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Home Buying in Carrollwood : Real Estate Advice

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Activity 14
Fri Feb 26, 2016
Diane Christner answered:
The time period you must wait after a foreclosure can range from as little as 2 years to as much as 7 or 8. It depends on your circumstances, did you have a medical illness, divorce or lost a job -- those things can change the wait time for some loan programs. How much money you have to put down for the next home also plays a factor.

If you are in foreclosure in FL you really should speak with a local real estate attorney who deals in foreclosures because there is the possibility that your lender can foreclose on your home AND get a judgment against you. That could impact your ability to get any sort of loan in the future.
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Wed Apr 22, 2015
Carlaglaser asked:
Tue Feb 24, 2015
Jason & Jen Catalanotto answered:
There are plenty of ways to negotiate the price down, did you have any luck with this? Would you like assistance?
0 votes 4 answers Share Flag
Thu Nov 3, 2011
Genevieve Ramachandran answered:
HI Marie Lee,
Choose an agent from the responses below and you'll find what you want.
Good Luck!
Genevieve Ramachandran
1 vote 5 answers Share Flag
Sun Oct 23, 2011
Phyllis Crosby answered:
While I see everyone wants you get lost in Listing book... I think it is important to share with a good buyers' agent your criteria to find the perfect choices for you. I saw one with a double car garage with the wow factor in upgrades i.e. gorgeous kitchen, great floor plan..priced well below your price range in Carrollwood. Give me a call...and I will be happy to share some communities that will really work for you. Lower Monthly.Maintenance (HOA) communities are key.

Phyllis Crosby, Realtor/GRI
ReMax Realtec Group

...selling Tampa Bay Real Estate for over 30 years.............
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Tue Jun 28, 2011
Alma Kee answered:
Looks like it could be a possible short sale "flip". The Realtor only remarks indicate to make the seller's name on the contract "owner of record". That's a red flag.

Probably not possible to buy for a bargain if they're planning to flip it after they get an approval at a lower sale price.

Do you have a Realtor helping you? If not, you're welcome to sign up for a free ListingBook account on my website and you can get automatic updates of "true" bargains, bank owned listings.

All the best,
Alma Rose Kee, PA
Future Home Realty
Westchase Office
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Thu Jun 23, 2011
Alma Kee answered:
Oh, and don't automatically assume the HOA bills being sent to you are correct. Some sleazy HOA attorneys will attempt to collect back due HOA fees for which they are not entitled per Florida HOA laws.

If a property in an HOA forecloses, the maximum they can collect is 6 months HOA dues and it's normally paid by the Seller at closing. You should see a credit or debit for the HOA dues on the HUD-1 Settlement statement you received and signed at the closing. A condo allow one year of back due HOA's to be collected on a foreclosure.

On a Short Sale, all HOA and condo dues must be paid in full.
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Sun May 22, 2011
Benny Spensieri answered:

The best place to search for a home “Sales History” is the County Property Appraiser website where the home is located. Just click in the “County Name” with the words “Property Appraiser” and go to the “Sales History” section.

Remember, what the home sold for may not be an indication of what the current value is. If you’re trying to find the current value of a home, ask a Realtor to prepare a CMA that will indicate a close range of the home value. Give me a call and I’ll send one to you or go to:

and click on the “Market Evaluation” icon.

I hope this helps!
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Thu Feb 24, 2011
Boris Russanov answered:
Moreover, If you are paying cash your presence in US is not necessary. You can purchase the property easily.
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Wed Nov 24, 2010
Beth Blevins answered:
In NC - a caveat emptor state - it is the buyers responsibility to uncover details pertinent to the sale. When you hire a buyers agent you transfer much of that liability to him/her. A good agent will provide CCRs and other legal information to you prior to contracting, read the material and check with the management company, documenting the determination. Your state will have a real estate commission. Call and ask what your recourse would be in your specific situation. Good luck!ns

Beth Blevins
Concord, NC
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0 votes 8 answers Share Flag
Sun Aug 29, 2010
The Ward Team answered:
Buying your first home can be a wonderful experience if you are prepared. We suggest a First Time Homebuyer's consultation. This free session will enable you to find the right home, best financing and save you time and money in the long run. Many buyers are excited and impulsive. That is the perfect recipe for financial disaster. Take your time. Consult with a Realtor who specializes with first time homebuyers and learn the ropes from a professional.

For a link to a great article on Buyer Traps, visit:
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Wed Aug 12, 2009
Becky Slocum PA answered:
They will show you all listings that match the criteria you have set. Please let me know if you would like for me to connect you with an experienced agent in the St. Louis/St.Charles area. ... more
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Tue Jun 9, 2009
Brian Kuhns answered:
Check your purchase should have a clause that the completion of the transaction is contingent upon the buyers ability to obtain financing (unless you plan on paying cash)...and as far as I know most lenders won't finance a purchase for more than it appraises for, but check your contract and consult with your Agent to find out for sure. ... more
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