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Home Buying in 92103 : Real Estate Advice

  • All33
  • Local Info1
  • Home Buying13
  • Home Selling1
  • Market Conditions1

Activity 12
Thu Feb 2, 2017
Richard.getz answered:
www.OffListing.com

You can sign up for a free 40 day membership!
0 votes 27 answers Share Flag
Wed Aug 31, 2016
John Burke answered:
Hi Robert,

Unfortunately Alex & Lorrean both missed the mark with their answers.

The answer is it depends. Technically the VA guidelines do not have a wait for when you can reuse your entitlement but an underwriter can deny your VA loan based on the following.

If you refinanced the home as your primary residence most underwriters will hold you to the time frame of the occupancy affidavit that you signed at closing. When you signed this affidavit you certified that you would occupy the home as your primary residence for at least the next 12 months.

If you refinanced the home as an investment property there are no issues or wait times.

I specialize in VA financing & would be happy to help you.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 3 answers Share Flag
Wed Jun 8, 2016
Walter 'Skip' Kersten answered:
What if you have the termite company that issued the report go out and certify section 2 cleared.
Good luck,
0 votes 1 answer Share Flag
Thu Jul 23, 2015
John Reeves answered:
0 votes 1 answer Share Flag
Sat Nov 9, 2013
Bradley Neumann answered:
Lender should charge you less than $1500, we can do it for free. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Email: bneumann@myccmortgage.com
NMLS# 948036
... more
0 votes 9 answers Share Flag
Sat Nov 9, 2013
Bradley Neumann answered:
That is excessive. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Email: bneumann@myccmortgage.com
NMLS# 948036
... more
0 votes 9 answers Share Flag
Sat Nov 9, 2013
Bradley Neumann answered:
HARP is a very easy process. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states.

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
Email: bneumann@myccmortgage.com
NMLS# 948036
... more
0 votes 4 answers Share Flag
Fri Sep 6, 2013
Lance King answered:
We have dealt with a lot of these, and $700 is ridiculous. Usually it's between $200 - $350, which is also ridiculous. Generally speaking the CC&Rs, bylaws, and house rules (if any) don't change often, so if they haven't you can use the ones you got when you bought. Most HOAs will let you get select documents at a reduced price, but you need current insurance, meeting minutes, budget, and reserves. ... more
0 votes 4 answers Share Flag
Tue Jul 17, 2012
Jesse McManus answered:
Nicole, you have been given great information here. Follow you instinct and call your Buyers Agent and let them help you through the process of getting your questions answered. Usually those fees and taxes are paid as a part of escrow. However each transaction has specifics that can modify these terms. Best of wishes to you in your new home! ... more
0 votes 8 answers Share Flag
Tue Feb 14, 2012
Bryan Horn answered:
I know I am answering a 4 yr old question now but the answer remains the same - regardless of the type of strong or soft market we are having. Price per square foot is key. Lets call it PPSF.

A writer below put the ppsf at over 300$ and she was being kind. At 220k and 600sqft the ppsf is $366 - ouch! In 2012 the ppsf for most condos like this is around 200$

Do the math on the comparable sales nearby and you'll have your answer on whether this is too much to pay.
I'm not a realtor but a mortgage loan consultant.
Call me for a 2nd opinion and I can also get you prequalified for the loan via phone or you can apply on my website below.
Best Regards, Bryan 858 805-5347
... more
0 votes 8 answers Share Flag
Mon Jan 23, 2012
Deborah Garvin answered:
Old question, but worth bringing to the forefront because the guidelines are getting far less restrictive. I am seeing that it is more "case by case" with regards to using rental income for people without long term rental property. I would advise anyone looking to purchase a new property and retain their existing property to contact a mortgage professional for up to date guidelines and requirements. ... more
0 votes 4 answers Share Flag
Wed Dec 23, 2009
Patrick Hale answered:
In the North Park, Hillcrest, Kensignton and University heights area there are currently 163 homes that are bank owned of which only 5 are currently listed on the market. Additionally there are 333 homes that have an auction/sale date within the next 180 days and an additional 395 homes have a notice of defaulf (meaning they have not made a payment for 3 or more months).

Out of the 875 distressed properties in the North Park, Hillcrest, Kensignton and University heights areas, only 22 are currently listed on the market for sale. To see the numbers for yourself, go to www.SDRealEstate360.com and view the foreclosure search.

I am a certified distressed property expert and work throughout the county. My offices are located in La Jolla, Mission Valley and El Cajon. I have also expanded my company to Riverside, Orange, Monterey and Sacramento Counties. Let me know when I can Help.

Patrick A. Hale, CDPE
Broker/Realtor
Branch Owner/Manager
www.SDRealEstate360.com
... more
0 votes 8 answers Share Flag
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