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Home Buying in 07079 : Real Estate Advice

  • All26
  • Local Info4
  • Home Buying15
  • Home Selling3
  • Market Conditions0

Activity 14
Sat May 7, 2016
Paul answered:
Use InBedrock.com to fully understand + analyze all real costs of homeownership, including purchase price, down payment options, closing costs (title insurance, bank fees, inspection/appraisal, legal), mortgage financing- interest rate, term, points, pre approval requirements, RE Taxes, HO Insurance, utilities/maintenance/condo fees, selling costs (broker commission, capital gains tax, state transfer taxes). InBedrock.com is educational, in-depth, easy-to-understand. Invaluable especially for serious first-time homebuyers. InBedrock.com
The town of Rye or New Rochelle in Westchester, and on Long Island try Garden City, Floral Park, Massapequa, Bellmore.
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Mon Feb 29, 2016
Kathy Burgreen answered:
I'm in Westchester County and with MetroNorth, Long Island Railroad, PATH, express busses, etc. living in any of the New York City suburbs makes commuting to Manhattan easy & convenient. Remember the further out you live, the more expensive and more time the commute is.

Realtors and lenders must obey Fair Housing laws and they cannot tell you which towns have more white, black or Hispanic residents. You can do your own research visiting the U.S. Census Bureau's website. As a guideline, neighborhoods with very expensive housing will have more white residents while low income neighborhoods will have more black & Hispanic residents. Most towns are very diverse and you need to realize there are different types of housing in all communities.

You will be limited with your home search based on your financial qualifications. How are you paying for your new home? 100% cash? A mortgage? If paying cash, you will be looking at homes with what you can afford. If applying for a mortgage, your lender will tell you what you can afford. Lenders will review your employment, salary history, credit scores, types of outstanding credit, savings and debt to income ratio. As an example, you may think you can afford a $500,000. House but your lender may tell you that you can only afford a $300,000. Home. Therefore, you may be restricted to neighborhoods that you didn't think about. You will need to keep your options open. As mentioned before, there are different types of homes. You may decide to buy a co-op in a better neighborhood with high quality schools or you may choose to buy a house because you insist on having a backyard.

Good Luck.
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Sat Sep 19, 2015
Debra (Debbie) Rose answered:
Hi Dax!!

For starters, for an urbane, yet homey kind of feel, with walkable downtown areas - - Look into Maplewood, S. Orange and Montclair - all 3 have the mid town direct train into Manhattan (30 - 40 min ride into Penn Station, no need to change trains), which makes for an easy commute........artsy kind of towns - not to worry - Starbucks everywhere!! :)
Also convenient (15 min drive) to 2 malls (when you're in a Bloomingdales kind of mood)!!

Lots of choices for interesting restaurants, boutiques - even movie theaters (in EACH TOWN) and a performing arts center (in S. Orange). Close to recreational activities, too!

Feel free to reach out to me for more information!! My website has links to other information you may find useful.

Best wishes..........

Debbie Rose
Berkshire Hathaway HomeServices NJ Properties
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Sat Apr 18, 2015
Anna M Brocco answered:
Areas are all about personal preferences, budgets, wants, needs, lifestyle; therefore consider researching areas of interest on your own, and take the time to visit more than once, then determine where your comfort level can best be reached; don't simply just entertain what other people think or say, another's opinion may not be anywhere near the best thing for you. If schools are a concern, again, research on your own; perhaps the links below may be of some help.
http://www.greatschools.org
http://www.schooldigger.com
http://www.homefair.com
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Fri Apr 17, 2015
Debra (Debbie) Rose answered:
My area offers a lot of options, and many local residents commute daily into the city - the express bus can run 40- 55 min.

Best areas = high prices, so if you share your price range, I'd be better able to guide you.

Some towns in my area to consider are: Livingston, Millburn/Short Hills, Roseland, Chatham, N Caldwell, and the list can go on and on.

Please contact me at your convenience, and I'd be happy to get you started!

Best wishes..

Debbie Rose
Berkshire Hathaway HomeServices NJ Properties
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Mon Feb 23, 2015
sunhillblairstown@gmail.com answered:
go to Owners.com and key in 8 East Sunset Hill Road, Blairstown, NJ 07825 - 10 rooms with property taxes @$4700/year. Bus to NYC from Hackettstown and trains are nearby. kids can walk to grade school. ... more
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Sat Feb 21, 2015
Terry Orr answered:
Thu Jan 8, 2015
Dez Miah answered:
Maywood Nj is beautiful and has great schools! 30 minute commute to NYC
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Sun Apr 6, 2014
Debra (Debbie) Rose answered:
this home is under contract since March 7 - it was listed at 389,000, and needed total rehab
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Mon Oct 28, 2013
Leonard Dunikoski answered:
Have you moved to New Jersey yet or are you still in North Carolina? If you're still looking, consider Little Silver in Monmouth County. The median home price is a little under $570,000 and the schools are excellent. What grades are your children in? The NJ Department of Education has an excellent web site called the "New Jersey School Performance Report": http://education.state.nj.us/pr/nav.php?c=25. If you have high-school age children, you also should be familiar with New Jersey's DFG (District Factor Group) classification system.

Immediately next door from Little Silver is Red Bank and Shrewsbury. Red Bank has a great downtown with lots of excellent restaurants and shopping, and Shrewsbury has a great little shopping mall called "The Grove".

You can take the train (NJ Transit's North Jersey Coast Line) into NYC from either Little Silver or Red Bank.

Hope this helps!

Leonard “Len” Dunikoski, GRI
REALTOR® Associate
Diane Turton Realtors – Rumson Office
8 West River Road
Rumson, NJ 07760

(732) 239-0739 (cell) (732) 530-6686 (office)

ldunikoski@dianeturton.com
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Tue Dec 18, 2012
Edwin Nourse answered:
Talk to an agent at Weichert, Insurance. We have a couple of companies that can get it done for you.
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Wed May 2, 2012
Carrie answered:
my husband is on the deed and i am on the mortgage. he wants to sell the property. what happens to the mortgage/ c
0 votes 5 answers Share Flag
Sat Mar 28, 2009
Jonathan Citron answered:
I'll see what I come up with. Zoning will probably be an issue. What have you found? I know someone opened up something similar in Chatham. It can be done.
0 votes 1 answer Share Flag
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