag
Mon Feb 24, 2014
Brian is correct -- 2 years is the minimum. that doesn't mean it will be easy, but it's do-able.

I don't lend in California, but i seem to remember you were looking in my area -- NJ. if so, look me up! I'd love to help. I do have a problem-credit VA outlet i can use.
good luck!!!
... more
0 votes 6 answers Share Flag
Wed Feb 19, 2014
email me the reports and i'll take a look for you. i'm sure it's obvious that no one can tell what happened without seeing it.
wondering -- did you ask the lender if he/she sees what changed, or was it different lenders?
... more
0 votes 5 answers Share Flag
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