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Home Buying in Philadelphia County : Real Estate Advice

  • All199
  • Local Info20
  • Home Buying89
  • Home Selling12
  • Market Conditions4

Activity 2,120
Thu Apr 27, 2017
Patsend42 answered:
Trying to understand buyers assist it seems to be all in the buyers advantage. they offer a lower price and still want you to help pay . what is this
0 votes 15 answers Share Flag
Wed Apr 26, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I would need some more details but you have enough of a down payment and assets as long as you income and credit support the new mortgage.

If you have any other questions or would like help with this you are welcome to get in touch with me. ... more
0 votes 1 answer Share Flag
Fri Apr 21, 2017
Dawn Halverson asked:
$31,000. Dont we wish! It was $310,000 not $31,000 check the records. Not sure how to get ahold of someone other than asking question.
0 votes 0 Answers Share Flag
Tue Apr 18, 2017
Ollie_parham answered:
Tue Apr 18, 2017
Jtsteak answered:
If you buy and hold a good number of properties over your lifetime the answer is NO. This insurance product is Wayyyy overpriced for what you get. Unfortunately, the title companies are fleecing the general public, due to antiquated laws still in existence from before the internet and easily available access to records. Educate yourself and do your own title search. If you are buying property that is fairly new and not many entries in the title search.
This title insurance is unnecessary. Just my 2 cents, as a real estate investor who also does not use agents and pay commissions.
... more
0 votes 16 answers Share Flag
Fri Apr 14, 2017
Eric answered:
Not sure about 20% down, but this resource can help you to find more info about Stated Income loans or No Doc Loans

http://www.dreamhomefinancing.com/StatedIncomeLoans.aspx
http://www.dreamhomefinancing.com/LoworNoDocumentLoans.aspx ... more
0 votes 13 answers Share Flag
Tue Apr 11, 2017
khaleelahcobb asked:
Sat Apr 8, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I can help you with a VA loan.

If you have any other questions or would like help with this you are welcome to get in touch with me.
0 votes 1 answer Share Flag
Mon Apr 3, 2017
Thomas71500 answered:
Hello
I am a semi-retired 65 year old woman who is looking to purchase a home in Palm Bay,Fl 33905 zip code. I am currently paying $960 a month for rent. My credit score has plummeted because I had to return a car after being taken advantage of by the dealership's salesman whom they fired. My score is between 550-606. I was considering using the Rent-to-Own program specifically for the above reasons..true I can save on my own, but it will be difficult to save paying $960 month for rent. Do u know of a legitimate Rent-to-Own Program. I appreciate any help you can offer. Thank you ... more
0 votes 25 answers Share Flag
Mon Apr 3, 2017
Jesu49 answered:
Never too old. If you die and leave a mortgage, they can repo the house and the bank may make even more money when they sell a nice home again.
0 votes 25 answers Share Flag
Mon Apr 3, 2017
Trevor Curran answered:
Good morning Chauncey May,

Recent activity on your credit history, whether that activity is on a "Good" account or a "Bad" account has a direct impact on the current credit score more dramatically than in the long run. Thus when you pay your bills on time and have no recent negative events you'll have a higher score. The converse is true: if you have a recent negative event---whether that's a late payment or a collection account being reported as paid---that negative event will lower your score immediately.

Bottom line is this: if you are preparing to purchase a home, meet with a Local Mortgage Banker for the best advice on your prequalifications. Not all Lenders and/or loan programs require that collection accounts be paid in order for a loan to be approved. Therefore you might do yourself more harm than good by paying off a collection account. Your Mortgage Banker will guide you accordingly.

I have blogged here on Trulia about the best way to settle collection accounts. See the link below.

Good luck!
Trevor Curran
NMLS #40140
... more
0 votes 1 answer Share Flag
Tue Mar 28, 2017
Roy Clark asked:
Sun Mar 26, 2017
Cintronmilton1951 asked:
I'm buying a home for 32,500 but I was told that I needed a 203k loan so I could fix the property.
0 votes 0 Answers Share Flag
Tue Mar 21, 2017
Alysse Musgrave answered:
Contact the National Association of Exclusive Buyer Agents to find an EBA in Philadelphia. EBAs represent homebuyers only so there's no conflict of interest to jeopardize your negotiating position. Visit NAEBA.org.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
... more
0 votes 1 answer Share Flag
Sun Mar 19, 2017
Bowlgchik answered:
I'm in process of negotiating a settlement. Seller doesn't want to address cement issue outside front of home which inspector cited as a tripping hazard. Additionally, a light post is not stable in ground but does operate. Does the seller have to fix in 19020 Bensalem Township in order to receive a U & O to go to settlement? ... more
0 votes 8 answers Share Flag
Thu Mar 16, 2017
Errolshomeimprovement1 answered:
I am a home owner in the University City area. I have live for 30yrs, I have never encountered any violence in my area. My property is currently available for sale. If you are interested, please contact me Errol at
267-577-9961, any time. My property is a 3 bdrm, 1 1/2 nth.
... more
0 votes 11 answers Share Flag
Fri Mar 10, 2017
Donna asked:
Would any realtor be willing to work with me on finding a home on a month to month agreement? I'm already pre-approved and ready to move yesterday. I understand this is probably the…
0 votes 0 Answers Share Flag
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