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Home Buying in Delaware : Real Estate Advice

  • All81
  • Local Info5
  • Home Buying47
  • Home Selling4
  • Market Conditions2

Activity 497
Sat Sep 16, 2017
Brennansmith asked:
Wed Sep 13, 2017
Cairocats answered:
Yes, most mortgage companies will not do a mortgage on a mobile home even if it is on a foundation and classified a Schedule C..
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Sat Aug 26, 2017
Mrhochy answered:
I'm looking to purchase a condo at Millwood. What are your thoughts?

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Wed Aug 16, 2017
Faith T answered:

We currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search filter which can be found in the All Filters button. However, these listings are extremely rare.

Thank you for using Trulia!

Consumer Care Advocate
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Sat Jul 22, 2017
Snicole1337 asked:
I am buying a home for $145,000. First time home buyer, not much saved but have about 10,000 to my name. I'm getting $5,000 seller settlement help and another $5,000 for help with closing…
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Mon Jul 17, 2017
Ken131 answered:
Sometimes it helps to just Google the building name and/or address and see if any companies or old listings come up. You could also try asking the residents who their landlord is.
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Wed Jul 5, 2017
Sally Grenier answered:
Hard to say. The information on this site isn't very reliable. You really need to be asking this of your Realtor! If you don't have one yet, you need to hire one. It doesn't cost you anything as the buyer. Your agent can pull up the listing in the MLS and verify what the HOA fees are, how often they are paid, what they include, etc. ... more
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Thu Jun 15, 2017
Toxictek asked:
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Sat Apr 29, 2017
Erazzano1 asked:
Mon Apr 24, 2017
Mary answered:

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If you have additional questions please let us know.

Thank you for using Trulia!

Consumer Care Advocate
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Mon Apr 17, 2017
Karen Peyton answered:
Since none of us know the particular writing of your contract, I suggest contacting your agent who can provide an explanation. If you're going it alone and have no agent, you will have to read and understand the terms you agreed to (by yourself) and penalty of nonperformance. Another option of course is to consult an attorney who will read your contract and explain it to you. ... more
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Thu Apr 13, 2017
Kathy Burgreen answered:
The issue is how are you paid?
If you are full time, salaried and receive a W2, you are fine because lenders can verify your income easily.
If you are part time, hourly and receive a W2, you will need a letter from your employer that your income will continue for the next 3 years and that your hours will not be reduced.
If you are an independent contractor, self employed and receive a 1099, lenders need 2 years of employment because your income cannot be verified and lenders will average out an annual income from the 2 years. You will also need 2 years tax returns.

In addition to employment /income, lenders will pull your credit and verify credit score and history, savings / investments and debt to income ratio. You will need cash for a down payment + cash to pay closing costs.

Age is not a factor to getting a mortgage loan. It's against the law.
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