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Home Buying in 02301 : Real Estate Advice

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  • Home Buying9
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Activity 6
Thu Jul 7, 2016
Caroline Monte asked:
husband wants to have Ido I have a chance to buy another house?im a co owner of mga sister's house and me and my husband wants to have our own house even a 2-3 bedroom house thank…
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Tue Mar 24, 2015
David Charette answered:
Robens,


Have you gotten the help you need? I have a great lender I can get you in touch with! give me a call and I can go over it with you.
0 votes 2 answers Share Flag
Sat Jun 2, 2012
Heath Coker answered:
I think the zip code you used is incorrect.
Most 02xxx zip codes are in MA.
Why not look for a real estate pro in New York and see if you don't save time and money.


(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.) ... more
1 vote 3 answers Share Flag
Wed Aug 11, 2010
Dan Derito answered:
Hi Mathew, your Real Estate person should have a list of inspectors. Don't take this step lightly. Is the house bank owned or a short sale, and being bought 'as is?' Have you consulted your mortgage person about what would cause the bank concerns? Are you, or your RE agent prepared to negotiate repairs that might need to be made? If the house has major issues then, be prepared to walk away and start the whole search process again and you are out the $300-400. You can go tohttp:// www.ma.gov to do a search of licenced inspectors. Ask if the seller has filled out a property condition report, which should give you some clues as to how it has been maintained, in addition to your own visual observations. Again you should be relying on the expert advice of your Real Estate professional here. ... more
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Sat Sep 26, 2009
Lyons1970 answered:
i need marietta gerogia for rent to own wit h section 8 in my 678 651 4508 tracy
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Fri Nov 7, 2008
... answered:
Hi Vic -

It's a great time to buy and you're smart to be looking but to address your question, "part owner" is not really a mortgage term as everyone on the mortgage is jointly and severally liable for the entire mortgage, as if each owned 100%. If the ex is late or stops paying, it becomes as much your headache as anyone elses.

As the others have said - get a preapproval (I have an application on-line or you can call) to see how things look, but the home your ex is in will hurt you in that the payment for that home will need to be included in your debt payments. It doesn't matter if the court ordered her to pay the whole mortgage or if there's rental income. Again, to repeat what others have said, try to get her to refinance so you'll be off the loan; I can, of course, help with that, too!

Thanks!

Tom
... more
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