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Home Buying in Chicago : Real Estate Advice

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  • Local Info378
  • Home Buying1K
  • Home Selling273
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Activity 2,624
A few hours ago
Susie Kay answered:
Sat Oct 21, 2017
Kathy Burgreen answered:
Yes you can have the title changed to your name and file it with the county. More important to you is make sure the HOA fee is paid on time every month. If you fail to pay, the HOA can legally foreclose on your condo. ... more
1 vote 1 answer Share Flag
Sat Oct 21, 2017
Susie Kay answered:
Follow up, follow up, and follow up. I know it's frustrating but don't give up. Good luck!
0 votes 1 answer Share Flag
Tue Oct 10, 2017
Reginafam58 answered:
Tue Oct 10, 2017
Kkane answered:
I am a trustee for a trust for my mothers comforts, with her approval can i use the trust to pay off my home in foreclousre and have the trust own the property.
0 votes 11 answers Share Flag
Sun Oct 8, 2017
Greg answered:
I will be finish with my chapter13 in febuary of 2018 how soon and where can I find a lender willing to give me a loan
0 votes 11 answers Share Flag
Thu Oct 5, 2017
Sam Brennan answered:
Its possible. My banker needed me to use select us to remove my charge off and collections. Paying off my collections didn't help so they removed them for me.
12 votes 18 answers Share Flag
Mon Oct 2, 2017
Mekwi62 answered:
I hired a agent to help me with the buying of a house I figured I hired him I should pay him.
0 votes 42 answers Share Flag
Mon Oct 2, 2017
Angela asked:
I purchased a condo a month ago that had a >$11k positive balance in the HOA account for the unit.
0 votes 0 Answers Share Flag
Tue Sep 26, 2017
Doreen Singleton asked:
I wanted to know who performs the work for renovations? Do they have their own set of contractors or can I hire anyone that is licensed and bonded like the Fha 203K rehab loan does? I'm…
0 votes 0 Answers Share Flag
Thu Sep 21, 2017
Terri ONeill answered:
In some cases where the seller is selling on their own and absolutely refuses to pay a buyers agent anything, the buyer will be asked to pay 3%. However I will rarely advise that a buyer I am representing do so and suggest we find a more reasonable seller, unless they absolutely have to have that place in particular.

A had one case where this happened and the Seller's did not understand many aspects of the contract and I had to repeatedly take hours of my time helping them to understand their rights and zero cost to them. Not fair to buyer or me.
... more
0 votes 79 answers Share Flag
Fri Sep 15, 2017
Alan May answered:
According to the MLS, 13320 S. Carondolet Avenue in Chicago is under contract with an attorney review, and inspection contingency.

You can contact Bill Kornblum (the co-listing agent) at 219-308-9629 with any questions. ... more
0 votes 1 answer Share Flag
Wed Sep 13, 2017
Kathy Burgreen answered:
It is a Fair Housing violation to discriminate against race, gender, religion, family status, etc. If you want to work with a realtor of a specific race, gender, etc., your best method is to go to the local brokerage websites and see if they have pictures of their agents. Otherwise, on the listing pages, agents who pay monthly fees to advertise will have their pictures.

Realtors cannot tell you the name of a reputable black agent. They can only tell you the name of a reputable agent - no race included.
... more
0 votes 1 answer Share Flag
Mon Sep 11, 2017
Taneshasmith32 asked:
Sun Sep 10, 2017
Kathy Burgreen answered:
Since you have plenty of time, start with your own bank first. Ask to speak with somebody from the mortgage lending department. You're already a customer and your bank wants to KEEP YOU as a customer. Lenders can easily give you side by side comparisons and tell you what you need to do if anything to improve your chances, how much it will cost you with fees, etc., what interest rates you will likely get, etc.

Remember, you do NOT have to stick with your bank's lender. You will have plenty of time later on to shop fees, rates, terms, etc. However, since you're already a customer, you need to start somewhere. Also beware - there are many types of loan products. Don't assume that FHA will be the best type of loan for you - there may be a different type of loan that is even better - but you don't know that yet.
... more
0 votes 1 answer Share Flag
Fri Sep 8, 2017
Tshav Ci asked:
I'm 12 months into payments on my Chapt 13 BK. Never late or missed a payment. I\ve been renting for the last 3 years paying $2000 a month. What kind of loan would I qualify for? Are there…
0 votes 0 Answers Share Flag
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