My name is Judy Parker and i live in USA and i am a happy man today, I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them. If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Judy Parker referred you to them. email@example.com
Instead of backing out, have you tried negotiating? You need to negotiate the contract price (ask for a lower amount) OR ask if you can split the repair cost with the seller. If you have a home inspection contingency that has not expired, you can use that to back out and walk away - but try negotiating first.... more
Appraisals are based on similar homes that have recently sold and homes currently under contract within the same neighborhood or as close to it as possible. When appraisers look at the comparables, there is no record of whether those homes had pet odor, smoke or pot odor, if the residents were hoarders, if it was a divorce or estate sale, etc.
Therefore, you can try lowering your offer to compensate for the cigarette odor, but the appraisal will not take that into consideration. If this is a For Sale By Owner listing, I would mention the cigarette odor but do it in a sensitive diplomatic way without offending the seller. If this home is listed with a broker, then you or your agent should be firm and point out the cigarette smoke (no need to be sensitive or diplomatic with realtors).... more
Signed a lease for a year been here 3 month's and they have decided to sell my lease agreement says they can not put a for rent or for sale sign until 45 days before my lease is up so if someone buys it they take over the lease ?... more
Is this for a new home construction? I know with builders, they have salespeople on site that coerce buyers to sign contracts because builders see buyers as suckers. If this was not for new construction, was the home For Sale By Owner? For any other type of listing, you would have had to have an agent involved.
At this point, if your attorney cannot resolve this, there is nothing anyone else can do.... more
I think there are lot of misinformation floating around about getting a house there. I'm also considering buying houses. The thing I've failed to see from people saying don't buy a house there is the lack or proof or evidence. I haven't decided yet if I'm going to buy a home there or not yet but here are some things that I've found:
Unfortunately, you need to get your scores up to at least 640. Sounds like you should find some other housing options until you can get pre-approved. Sometimes disputing your accounts causes more issues than it's worth and drags the process out further. I'd be happy to refer you to a local lender who can give you an idea of exactly what you should be doing in order to get pre-approved in the shortest amount of time.
The issue is the costs of doing the loan for the lender. You need to understand even though you qualify, lenders pay a cost for writing mortgage loans and set minimum dollar amounts so the lender can make a profit. Unfortunately, most lenders have a minimum of $100,000. and they will not write loans under $100K. A few lenders will go down to $80K but no lender will give mortgage loans under $80K. It's too expensive and the lender will not make a profit.
Your best bet is to try credit unions or small banks and see if they are flexible. You may need to take out a personal loan. Be careful with interest rates and fees. You may get charged higher rates and fees to cover the costs to the lender so they can make a profit.... more