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Home Buying : Nationwide Real Estate Advice

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A few minutes ago
chanw answered:
Yes someone else can make another offer, even if the seller accepted yours, as long as the seller has not signed a contract with you. When I listed one of my previous house for sale last year, Person A made an offer, but I still keep listing the house (which is what you should do until a contract is signed). Then Person B made an offer to me. My agent then told Person A about Person B's offer and Person A upped his offer and he quickly signed a contract the next day! I'm not a real estate agent but I had experienced selling and buying properties myself. ... more
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A few minutes ago
Udinkwell answered:
Size and bathrooms I need a bathroom on first floor as well aeain bedroom and location is important as well
0 votes 15 answers Share Flag
A few minutes ago
Jvmuniz7 asked:
A few hours ago
Susie Kay answered:
It depends on the type of loan and whether you qualify. Va loan and USDA is zero down. I would suggest that you pick up the phone and call a local lender or two to assist you.
0 votes 2 answers Share Flag
A few hours ago
Susie Kay answered:
Have you told your realtor that you think it's risky? What did she/he say?
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A few hours ago
Steve Bracero answered:
Since you can only have 1 FHA loan at a time, you would need to Refinance out of the loan, then try and use it for another owner occupied residence.
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A few hours ago
Steve Bracero answered:
Your best best is to contact a realtor in your local area to assist you with this!
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A few hours ago
Steve Bracero answered:
Pending- an offer has been made on the home and it is in the process of closing... It is possible the house can go back on the market but likely you will see it is sold within 30-60 days after the offer is accepted. ... more
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A few hours ago
Steve Bracero answered:
You want to call a lender and get pre qualified. You supply a bank or lender with your overall financial picture, including your debt, income and assets. After looking at this, the lender can give you an idea of the mortgage amount you will qualify for. ... more
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A few hours ago
Steve Bracero answered:
http://www.city-data.com/ has tons of great info you can find on the city of your choice!
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A few hours ago
Tony Tiger answered:
If it isnt already obvious, all agents are downplaying the risks on this forum because their livelihood depends on the sale. Lead is a toxic substance which is not under debate. Trump may get rid of epa and defund the fda, but lead is already known. It is potentially more dangerous than asbestos since it will be around the house. It is also very expensive to remove. You must disclose that you know of lead which makes it difficult to sell at market value and to rent. You also cannot do renovation work without informing and paying the premium that comes with it. So stay away from the guy who tells you "it depends, is the paint chipping?". ... more
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A few hours ago
Andymoney2017 answered:
Would you like to become a credit partner... No responsibility to you... Only the principle borrowers... Buying only real estate thats already ready performing well enough to repay the loan back? ... more
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A few hours ago
Landrylindalee answered:
Best thing you can do after any updates you can afford is A. neutralize the home. Pack away personal pictures. Paint bold colored walls a softer color and leave only one as an accent wall. B. Clean Neat and Orderly C. Absence yourself during showings D. Dont forget curb appeal. ... more
0 votes 19 answers Share Flag
A few hours ago
Kathy Burgreen answered:
I read your replies below. Forget it, it won't work. You need to own a car on Staten Island and does the SI Ferry run 24/7? If you're budget is $300 - 400K, forget about buying a house. Any house in this price range means it needs at least $100K in renovations / repairs OR it's in a high crime neighborhood and that's just to start.

Your best method with your budget: buy a co-op in Queens, Brooklyn or the Bronx within walking distance to the subway or bus stop and in a safe neighborhood. Another option is the nearby suburbs of Westchester or Nassau Counties. Both suburbs have co-ops within walking distance to the train stations (MetroNorth or Long Island Railroad) and there are buses. Check the schedules to see if the trains run at 1:00AM.

Remember, the safer the neighborhood, the higher the prices for housing.
... more
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A few hours ago
Zyre Sullivan answered:
The minimum would be a 580 score with 3.5% down for an FHA loan. The higher your credit score the better your interest rate and debt to income ratio. There are some lenders that can do as low as 1% down but you need a 680 score. I would be glad to discuss in further detail. ... more
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A few hours ago
Zyre Sullivan answered:
There are several programs available for first time home buyers. Your lender of choice must be trained and experienced in this field. I have closed many with the Seth and tsahc programs and would be honored to guide you along the way. ... more
0 votes 3 answers Share Flag
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