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Home Buying in Cary : Real Estate Advice

  • All248
  • Local Info24
  • Home Buying118
  • Home Selling10
  • Market Conditions8

Activity 190
Mon Oct 23, 2017
R.montros answered:
7 months may be a bit short in terms of work experience...

But F1 OPT (Optional Practical Training) visa can qualify, even though very few lenders do it. A friend is in the lending business and his lender would lend to F1 OPT visa holders. US income needed though...

His contact details are: James Chen, 408 499 9002 Cell.

Good luck!
... more
0 votes 4 answers Share Flag
Fri Sep 15, 2017
Christina Marie Klein answered:
It's been 7 years since me and my ex have made any payment towards a house he is still living in. No foreclosure or bankruptcy filed. It just dropped off my credit report. Can it be put back on my credit report if/when the house ever goes to foreclosure? Ive told the collectors 100 x's to push the foreclose but they wont. I dont talk to my ex and he is living "rent free" until they legally do something. ... more
0 votes 29 answers Share Flag
Thu Apr 27, 2017
Sharon Lewis answered:
Even though this is an old email, it was not responded to . Yes, we do have Radon in
North Carolina and if you are buying a home, you should test.
0 votes 14 answers Share Flag
Sat Nov 5, 2016
19sixteen asked:
I'm looking for a high end home but I don't need a lot of space. I don't want a condo and would prefer a house with some distinction rather than a street of the same looking buildings. I…
0 votes 0 Answers Share Flag
Wed Nov 2, 2016
Angelica P answered:

You can feel free to contact us through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
0 votes 1 answer Share Flag
Wed Sep 28, 2016
NewHomeBuyer1617 asked:
We signed a contract back in April/May 2016 on a house which we love. The closing was estimated to be in Jan 29'2017 but due to delay in permit its estimated to be built sometime by end…
0 votes 0 Answers Share Flag
Thu Sep 1, 2016
USMortgageRanger answered:
YES as long as you have file your taxes as self employed. I would be delighted to provide you with some mortgage options, this does not require us pulling your credit and will allow you to make the best decision for your family. I can be contacted for a FREE no obligation consultation.

Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
... more
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Mon Jun 6, 2016
USMortgageRanger answered:
Yes all builders will pay your Agent as long as you disclose so on your initial visit with the builder. Have you been qualified by a Lender already so that the builder does not have to run your credit. I would also like to offer you the ability to lock in today's low interest rate for up to 1 year depending on the build date with a one time free float down should the rate decrease. This will assure no rate spike or hike when you are ready to close on your home.

Lowell Sterling
Mortgage Banker
NMLS 968898
PH 469-347-3572
... more
0 votes 1 answer Share Flag
Fri Feb 19, 2016
Darrell D. Drouillard answered:
Nope. Lenders check credit but if you are purchasing all cash, then nobody in the transaction cares about your credit.
0 votes 1 answer Share Flag
Thu Feb 4, 2016
Greenappleaday asked:
Sun Jan 10, 2016
Invstnlfp answered:
I work for a direct lender in the mortgage industry who offers conventional, FHA VA, and USDA loans in all 50 states. Are lowest score we accept for government loans are 550 when most lenders require a 620 and brokers a 580. You have to have two years of income with a score over 550 with bankruptcies discharge date 2 years and over. We have basic guidelines and a pretty easy process. Feel free to text me or call me anytime up to 10:00pm Eastern with any questions.
Brian Young 214-797-3479
... more
0 votes 10 answers Share Flag
Mon Aug 17, 2015
Jim Bartlett answered:
Hey Blair;
According to a Lender I work with all the time you have options NOW. Give me a call.
0 votes 2 answers Share Flag
Tue Jul 7, 2015
Lisalea330 answered:
We were looking for an answer of how it would affect your home owner's insurance rates, if they were higher or not. I called my insurance agent and she said, it would be probably an additional $20 per year (maybe) due to the fact that when replacing a ceiling, vaulted ceilings are a little more costly to replace than standard. I hope this helps some people. thanks for this forum.... :) ... more
0 votes 17 answers Share Flag
Wed Jun 3, 2015
Ernie Behrle answered:
My name is Ernie Behrle with Northside Realty and I specialize in working with first time buyers. I would love to talk with you. You can reach me using the contact information under my name or off my personal website which is shown below. I have been helping people like yourself since 1994 so have the expertise and experience to assist you. I look forward to hearing from you. ... more
0 votes 2 answers Share Flag
Tue May 26, 2015
Danny Orbe answered:
There is a great program that can help people in your situation qualify to purchase a home. We work closely with the Home Partners of America who work with people with credit scores in the mid 500s. They purchase homes in certain cities where the school district ranks in the top 50% of the county. If you qualify you can lease the house for up to five years. After leasing for a minimum of one year you have the option to purchase the home. The leases start at $1,250 a month. I hope this was helpful. If you have any more questions please feel free to get in touch with me. ... more
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Fri May 22, 2015
Hi Jorez,

Unfortuanetly this happens a lot. For some reason the banks drag their feet on foreclosing and the consumer (you) pay the price for it.

It is still possible to do the refinance depending on the type of loan you're doing and the lender you're working with.

I'm pretty sure I can get this done for you but I'll need some more information.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
NMLS# 787231
... more
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