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02148 : Real Estate Advice

  • All20
  • Local Info1
  • Home Buying11
  • Home Selling2
  • Market Conditions0

Activity 17
Fri Jun 26, 2015
David Escott answered:
I believe because it's a disclosure and not a contract there is no need for an expiration date. i.e. I am disclosing that I am a real estate agent and since that isnt going change it never expires ... more
1 vote 2 answers Share Flag
Thu May 28, 2015
Diana Hellman answered:
I recommend that you search for realtors that service your area and reach out to them. Alternatively, you can google established real estate agencies , look on line at the bios and begin a dialogue with one. ... more
1 vote 1 answer Share Flag
Thu Jun 26, 2014
Andrew Chirapha answered:
There are many things you can do to increase your chances of having an offer accepted. Consideration amount comes to mind when placing an aggressive offer. However, offering a high dollar amount isn't the only way to increase your chances of a successful deal. Financing and Inspection contingencies may also help strengthen or weaken an offer. An all cash offer without an inspection contingency can very well be an attractive offer. Flexibility on closing date is also important to note. The sellers may want to move quickly and be willing to take a lower offer just because the buyers are willing to close within the next week. The bottom line is to try to find out what's important to the seller whether it's money, closing fast, or promising to water their plants everyday, then you will be able to increase your chances of closing the deal. ... more
1 vote 14 answers Share Flag
Fri Jun 14, 2013
Jrteat31 answered:
1 vote 5 answers Share Flag
Wed May 29, 2013
Loreen Cinganelli answered:
Hi, Jill. I just noted your Trulia question. A good agent should respond within a very short timeframe. If an agent is out showing other clients properties, I could understand the reason for the delay. Some listing agents (representing the sellers) do not respond to buyer questions, which is unfortunate. If you are looking to purchase a home in the Malden area, you should find yourself a good buyer's agent, one who will respond quickly. Inventory is low and homes are selling quickly. You will need to see homes as soon as they become available for sale...not when someone calls you back days later (and the property is gone!). Most buyer's agents (like myself) will be compensated by the sale, not you. As an agent covering Malden and surrounding areas, I work from a cell phone and e-mail. If you prefer being able to contact someone directly (I answer my cell 99% of the time); you will not be dumped into a voicemail if you choose to work with me. Feel free to contact me with your questions on my direct line at 781-608-1157 or via e-mail at With that being said, I am running to an appointment but will be available to speak with you either before 12:15 or after 1:30 today. If I don't hear from you, I wish you the best of luck with your search! ... more
0 votes 8 answers Share Flag
Fri Nov 2, 2012
Heath Coker answered:
There must be a local bank - not a national lender - who will lend on your property.

WF and Chase are usually not the lenders they are usually just the servicers who are managing the collection of the payments.
A Refi might end their servicing agreement with the actual owner of the loan and affect their income.

(Please note: when you choose an answer as a Best Answer, or at least give a thumbs up, it helps those who answer questions here.)
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0 votes 3 answers Share Flag
Tue May 29, 2012
Patricia Torcivia answered:
89 Dutton St in Malden is under agreement and scheduled to close at the end of May...It was a bank owned property and it went off the market on April 20...
2 votes 4 answers Share Flag
Tue May 29, 2012 answered:
Registry of deeds although sometimes it takes a few months to update. A quicker way would be to post the address here and we can look for you.
1 vote 6 answers Share Flag
Sun Nov 6, 2011
Anxiousbuyer answered:
I found this question from 2 years ago, while browsing Trulia. I find it interesting that 2 years ago, every agent says that Malden house values were at bottom and would only appreciate. I'm sure if you asked the question today, you would get similar answers, that we are at the bottom and that we are due for an increase in property values. I am not attacking the expertise of the realtors, but I wonder if their predictions proved true. I've been looking for a home in Malden for awhile and it looks to me like Malden has declined over these past two years. Moreover, I'm no expert, but I'll take an educated guess that Malden is not going to increase anytime soon. Why do you think there is so much inventory in Malden compared to other towns? because a lot of sellers have a hunch that might be the case as well. I've lived in Malden for five years. While it was never a great place to live in my opinion, it has declined since that time 5 years ago when it was voted the best place to live if you have children. Malden today seems more dangerous and more depressed than it did when I moved her. I talked to one homeowner who was selling her lovely home who said "I wish Malden would make a recovery, but I know now it never will. It's too late." ... more
1 vote 5 answers Share Flag
Mon Oct 10, 2011
Christine Moran Realtor & Notary answered:
They are both under agreement. You should get a buyers agent to email you listings before they are gone.
0 votes 1 answer Share Flag
Thu Jun 30, 2011
John P. King answered:

