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06053 : Real Estate Advice

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  • Local Info0
  • Home Buying1
  • Home Selling2
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Activity 3
Fri Aug 19, 2016
Maricris A answered:
Hello,

The data you reported is coming from your county records, because of this I am unable to edit the information. This data is gathered by a third-party data collector and only updates on Trulia when discrepancies are identified at the next data collection cycle. Unfortunately, we are unable to expedite this process.

You have the ability to edit your home facts that appear in the Owner Information section. Please follow these instructions on how to edit your home facts. This includes editing the number of bedrooms/bathrooms, square footage, home features, description and more.

Sign into your Trulia account. If you do not have an account, you must first register in order to update your home facts.

If you haven't already claimed your home, navigate to the property page, go to the "Edit Home Facts " button and verify ownership.

If you have claimed your home, click on the same "Edit Home Facts" button to update your home facts.

Make sure to select Publish Updates at the bottom of the page.

Regards,

Maricris
Consumer Care Advocate
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Wed Jun 3, 2015
Javier Montiel answered:
Trulia doesn't support FSBO listings. Try other sites such as Zillow or Postlets.com…etc...
0 votes 1 answer Share Flag
Mon Jul 29, 2013
Fritz Walter answered:
The bottom line is that your scenario is a challenging one. With FHA, your fiancée will need to wait 2 years before she is able to be on a mortgage loan with you. A conventional loan will take 4 years and a portfolio lender product around 3 years. If you really want to buy a house together and both be on the loan then I recommend a 2 to 3 year plan to work on your credit and build up reserves and down payment (I believe Pros on here have recommended such as well). The other option is to qualify on your own. You will be the only one on the mortgage but both of you if you wish can be on the Title. That being said a 628 FICO score also has its challenges as well. There are loans out there for you but the rates and the fees will be high. I always treat my clients like family and look out for their best interests whenever I can so my advice to you is to save up for the next two to 4 years and then reach out to qualified and knowledgeable lender like myself or some of the others on this site. The last thing I would add is if you want the experts that you employ to be as helpful as possible then remember to always give them the whole story, the good, the bad, and the ugly so that they can help you avoid any surprises. Feel free to reach out to me if you have any further questions.


All the best,

Fritz Walter
VP of Retail Sales
Toll free: 800-359-1996 x551
Direct: 203-783-4551
Email: fwalter@totalmortgage.com
NMLS ID: 387922
Visit my webpage: http://www.totalmortgage.com/bankers/fritz-walter/
Company Website: http://www.totalmortgage.com
Total Mortgage Services, LLC - NMLS #2764

Total Mortgage offers a complete selection of mortgage programs including:
Conventional, FHA, FHA 580-639 FICO, FHA 203 Renovation (Streamline & Consultant), HomePath, VA, VA IRRL, USDA, Jumbo financing , and No Income or reduced income. Portfolio, jumbo, and conventional programs offered for self-employed borrowers as well.
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