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Home Buying in 85383 : Real Estate Advice

  • All26
  • Local Info3
  • Home Buying12
  • Home Selling4
  • Market Conditions1

Activity 9
Tue Feb 28, 2017
Arohde_11 asked:
Tue Apr 28, 2015
Bianca Bennett answered:
With the new technology people don't ask questions that much, they go online and they find out for themselves.
0 votes 1 answer Share Flag
Thu Mar 5, 2015
Shawn Krill answered:
I say yes and no. On a home the "Builder" has to still build the changes of negotiating a price reduction are slim but getting additional upgrades is more likely. If however your looking at a SPEC home, one that has already been build then there might be some wiggle room in the price. As others have stated, the answer is always no unless you ask.

I would love to help you out in the North Valley.
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0 votes 21 answers Share Flag
Tue Aug 6, 2013
Madolynmarie answered:
Gorgeous table and six chairs. I owed 900.00 and my realtor paid my balance and got it off layaway for me
0 votes 7 answers Share Flag
Thu Feb 21, 2013
Chris & Michelle Spalding answered:
Sun May 27, 2012
Jason Coleman answered:
$7416 is your monthly income minus your $900 equals rounded $6300 a month. Divide $6300 by 2 which is a 50% DTI and that is the payment you would qualify for! 3k a month buys alot of home.
FHA actually goes up to about 56% DTI. 12k down on FHA max loan limit (342k) is just abotu what you would need. If you would like more information please contact me below! Cheers and have a nice weekend.

Jason Coleman

Sr. Mortgage Specialist
Peoples Mortgage
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0 votes 4 answers Share Flag
Tue Jan 4, 2011
Jeffrey Masich answered:
Dear Back:

The last approved bank price can change. If the house has not sold at that price, it is probably a sign that the price is too high. Aa buyer can submit any offer. All the bank approved price may mean is that the bank will approve at that price. Your agent, if they can justify the recent comparables, condition of the home, placement of the home (busy street, train track etc.) can submit an offer.

Just as selling a home, the seller does not have their rock bottom lowest price. They start higher and go from there. The bank will not advertise their rock bottom price.

The $299K may have been what the seller thought was a fair price. However, they may have set the price low to get interest. Your Realtor will be able to assess this situation for you.

Welcome back to Arizona and have fun with your home shopping. The good thing? You are in the driver's seat as a buyer.

Jeff Masich
Arizona Homes and Land
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1 vote 9 answers Share Flag
Wed Jun 25, 2008
Ed answered:
Hi Randy
I'd prefer not to mention the actual price publicly, but let's say it was less than the asking price:)
0 votes 10 answers Share Flag
Sun May 11, 2008
Colleen BrownWORTH answered:
The key in negotiating a lower sales price in a depressed market is the expertise of the Realtor that you have representing you;
1. Be sure they specialize (thus know the market) in the area that you are purchasing in.
2. Be sure they are detailed oriented and can do a detailed market analysis on the area, and will back up your offer with statistics.
3. Be sure, they are a Certified in Negotiations
4. Choose someone that you Trust and have good rapport with.
It's important who you choose to represent you. I would interview at least 3 Top Agents who have a stellar business.
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0 votes 3 answers Share Flag
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