You can qualify for a mortgage with a credit score as low as 580.
If you have a 580 or above score you would only need a minimum of a 3.5% down payment and you can even roll closing costs into the loan costs using a sellers concession. I can explain a sellers concession a bit more if you need me to.
I can lend nationwide and I'm available almost 24/7.
If you have any questions or would like any help with this you are welcome to contact me.... more
In the area you are looking to buy in you can expect to put down a minimum of 3%. You are even allowed to roll some closing costs in using a "seller concession". I can explain the sellers concession a bit more if you need me to.
The programs I'm describing allow you to buy a multifamily home and allow cosignors if needed.
I can help you get a pre approval if you would like to see what you can qualify for.
I'm avialable almost 24/7.
You are welcome to contact me with any questions or if you would like help with this.... more
If the HOA governing documents require a minimum income then yes. It is to make sure that you can afford the assessments on a continuing basis. The HOA couldnt care less about the if you have a mortgage or how you pay for the unit, as long as they get paid.
Disclaimer: I am a Florida attorney and licensed Realtor. Information posted or made available on or through this site is not intended as legal advice or to create an attorney-client relationship between you and any attorney/our firm until officially retained. You should consult an attorney for advice regarding your individual situation since every case is different and not all information is relayed in an online question.... more
There are so many variables and it's based on your situation and what you are looking for. There isn't a lot of inventory at the moment because it's the winter time and properties are starting to go back on to the market.
What I would wondering would be:
- How much could you afford?
- What type of property are you looking for?
- What's your goal in a few years and what's your situation like?
I lived in the area my whole life and I can definitely help you. You can reach out to me at (415) 890-6451 or firstname.lastname@example.org. You can also ook me up on google and look for Gi'angelo Bautista at Vanguard Properties.... more