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Market Conditions in San Diego County : Real Estate Advice

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  • Local Info22
  • Home Buying186
  • Home Selling21
  • Market Conditions11

Activity 292
Thu Dec 22, 2016
Steve Hanover, VA. answered:
Hi Morben.hc,

After October 4th, 2010, FHA requires you to pay the MIP until your loan balance reaches 78% of your original purchase price or 5 years, whichever is longer. On a typically 30 year amortization schedule it will take you 7-10 years to reach 78% if you never pay anything extra on your mortgage. It is important to note that FHA does not include appreciation in the 78% calculation.

Check your current balance and compare it to your original purchase price to see if your loan to value is at 78%. The easy way to do this is take the balance and divide by the purchase price to get your LTV or "loan to value".

If you are at 78%, contact your lender and tell them you want the PMI dropped. If they refuse, your only option will be to refinance you loan into a conventional loan.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Great Plains National Bank
... more
0 votes 2 answers Share Flag
Thu Feb 18, 2016
Nancy Bergman answered:
Did you know that there are only about 35 homes for sale in 92120? An average 4 bed in 92120 would sell for appx. $850K but as a Realtor, "pristine" needs to seen by a professional.
Rentals - there are only 3 rentals in all of 92120. The current 4 bed is only 1300 sq renting for $2450 but I don't know what your property looks like.
Its best to get a CMA for both selling and renting. You may be very surprised in today's market.
Give me a call if you would like more information.
Nancy

Nancy S Bergman
Realtor - Cal BRE #01893550
Windermere Homes and Estates
14677 Via Bettona #120
San Diego, CA 92127
Cell (858) 617-9449
Email - nbergman1@live.com
www.comehometopq.com
... more
0 votes 1 answer Share Flag
Mon Jan 11, 2016
Arpad Racz answered:
Hi,

A local contractor could help give you an idea of the process to convert it, and perhaps even discuss what the local rules are.

Kind regards,

Arpad
0 votes 1 answer Share Flag
Thu Aug 13, 2015
Scott/Shelley Weier Lender/Realtor answered:
Hello Jean,

Are you looking to buy or sell.

Best regards,
Scott and Shelley Weier
Cal State Realty
www.SeaMonsterHomes.com
Cell: 760-717-9385 Scott
Cell: 760-717-9305 Shelley
Email: Scott@SeaMonsterHomes.com
Email: Shell@SeaMonsterHomes.com
BRE: #01175869 / #01217373
... more
0 votes 2 answers Share Flag
Wed Aug 12, 2015
John Reeves answered:
We have answer your question Already ;)
0 votes 1 answer Share Flag
Mon Jun 22, 2015
John Reeves answered:
yes i agree it really depends on on the rental price of the space for rent..
0 votes 2 answers Share Flag
Tue May 19, 2015
John Reeves answered:
Try to contact the advertiser so they can answer your question regarding with this Area.
0 votes 1 answer Share Flag
Thu May 14, 2015
Caroleean answered:
Probably make finding what you are looking for easier and be able to make decisions on your own instead of relying only what your realtor is telling you.
0 votes 11 answers Share Flag
Sun Apr 26, 2015
Nancy Bergman answered:
The entire San Diego market is in a sellers market. However, in certain areas there is more of a demand for some properties than other. Just like everywhere else.
San Marcos is one of those communities. Homes are a bit more reasonable but as soon as any thing comes on the market, if its priced well, in nice shape, it will sell at or above list price. Its just the way things are in the spring and summer. More lookers, more buyers, more sellers.
There are 20 single family homes listed as of this moment, between $400k-$500K in 92069 and 92078.
I can send you detailed data down to the community level.
Let me know what you would like to know, and I can help you.
Nancy

Nancy S Bergman
Realtor - Cal BRE #01893550
Windermere Homes and Estates
14677 Via Bettona #120
San Diego, CA 92127
Cell (858) 617-9449
Email - nbergman1@live.com
ALL NEW WEBSITE--- www.comehometopq.com
... more
0 votes 3 answers Share Flag
Tue Apr 21, 2015
Janette Lang Coggeshall asked:
This question was asked from http://www.trulia.com/property/3161883239-13490-Highway-8-Business-1-Lakeside-CA-92040?ecampaign=agt_rlt_lead_inbox_reply_fr&eurl=www.trulia.com%2Fproperty%…
0 votes 0 Answers Share Flag
Sun Apr 19, 2015
John Reeves answered:
Here is the link for the Condominium in DownTown

http://skyvillagerealty.com/real-estate/downtown-san-diego/condos/average-prices-per-square-foot
0 votes 3 answers Share Flag
Mon Apr 13, 2015
Tracee Denby answered:
Hi Vicki,

You can get a "Choice In Application" from the school district. Or, talk to Tamera a Challenger and she can point you in the right direction to get the school of your choice.
It is a great school. Both of my girls have attended their. The office staff and the teachers that I know are wonderful. Let me know if you have any other questions. Tracee Denby 858-220-5566
... more
0 votes 3 answers Share Flag
Sat Apr 11, 2015
Arpad Racz answered:
Hi,

Are you focusing just on the Carlsbad area, or elsewhere also ?

All the best,

Arpad
0 votes 1 answer Share Flag
Fri Apr 10, 2015
David Haghighi answered:
Hello, it take a few hours to update the system. )
0 votes 1 answer Share Flag
Sat Feb 28, 2015
Naomi Jessica Travers asked:
This question was asked from http://www.trulia.com/property/3162405818--Eastvale-Rd-Poway-CA-92064?ecampaign=con_day_propertycomp_bk&eurl=www.trulia.com%2Fproperty%2F3162405818--Eastval…
0 votes 0 Answers Share Flag
Sun Feb 22, 2015
David Rudd answered:
Pricing is always at the moment. Even at the peak, at that time if you wanted a home, the home was priced to compete with other listings.

Best of luck!

David Rudd
Kindred Real Estate / KW ... more
0 votes 5 answers Share Flag
Sun Feb 22, 2015
David Rudd answered:
Price-per-square foot is a quick and easy pricing model, BUT do you want a quick and easy model when spending hundreds of thousands of dollars?

A great agent should be able to price any home you are looking at. As a licensed appraiser, I use the years of experience to determine pricing. But price per sq ft ignores: upgrades, floor location, views, layout variances in demand, etc.

Hope this helps and best of luck!

David Rudd
Kindred Real Estate / KW
... more
0 votes 14 answers Share Flag
Mon Feb 16, 2015
John Reeves answered:
Yes the property is Already unavailable
0 votes 2 answers Share Flag
Thu Feb 5, 2015
Sarah Smith answered:
I know this question is from May 2013 but figured someone else might be curious as well.

The last 6 months numbers for 92128 are an average of 39 days for detached homes & 50 days for attached homes. ... more
0 votes 6 answers Share Flag
Sun Feb 1, 2015
John Reeves answered:
I am not sure what you would like to know, so best i want to share this link if maybe you need the meaning of HOA http://www.investopedia.com/terms/h/hoa.asp
0 votes 4 answers Share Flag
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