Hi Mark & Sue - I obviously don't have any information to go on but for your information I have a lender that specializes in FHA 203k Loans. Basically, you find the house you want where you want. Then we have a contractor write up an estimate as to what the needed renovations would cost to complete (i.e. heating system upgrades, solar, etc.). Then that amount gets added to the agreed upon selling price. Upon closing the work begins and you get a freshly updated "green" home anywhere you want in beautiful Maine. If the work prevents you from moving in right away we can even finance in up to 6 months of mortgage payments. I have many other solutions also so please let me know if I can be of any assistance.