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Home Buying in Chatsworth : Real Estate Advice

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  • Local Info1
  • Home Buying14
  • Home Selling2
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Activity 15
Tue Nov 14, 2017
Lasweet77 asked:
Seller accepted 2nd offer instead of 15 day escrow extension request from buyer
0 votes 0 Answers Share Flag
Fri Apr 7, 2017
Tono2 asked:
Mon Sep 14, 2015

On that loan I am going to beat the PERs loan by quite a bit. My rate with a lender credit to cover all of your closing costs is 3.625% APR on a 30 year fixed. Typically the PERS Lenders will be closer to 4.02 APR and about $6,000 in closing costs.

So you would save $5000-$6000 up front and your house payment would be about $250 a month less.

How do I beat them by so much, I keep my overhead down and pass on the savings.

Call me if you would like me to do that for you.


NMLS 287206
... more
0 votes 2 answers Share Flag
Mon Aug 4, 2014
Jacqui Rum answered:
Are you still looking to buy in the SF Valley?
Send me a message, I would love to help!
0 votes 3 answers Share Flag
Wed Nov 6, 2013
Rachel Tetrick answered:
Only if the down payment will be higher and you would also need to notify the title company and your bank.
0 votes 4 answers Share Flag
Mon Oct 7, 2013
Ron Rovtar answered:
Hi Robertdole:

I had just answered a similar question for another person when I came across this question. Here is the gist of that answer:

Always interview several agents. Find a good personality fit. Rely on your instincts. Be careful if you get a bad feeling about someone.

Ask a lot of questions. Write the questions down so you don't forget an important one. Include a range of subjects, including some about the local market, how the agent handles particular situations, the home buying process and the agent him/herself.

Eliminate agents who blow off hard questions, offer terse answers, provide answers that sound off, or act as if you should not bother yourself about understanding the process.

However, it is perfectly reasonable for an agent to research an answer and get back to you. If the agent does get back to you quickly, that is a good sign.

Good communication is among the most important attributes you should consider when hiring an agent. Lack of communication skills is among the biggest complaints from clients who have had a bad experience with an agent.

Thus, paying attention to agents' communication skills before hiring him or her will go far toward making sure you have a good experience with your next home purchase.

Kind regards,
Ron Rovtar
Prudential Real Estate of the Rockies
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0 votes 17 answers Share Flag
Sat May 18, 2013
Kathryn Alesandrini answered:
You'll need to read the fine print of the agreement you signed with the home inspector. Most inspection agreements severely limit the responsibility of the inspector. Also inspections often recommend further investigation by a specialist such as a roofer, electrician, plumber, pool contractor and so forth. The typical inspection lasts a few hours and costs a couple hundred dollars. It would be virtually impossible to detect all defects in that timeframe. I've had buyers pay for multiple inspections during escrow including an on-site mold analysis. Armed with a mountain of evidence, these buyers know exactly what they're getting and often can renegotiate the purchase price prior to the close of escrow. ... more
0 votes 6 answers Share Flag
Thu Apr 11, 2013
g.staub answered:
what does this mean? "backup"???
0 votes 6 answers Share Flag
Mon Feb 18, 2013
fayfiroz5 answered:
Hi Jane;

Thanks for prompt responce.

As you read my e mail I am looking for 2bed/1+bath One story sunny and bright in nice areas closer to Woodland hills that my daughter is living. I would like 55+ active community. Because I am 63 years old very active out going person. If I do not work any more like to be busy.

Wright now I am working out of town and looing on line for property to find a good safe place to live comfortably when I come back home on first week of April. I like to look at without waisting your time and my time to buy a home. My price range is between 175,000 - 250,00. I am paying cash.

Looking forward hearing from you.

Best regards

... more
0 votes 6 answers Share Flag
Mon Feb 18, 2013
SERGEY FEDNOV *** 424-777-9377 answered:
Please call Me 424-777-9377 I'll find you a good property in the area of woodland hills , chatsworth Maybe west hills , etc...

Help with Any Real Estate Transaction - Buy or Sell  

Call me 424-777-9377 -  FREE CONSULTATION!  

Should you have any questions - please feel free to call me Toll Free: 1-855-TRUST-55 (1-855-878-7855)  ext. 777. 

Sergey Fednov 
President - Realtor® 
- Trust Sale Realty - 
Residential & Commercial Real Estate 
Toll Free: 1-855-TRUST-55 
Toll Free: 1-855-878-7855 
Phone: 424-777-9377 
Fax: 310-356-4925 
- We Hire CA Licensed Real Estate Agents - 
Lic# 01896869 
... more
0 votes 7 answers Share Flag
Tue Dec 4, 2012
Hi Samantha,

It sounds like the issue is with the loan program. Since you're putting 20% down you're probably looking at a conventional loan which doesn't allow for student loans to be excluded from your debt to income ratios regardless of how long they're deferred.

A simple solution is to put less money down and switch to an FHA mortgage. One way to help offset the increase in your monthly mortgage payment due to the FHA monthly mortgage insurance is to use some of the down payment to pay off or down your current debt.

FHA will exclude the student loan payments as long as they're deferred for at least 1 year from the date of closing.

Another possible solution: If your student loans are in deferment and NOT reporting a monthly payment on your credit, the underwriter is going to use a percentage of the total balance for the payment. It maybe 1% or 5% which is obviously more than what you'll actually end up paying so see if you can get statements showing exactly what your payments are going to be.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust Co.
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2 votes 5 answers Share Flag
Mon Nov 5, 2012
Karen Lebens answered:
The banks take a very long time to get the approval letter out, especially if they are out of the country. We have been in a short sale deal here in Chatsworth where the buyer is paying cash & the bank is in India. They have to make appointments with us in order to discuss the file. It is ridiculous seeing we have all the paperwork in, the buyer is paying cash, the bank loses paperwork, etc & it has been 1 month w/ no approval yet. Have you opened escrow yet? ... more
0 votes 5 answers Share Flag
Mon Sep 17, 2012
Sean Hess answered:
Sun Sep 16, 2012
Carla Muss-Jacobs, Principal Broker/Owner ~ Exclusive Buyers Agent ~ ABR, CEBA answered:
Yup, it can take a while. even if a buyer is paying cash, it doesn't matter.
1 vote 7 answers Share Flag
Tue Sep 11, 2012
Ken Dorfman answered:
Not much. My firm does about 75% if its business in short sales. Despite all the promises from the banks, the noise from the Treasury and HUD, we haven't seen much in the way of improvment in the last year or two. It is better than it was 5 years ago, but still slow, overly complicated, frustrating, but, from a value stand point, well worth the hassle.

Ken Dorfman, Broker
Kenneth B Dorfman Real Estate
DRE# 675912
Phone 888 846 0688
E-Mail Ken@TheRealEstateOffice.Biz
... more
0 votes 7 answers Share Flag
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