Hi Crystal. I see that my colleagues below answered your questions directly.
If you don't yet have a Buyer's Agent representing you (that is, a Realtor that works for YOU), I encourage you to hire one ASAP. ALL buyers -- whether a first-time homebuyer or not -- should have a Realtor on their side to guide them through the homebuying process. Indeed, your Buyer's Agent will not only save you time (finding ALL available properties that meet YOUR specific criteria .. as soon as they come on the market), but a good Buyer's Agent will save you money (through effective negotiation strategies that ensure you will be getting the best bang for your buck:)
Ask friends and family members for recommendations on Realtors (or, perhaps, choose from those posting here on Trulia) and choose 2-3 to interview. Choose the one that you feel is experienced, knowledgeable, responsive ... and someone savvy with contracts -- you'll want someone who KNOWS contract language to best protect your interests.
Feel free to call me direct at (610) 324-5240 with any further questions. And if you need to interview Realtors, I'd appreciate the opportunity to EARN your business.
Good luck and blessings to you.........
Judy May, Esquire, REALTOR
"A Refreshingly Different Real Estate Experience"
CENTURY 21 Alliance
2828 Audubon Village Dr
Audubon PA 19403
O: (610) 666-0202 x. 226
C: (610) 324-5240 (preferred)