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03062 : Real Estate Advice

  • All8
  • Local Info3
  • Home Buying3
  • Home Selling0
  • Market Conditions0

Activity 6
Wed Aug 3, 2016
Kobsanta asked:
Any suggestions on best, easiest way to sell my house in one state and purchase nee house out of state at same time. If I sell my house, where can I store house full of furniture till I…
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Mon May 26, 2014
George Rauh answered:
There is more stuff than you an shake a forest at! Besides the 203k, and first time buyers stuff. There are all kinds of government grants and programs if you want to go search them all out yourself.

Right now, if you have had a bankruptcy, instead of waiting seven years out it is two years. If you use to have to have a 680 plus credit score, now you can get away with a 585! You will need more down, but, beats renting...

I don't know if I can put a plug in, but, with over 18 different banks, this place called the Mortgage Specilist is prop one of your better places.
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Tue Feb 5, 2013
Katie4444 answered:

I am a realtor in the area and work with some great Mortgage reps that I'm sure can point you in the right direction. I would also be happy to help answer any additional questions.

Feel free to contact me at 603-682-0905.

Have a nice day-
Katie Brown
Sue Padden Real Estate LLC
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Mon Apr 30, 2012
Short Sale Mitigation, LLC answered:
Offer cash at closing. Most prom notes are double the amount that a lender will take if it's cash at closing. There could be many reasons why they are asking you for a promissory note. 1) do you have MI on the loan. If so, the MI company needs to cover it's deductible. Most NH housing loans have MI, so many times a NH housing loan will seek cash or a prom note at closing. 2) is the lender seeing some amount of money on hand?? If so, they will look for a prom note at closing 3) do you have a considerable hardship?? If the lender feels you don't have a strong enough hardship, they'll ask for a prom note at closing.

Keep in mind prom notes are UNSECURED notes, and usually don't have interest. My suggestion would be to start with a cash offer at closing. Even $500 is an attempt. We've had luck offering even less than half of what they wanted in the form of a promissory note.

Good luck.
Maryann Little, VP Mitigation
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Mon Jul 5, 2010
Scott Godzyk answered:
You should be able to go to the nashua city hall and pull up the tax map. You can also search for a copy of the mortgage and addendum that lists the exact dimensions of the lot. I hope this helps. ... more
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