Getting a motgage for a new home shouldn't be a problem but you will need to take a hard look at your current situation. What is the outlook for your job staying in the Boston area? Will it be for 5 or 6 years? Are you happy with the company or do you always have feelers out?

Home prices in some areas of Boston have been firming recently but I wouldn't anticipate much increase in value for several years. Real estate is a long term investment as you are learning on your condo. If you feel confident that you will be making this area your home for at least the next 5 years, I would definately recommend that you look at buying now. Although prices will stay fairly stable over the long term, I don't that can be said of the interest rates. When they start going up they will make buying more expensive and will also put upward pressure on rents.

This is just a quicl analysis based on the details you provided in your question. Please feel free to send me an e-mail or give me a call and we could go into your particular situation in more depth to help you make an informed decision. I have been helping people make good decision and real estate for over 25 years and would be happy to assist you.
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0 votes 4 answers Share Flag
Tue Aug 31, 2010
Serepax answered:
Thanks Everyone for your help! I've requested the HOA meeting minutes and will review them before deciding to make an offer.
0 votes 9 answers Share Flag
Thu Apr 9, 2009
Bart Foster answered:
Rajesh;... and Hi Debontheweb, hope you are doing well this year.

Rajesh, Deb has hit it on the head. Contrary to what one agent has said, a single family occupying two or more units of a multi-family dwelling will NOT change it's legal status in the eyes of the ISD.

If you are a buyer, have your agent verify occupancy (number of units) with the Building Department. Appraisers are also expected to do so as part of their due diligence in writing up an appraisal. It is not uncommon for a property to be known to the tax office as a 2 or 3-family dwelling, when in fact the building department or ISD knows it as a single or 2-family. If a previous owner, with all good intentions, applied to have the number of units revised, for example converting a single family into a two family but never completes the process, the true status remains unchanged. The owner might have gone so far as to pull some permits, added a second or third kitchen and baths. But what gives it away, is that there are one two few electric meters. Hello, can you say SINGLE family. If ISD says single family, it's a single family even if it has been taxed as a two family for decades.

Word of warning to Listing agents. The ISD’s of numerous cities and towns are keeping an eye on our MLS looking for illegal conversions and in-law apartments. Assuming a dwelling with 3 kitchens and 3 full baths is a 3-family when in fact it’s not, could result in a nasty letter to the seller to remove the offending conversion, and a very costly law suit from your ex-client.

Disclaimer: these are just my own opinions and not to construed as fact. Concerns should be addressed with your city or town's Building Department, office of Inspectional Services. Ask to talk with the chief inspector. They set the rules.
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0 votes 7 answers Share Flag
Fri Sep 19, 2008
Mike M answered:
Thanks for the responses! I see. Yeah, I think they're just different places trying to get me to buy mortgage insurance. I asked my mortgage broker to make sure it's nothing I'll really need. She hasn't gotten backt o me yet.

The biweekly thing is still confusing to me. I'll probably do what you guys suggested and pay extra towards the principal when I can. I'm pretty clueless when it comes to all this...can someone tell me why by paying off a bigger principal help with the interest? I thought the lender already calculates the exact amount for each month already and it's just a matter of paying it off as we go or I can save it into a bank account and pay it later? Thanks everyone!!
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0 votes 4 answers Share Flag
Mon Mar 31, 2008
Mark Warren answered:
Hi Kath Cal... As you can see from all the postings the average commission depends on the agent/office. What I tell my clients when I'm asked this question is whatever commission we negotiate nothing is paid until I get your price and we close on the property.


Mark Warren
... more
0 votes 13 answers Share Flag
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