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Rentals in Riverside : Real Estate Advice

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  • Home Buying193
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Activity 28
Mon Mar 27, 2017
susan Leon asked:
income no problem, excellent rental hx for 12 or more years, but our credit scores are low, we want to live in city of riverside or surrounding area as we are 30 yr plus riverside residents.…
0 votes 0 Answers Share Flag
Mon Jan 30, 2017
Sheryl Arndt answered:
Hello Patti, you can click the flag link by the listings and they will address it. Are you looking to buy or rent?

The rentals in 92508 zip code start from $1,239 for 1bd 1ba 681sf apt, $1,530 for 2bd 1ba 839sf apt and the single family homes start from $1,795 for 3bd 2ba 1,750sf home.

The purchase in 92508 zip code start from 275k for 3bd 2ba 1,424sf single family home.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses and pay less than rent.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Thu Apr 7, 2016
James.d.skaggs asked:
Thu Jul 16, 2015
christine kankowski answered:
YOu cant look at the ones that are obviously under market value. There are plenty of homes for rent through regular agents. You can also see by the contact info which are fraudulent. Any real agent will include Name, name of company, phone and email. If all you get is an email... not valid.
Sorry and good luck to you!
... more
0 votes 6 answers Share Flag
Wed Mar 25, 2015
Cindy Davis answered:
This is indeed a question for an attorney, which we are not. Good luck.
0 votes 2 answers Share Flag
Tue Mar 24, 2015
Sheryl Arndt answered:
Hello marzate, yes there are. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. The rentals in Riverside start from $750 for 1bd 1ba condo and up.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

The purchase in Riverside start from 115k for 1bd 1ba condo which is as low as $575 down payment with a minimum 580 fico score. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank or Link.
... more
2 votes 3 answers Share Flag
Tue Oct 7, 2014
Walter 'Skip' Kersten answered:
Hi Irene,
Do not send money without a signed lease. A landlord will not give you the keys with only a deposit and not an executed lease.
Good luck,
0 votes 3 answers Share Flag
Fri Aug 15, 2014
Ray Wright answered:
When do you need to move in? I've got a 5 bedroom with a pool and 3 car garage coming up soon. Shoot me an email at: RayWright@kw.com
0 votes 2 answers Share Flag
Fri Aug 15, 2014
Juan Rodriguez answered:
Natasha,

You can try searching for Facebook groups geared toward UCR and housing. There are students that post on there trying to find a roommate because they are also in the same situation you are in. Just be careful because you don't know them. Good luck! ... more
0 votes 3 answers Share Flag
Thu Jul 10, 2014
Cynthia Ball-Ward answered:
Thu Jul 3, 2014
Jason McIntyre answered:
Dear Littlesadyann,

Good morning! There are two active rentals within a mile of Western in 92505. The first is 11030 Country Bluffs Road listed at $1900/mo with 1555sf built in 1988. The second is 6599 Country Lane, listed at $2250/mo with 1658sf built in 1986.

Here is a link to the MLS Rental Listing for both so you can see the full details.

http://mrmlsmatrix.com/Matrix/Results.aspx?c=AAEAAAD*****AQAAAAAAAAARAQAAAE0AAAAGAgAAAAQ4NjkxBgMAAAABOQYEAAAAATkKBgUAAAADNzQwBgYAAAADNzQwDQIGBwAAAAI1OQ0NBggAAAACMTAGCQAAAAEwCgYKAAAAATANAgYLAAAABifCpMKiIA0sBgwAAAABMQ0DCw))

Sincerely,

Jason Shawn McIntyre, Broker
... more
0 votes 1 answer Share Flag
Thu Jan 23, 2014
Ray Wright answered:
Are you referring to The Wood Street homes in Riverside? I have not come across any homes for rent that are accepting Section 8. I too suggest you search the standard rental sites. Also stop by the Vons at the plaza to pick up a rental book. Good luck. ... more
0 votes 2 answers Share Flag
Sat Jan 18, 2014
JR Thrasher answered:
Thanks for the info. The rental is usually the scam. Make sure you flag the rental ad so nobody gets taken advantage of.

J.R. Thrasher
www.SanDiegoRealEstateVeterans.com
(619) 929-0105
RealEstate@JRThrasher.com
... more
0 votes 5 answers Share Flag
Mon Sep 30, 2013
Ray Wright answered:
You'll need to provide a little more info regarding your request.
0 votes 3 answers Share Flag
Wed Sep 18, 2013
Ray Wright answered:
Sat Aug 3, 2013
Ray Wright answered:
Every location will be different. Contact a local agent so they can work for you and find you the right place so you don't waste time here. They can also protect you from getting into a bad rental situation. Good luck! ... more
0 votes 2 answers Share Flag
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