Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Home Buying in Cuyahoga County : Real Estate Advice

  • All13
  • Local Info1
  • Home Buying7
  • Home Selling2
  • Market Conditions1

Activity 760
Fri Dec 1, 2017
Christine Pappas answered:
Tammy,
A good loan officer can help you improve credit standing so that you can qualify for a home loan in the future. If you don't have a loan officer you're comfortable with I can provide you with a list I give to my clients.
Christine Pappas
RE/MAX Results
440)497-0631
NEOhioHomeInfo.com
... more
0 votes 1 answer Share Flag
Sat Nov 4, 2017
Davislarry45 asked:
Sun Oct 29, 2017
Lori Switaj answered:
Well it looks like Steve below is on the right track. Huge amounts of redevelopment going on in this area. Very community-oriented. A lot of redevelopment involves not knocking down homes, but taking existing old homes and fully renovating top to bottom. Big changes in the past few years. ... more
0 votes 5 answers Share Flag
Fri Sep 29, 2017
answered:
If you have credit issues the last thing you want are inquiries right now. There's a program out there... iqualifier.com it's $24 a month BUT..... they give you a copy of your credit report(s). They also immediately tell you what you can do to raise your scores. There's no long term commitment. So, you get a soft pull rather than a hard pull one time (or stay with the program and they'll keep you updated on your scores) anyway, you do it one time, get the info you're looking for (how to get your score up) and you can cancel. A hard pull will affect your score by a few points and lenders, we are considered hard pulls. Soft pulls don't affect credit. From there you contact a lender when you're where you need to be. Like Melissa said, you can get a loan with down to 530 (that's as low as I can go) but there are overlays and it's sometimes hard to meet the requirements. Costs more too, higher rate and higher cost for rate and larger down payment is required. The higher your score the better the terms. Besides any accounts you begin working on you want to make sure they definitely will benefit your score, not the opposite. If you have add'l questions I'd be happy to help. Best wishes, Kim Lawson, Ohio licensed Mortgage Loan Originator. Contact and licensing information can be found on my profile. ... more
0 votes 4 answers Share Flag
Tue Aug 22, 2017
Kathy Burgreen answered:
If you do buy this home, I would use the fact you found traps to re negotiate the contract price. You can say you intend to buy this home BUT your new offer is $10,000. lower than the contract price. Otherwise, you can always cancel and walk away. ... more
0 votes 1 answer Share Flag
Tue Aug 8, 2017
Bjcorlis answered:
0 votes 8 answers Share Flag
Fri Aug 4, 2017
Ashley Caldwell answered:
Are there any rent to own homes in strongsville 2 or 3 bedroom?
0 votes 6 answers Share Flag
Tue Jul 25, 2017
Clayton1130 asked:
I am possibly moving to Cleveland OH, I would like to search for homes with a High School of 7 or above commute at 40min or less from downtown low crime areas -- without having to create…
0 votes 0 Answers Share Flag
Sat Jun 17, 2017
Kathy Burgreen answered:
Both incomes can be included BUT lenders will use the credit scores of the husband and wife. Tell your parents that lenders cannot use the income for one spouse and the credit score for the other spouse. It's either both incomes and both credit scores or the wife's income and the wife's credit score. ... more
0 votes 1 answer Share Flag
Fri Jun 9, 2017
Richardjordan360 asked:
Thu Jun 8, 2017
Mary answered:
Hi,

Thank you for your response. Unfortunately, we currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search filter which can be found in the All Filters button. However, these listings are extremely rare.

Thank you for using Trulia!

Mary
Consumer Care Advocate
http://www.trulia.com/help/ask/
... more
0 votes 1 answer Share Flag
Thu Jun 1, 2017
Charron814 answered:
also.... I Lived in house since 06...I do not feel safe in my area any longer. there's abandoned home next door and across the street. I plan on renting out the house and getting an apartment in the meantime. I wonder if I can get a loan if I rent it out. currently I'm told I can't get another FHA on top of the FHA I currently have unless I sell the house for what it's worth. It's not worth 78K...more like $40K, I'm underwater with this house and want to get away without it tearing up my credit. I do want another home. Not sure what to do...I didn't want to just let it go. But my safety comes 1st. ... more
0 votes 1 answer Share Flag
Mon May 29, 2017
Carondelet56 answered:
Thu Apr 20, 2017
Jfle3 answered:
Mortgage loan is based on home appraisal, so this would depend on how much down payment you are making.
0 votes 35 answers Share Flag
Sat Apr 15, 2017
Kathy Burgreen answered:
Realtors and lenders cannot answer your question because it violates Federal Fair Housing laws.and they will lose their license. You need to visit the local police departments to answer your question. You can also use Trulia's crime maps or go to http://www.spotcrime.com but anything on the internet may not be accurate because websites do not know the details and can skew the statistics. Local police departments will have a more accurate answer for you. ... more
0 votes 1 answer Share Flag
Fri Mar 31, 2017
daniel_m_cohen answered:
1 2 3 4 5 6 7 ...
Search Advice
Search

Followers

97