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Home Buying in Chula Vista : Real Estate Advice

  • All389
  • Local Info20
  • Home Buying99
  • Home Selling3
  • Market Conditions11

Activity 139
Sun Dec 25, 2016
Susie Kay answered:
Yes, appraiser will give you the value of your home. Appraiser will compare your home (called subject property) to others in a similar area/subdivision with almost the same upgrades. Adjustment is done accordingly depending whether the subject property is superior or inferior compared to the comps.

I hope this makes sense!
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Tue May 10, 2016
Sheryl Arndt answered:
Hello Amoakopearl, you can immediately but. You may have to go with joint entitlement which may be an issue with VA but it should be fine with CalVet which is one of my specialties. I am also a Veteran and love assisting Veterans.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7 or
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Mon Apr 18, 2016
Dolphinsofia2013 asked:
Wed Feb 17, 2016
MyPrimeHomeLoan answered:
You can use both, yours and your fiancé's income to qualify and your credit. If your fiancé has no tradelines/ credit entries, we have a company that can accomplish that for them IF needed.
I am a local lender right here in San Diego, so feel free to call us and we can help you get started! 1(855)692-3856 x 102
-Kevin Wells, LLC NMLS 1359228
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Tue Feb 16, 2016
Daniel De Leon answered:
How is rent to own a scam?
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Mon Nov 23, 2015
Arpad Racz answered:

Starting with obtaining a loan approval would be a good move.

All the best,

0 votes 19 answers Share Flag
Thu Sep 24, 2015
John Arendsen answered:
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Thu Sep 24, 2015
Jim Simms answered:
Is it within commuting distance? Will your income continue for at least 3 years after you move into the home? I would require a written VOE instead of a verbal so your employer is responsible for the answer to that last question.

You can’t use an FHA unless you are moving in right away, hence the questions about distance, income, etc. On a conventional loan you could ask for what is called a mortgage for a second home. They will still ask about the likelihood of income.

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
I answer questions about financing real estate based on my decades of experience dealing with mortgage underwriters. This answer is my personal opinion, has not been reviewed or approved by the company I work for. I do not offer legal or tax advice, if you need answers from an attorney or CPA find one knowledgeable in your local market.
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Thu Sep 17, 2015
Cindy Davis answered:
Tue Jul 28, 2015
Michelle Limon answered:

I do not understand the question on the "Escrow Profile" Here is my number and I can help walk you through the VA process. 619-869-0548
0 votes 3 answers Share Flag
Mon Jun 29, 2015
Ruth and Perry Mistry answered:
Hi Ens

Use you can do an advance on your credit cards to get the balance of $50k.
It might be better to take a loan out for the other $50k.

What is you credit like? If it is good you should get a loan easily when you put $50k Down.

God luck.
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Tue Apr 28, 2015
Sun Feb 22, 2015
Francisco Lopez answered:
The best way is to have an agent set up that search criteria specifically on the MLS search. I would be happy to do that for you at no charge.

Please email me at with what you are looking for specifically.

Thank you.
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Tue Dec 16, 2014
Don Tepper answered:
A house.

Lots of reasons why: From the possibility of greater appreciation to greater ease of renting the property to the drawbacks of a rental unit in a condo.
0 votes 11 answers Share Flag
Tue Dec 2, 2014
Hugo & Andreana Sanchez answered:
Hi Hortencia,
Did you ever found the lender? How are you doing?
If you still need help let me know.
0 votes 8 answers Share Flag
Tue Dec 2, 2014
Hugo & Andreana Sanchez answered:
Hi Sharon,
I know this post was put a little while ago. I wanted to check and see how are you doing? Let me know if you still need some help.

0 votes 7 answers Share Flag
Mon Nov 24, 2014
John Arendsen answered:
You always want to run a title search on any RE transaction. They're there for your protection and to prevent you from absorbing someone else's debt.
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Mon Nov 24, 2014
John Arendsen answered:
Interesting. Didn't know about the non owner occupied part. So a borrower has a better chance of getting a liars loan on a rental?
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