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06067 : Real Estate Advice

  • All17
  • Local Info0
  • Home Buying8
  • Home Selling5
  • Market Conditions0

Activity 16
Wed May 11, 2016
Terri Eberhart asked:
Wed Sep 16, 2015
Rusthomas565 answered:
I am Russell Thomas currently living in USA. I am married with two kids and i was struck in a financial situation and i needed to re-finance and started my own business. I tried seeking loans from various loan firms both private and corporate but never with a GOD son success and most banks denied my credit. But as God would have it, i was introduced to a private loan lender by my friend (Alan Lewis ) and i got a loan sum of (75,000.00USD) and today am a business owner and my kids are doing well. So dear, if you must contact any firm or company with reference to securing a loan with low interest rate of 3%, do contact ( MR WILLIAMS MARK) ( williamsmark685@gmail.com) am so happy now and i decided to let people know more about him, he offers all kinds of loans to both individuals and company and also i want God to bless him more. You can contact his company through this email (williamsmark685@gmail.com) ... more
0 votes 12 answers Share Flag
Wed Jun 10, 2015
Anna M Brocco answered:
If the property was listed with a broker ask the agent to remove the information, or contact customer service directly http://www.trulia.com/help/ask/ Be aware that photos may appear in other sites as well, therefore you may wish to Google your address. ... more
0 votes 1 answer Share Flag
Mon Apr 21, 2014
Dan Tabit answered:
dkdfran,
If you are going to make a mistake, underprice rather than over price, you'll come out ahead. In many markets sellers are getting multiple bids and driving prices up. A home priced at the top end of the value range may receive one offer. A home priced at the low end, combined with an aggressive marketing program of getting the home out there, holding an open house and delaying any offer reviews can get multiples and get you more when it's all said and done.
Ask your agent about the number of homes in your area selling with multiple offers or for over list price. If there are many, go for it.
... more
0 votes 3 answers Share Flag
Wed Dec 19, 2012
Jennifer Barone answered:
Yes, our mortgage company works with a lender that will allow a stand alone second mortgage. If you have $140,000 to put down, your total financed would be $459,000. Your first mortgage could be for $417,000 to remain within the conventional limits. The second mortgage could be for $42,000. This would be the stand alone second mortgage. The minimum credit score requirments for this program are 700 and all properties financed under this program must be owner occupied.

Feel free to contact me for more information. Jennifer Barone. Executive Mortgage Banker. William Raveis Mortgage. NMLS # 700093. 860 227 4688.
... more
0 votes 2 answers Share Flag
Thu Jul 12, 2012
Anna M Brocco answered:
Keep in mind that rent to own can be risky and one could stand to lose a bit of money; therefore do inform yourself well. Rather, if you haven't done so yet, visit with any licensed loan officer, see if you can buy outright...... ... more
0 votes 3 answers Share Flag
Wed Jul 11, 2012
Al Carbone answered:
There is a process known as "Rapid Rescore" which applies to your situation. I'm a real estate agent and have great faith and trust in my lender of choice. Call Jack Regan of Noreast Mortgage Services. 203-996-7379. Talking is still free. ... more
0 votes 6 answers Share Flag
Wed Jul 11, 2012
Al Carbone answered:
All condo complexes have established rules and regulations which all owners receive prior to their closing. Your question should be answered within those pages. Just ask the owner. If the owner isn't sure, the owner can ask the management company. ... more
0 votes 5 answers Share Flag
Sun Mar 4, 2012
Brent Bell answered:
As an Unrepresented Seller you have many difficult tasks ahead of you. The first is assuring your safety (& that of your family plus your possessions). An experienced agent representing a potential home buyer will require a pre-approval letter from a responsible lender and learn additional background about that buyer before showing any properties to them. This preserves the agent's valuable time and protects both the agent and the sellers.

Unfortunately, there are mortgage companies---especially some that are internet based--who will issue a qualification letter without running credit and based entirely on information supplied by the potential buyer. You can probably guess what that type of letter is worth! So simply asking if your caller is pre-qualified relies on the honesty and understanding of the caller---having them email or fax you a copy before the showing could help, but you may lose a good potential buyer who feels you are being too intrusive.

The largest problem most Unrepresented Seller's share is an inappropriate asking price (usually averages 20% above the actual value of the property). A buyer's only incentives to purchase a home from an Unrepresented Seller are big $$ savings (the average buyer expects a 10% discount from actual value if the home were listed with an agency--on average 30% below the Unrepresented Seller's asking price)... the alternative motivation is that the buyer's credit is so poor that they are hoping to find seller financing or to have the seller lease them the property.

Please note that a good buyer will expect the services they receive from a Buyer's Agent and expect you as the seller to pay for those services....if you are not offering this upfront, they will expect a significant discount from you in exchange for your decision...

Good luck with your quest!
... more
0 votes 11 answers Share Flag
Sat Apr 17, 2010
David Hood answered:
Yipou can get the tax credit you need to have a contract to purchase by the end of April but you do not have to close on the property before the end of June, best of luck.
0 votes 5 answers Share Flag
Tue Mar 30, 2010
Julie Nearing answered:
a 203k loan is what you are looking for.
0 votes 5 answers Share Flag
Tue Feb 16, 2010
Diane Tomlin answered:
You may want to check with a professional. I could be wrong but I don't believe you can sell to a family member and still receive the 8K. Sorry
0 votes 3 answers Share Flag
Tue Dec 22, 2009
Al Akerman answered:
Robin, based on your income you should have no problem qualifying.

I would have to discuss your entire situation to be able to tell you if you would qualify based on all aspects involved in the loan process.

Please feel free to contact me at 908 415 3958 and I will be more that happy to assist you.
... more
0 votes 6 answers Share Flag
Wed Oct 15, 2008
Carla answered:
So, did you find and buy your condo yet? If not, please email me for some info I have for you at budrusty@aol.com
0 votes 4 answers Share Flag
Mon Apr 28, 2008
Stacey Brown answered:
The higher end homes always take a bit longer to sell. Rocky hill is a nice area, but you may need to wait it out while. the key is to price it right, keep it clean and ready to sell. Trying to run around the house and clean up right before a showing appointemnt always looks just that way. Get clean, stay clean, show well, price right. ... more
0 votes 5 answers Share Flag
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