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Home Buying in Tarrant County : Real Estate Advice

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  • Home Buying15
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Activity 779
Thu Nov 9, 2017
Joanegreenberg51 answered:
I own property in Texas & want to sell it. There is no home (or any type of building) on the land. I've been notified I'll have to pay the HOA close to $5K in back payments. Can they do this? It's been sitting vacant for many years. HELP. I'm elderly & disabled.There was NO HOA when I bought the lot.
Can you help me?
... more
0 votes 5 answers Share Flag
Tue Oct 24, 2017
Zyre Sullivan answered:
I have sold many homes in this area and am very familiar with its pros and cons. If you are still looking for a professional I would be honored to be of service.
0 votes 1 answer Share Flag
Tue Oct 24, 2017
Zyre Sullivan answered:
Pros are that many manufactured homes tend to have additional land that you can continue to build on . Cons are that many lenders do not do these type of loans and and you would have to find one who specializes in this matter. I would be glad to introduce you to one of my preferred lenders that get these type of deals done. ... more
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Tue Oct 24, 2017
Zyre Sullivan answered:
There are 100% financing loans that you may qualify for, however the determining factor would still be your debt to income ratio. I would be honored to introduce you to my preferred lenders that specialize in this matter. ... more
0 votes 2 answers Share Flag
Tue Oct 24, 2017
Zyre Sullivan answered:
Seller does not need to sign the notice of buyers termination. however a release of earnest money is to be signed by all parties. There is an exception with that depending on the title company. Some require the release of earnest during the option period and some do not. Give the title company a call to confirm their policy. They are a neutral third party and are required to give equal service to both buyer and seller. Id be glad to answer any further questions that you have. Good luck. ... more
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Fri Oct 13, 2017
Lotoya answered:
I have also contacted SPYGENIUS. HACK@GMAIL. COM and my score was improved perfectly to 850, i am very happy now i can purchase a home soon, he is the best repairer that what i will say because i have contacted so many that have failed me but finally he saved me
so get to him if you have any issue with your credit score too
... more
0 votes 13 answers Share Flag
Wed Oct 11, 2017
Zyre Sullivan answered:
I have relationships with some of the best lenders available. Our goal is to match you with the lender that is an expert in your specific mortgage need. There are certain details involved with second homes, investment homes, and owner occupancy that require a specialist that is experienced in results. It would be an honor to guide you in the right direction. ... more
0 votes 2 answers Share Flag
Thu Oct 5, 2017
Claudia Sanchez answered:
What if my agent refuses to send paperwork back to seller? They forgot to complete the lead disclosure, we've asked our agent twice and he's refusing g to do it. What can we do?
0 votes 74 answers Share Flag
Wed Sep 20, 2017
Susie Kay answered:
I would suggest that you discuss with your attorney. I know they are your parents but it's best to have everything in writing by an attorney so there are no hard feelings later.
0 votes 1 answer Share Flag
Sun Sep 10, 2017
Janiwani03 answered:
We purchased our home five years ago. At closing we questioned the current owners about flooding in the home because if it's location. They had signed a declaration saying they had never turned in a claim on the flood insurance policy. They told us in that meeting at the tittle company with Thier realtor there that the only water that had ever gotten into the home was about an inch partly into the garage which they just used a squeegee. Here now five years later we flooded and with the moisture discovered four feet high all through out the house the sheetrock had been replaced. We found newspapers in the wall indicating a date several months after the tropical storm we had discussed at the signing. They did not fix the flood damage properly. They lied obviously they were affraid we would back out of the sale. Which we would have had they been honest. We are having the home inspected to see what was not done properly. They did not rip out the bathrooms or kitchen areas. Therefore during the recent flood black mold appeared severely in those areas. We feel they did not out in a claim with the flood insurance out of fear they wouldn't get top dollar when they went to sell the home or they feared they would not be able to sell it at all. Either way it's clearly fraudulent. After the inspection report we get what would be the next step to resolve our issue. We now have put in a claim to the insurance company and FEMA. We feel had we known, we would never have bought this home and now we have plans on selling it after the repairs. This will surely impact the sale IF we can sell it. Im sure the price will reflect that this home has a flooding issue.. again. If we can sell it. We had expected to get a very good profit as the home comps indicated selling at a very nice profit. Now we feel we may not even get what we paid for it in fact it's unlikely anyone would want to buy a twice flooded home. Now what? ... more
0 votes 20 answers Share Flag
Sat Sep 2, 2017
Ogeking asked:
I need a 3 bedroom house because the apartment is leave in now keeps adding money.
0 votes 0 Answers Share Flag
Tue Aug 29, 2017
Susie Kay answered:
I'm not sure I'm understanding your question. I would suggest that you ask your realtor as she/he knows the detail of your transaction. Your realtor should guide you through the process of buying a home. ... more
0 votes 4 answers Share Flag
Sun Aug 27, 2017
Maverick answered:
Hey if you looking to buy homes and commercial multi-uni all residential West single family homes vacant Lots off-market we have properties in all 52 States free and clear title at closing if you have any interest in what Im talking about please email or text (321) 900-1752 ... more
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Thu Aug 17, 2017
Susie Kay answered:
I have a lender who can work with you. Since I'm not allowed to post my phone number here, feel free to connect with me through my profile.
0 votes 2 answers Share Flag
Mon Aug 14, 2017
Valerieandart answered:
Active Option Contract
What does active option contract mean?
An active option contract means a home seller has accepted an offer to sell their home but the contract is in the option period. During the active option contract, the buyer has several days to have the home inspected. In other locations, the active option contract is referred to as a contingency period or due diligence period.

In Texas, buyers must make an option period deposit, which is separate from the earnest money deposit. The option period deposit cannot be reclaimed by the buyer if they back out of the sale, even if it's for a reason covered by a contingency in the contract. If the buyer completes the purchase, the option deposit will be applied to the final sale price.

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0 votes 4 answers Share Flag
Mon Jul 31, 2017
Susie Kay answered:
Did you have a loan? Then your lender is involved in finding out how big your property is.
Did you order a new survey? I would suggest that you be in touch with your lender and the title company that you closed your transaction with. I wouldn't rely on information on Zillow. It's a marketing company and it's not necessarily accurate. You can go to the county website for info.

I hope this helps!
... more
0 votes 1 answer Share Flag
Mon Jul 24, 2017
answered:
Hi Gingerella,

If your score is 770, you shouldn't have anything to worry about in terms of qualifying for a mortgage credit wise.

There are a essentially 4 programs available that offer low or no money down options.

1) VA is no money down but you have to be a qualified Veteran.
2) USDA is also no money down but you have to buy in an eligible rural area & qualify under the county income limits.
3) FHA requires a down payment of just 3.5% of the purchase price. On a $250,000 sales price you would need a DP of $8,750. The down payment came come from a family member as a gift or you can take a loan against your 401K & we won't have to count the loan against you.
4) Fannie Mae & Freddie Mac both have a program that only requires a down payment of 3% but they both have income limits.

I would see which ones you qualify for & then let you decided which option works best for you.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
jburke@gpbankTX.net
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 1 answer Share Flag
Fri Jul 21, 2017
Jackfosty answered:
I am looking to. Buy. A fixer upper home. But i cant get any help. I have money coming in once a month & from my job. Please help me
0 votes 7 answers Share Flag
Wed Jul 19, 2017
Gingerella asked:
I have excellent credit, 770 but I am leasing a house that doesn't allow for much saving. I would like to buy a house when this lease is up however I am concerned that my credit will…
0 votes 0 Answers Share Flag
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