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Home Buying in Beaumont : Real Estate Advice

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  • Home Buying54
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Activity 59
Yesterday at 7:27pm
Sheryl Arndt answered:
Hello Ac88, the VA is the loan that would fit your needs. I am a Veteran and love assisting Veterans if you have any issues with your lender. FYI, many lenders may have their own overlays and guidelines and brokers like us have banks with none.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Sun Jan 29, 2017
Susie Kay answered:
Yes, there is. If you've never been here then I would suggest that you come and visit the area. Drive around and take a look around and see which area in Beaumont that interests you. Call a local realtor and schedule a time to meet when you are in town. ... more
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Tue Jan 24, 2017
Ana asked:
We are first time buyers, looking a nice neighborhood since we have kids so good school are very import.
0 votes 0 Answers Share Flag
Tue Dec 6, 2016
Maricris A answered:
Hello,

We didn't get enough information about your problem to resolve the issue. Please provide us with the email address that is associated with your Trulia account and we will be happy to assist you.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Sat Oct 29, 2016
Jackie asked:
Fri Apr 29, 2016
June Buerkle answered:
Yes ..... but you will pay too much.
0 votes 3 answers Share Flag
Tue Feb 2, 2016
Susie Kay answered:
Is the loan assumable? I would suggest that you talk to a lender and discuss what you are planning to do and go from there.
0 votes 4 answers Share Flag
Mon Nov 9, 2015
Alan May answered:
Your friend doesn't know what she's talking about. Nobody's counter will be shown on the MLS... the property status doesn't change during negotiations.... so nothing has/will changed. It's doubtful that the seller will reduce their price, in the MLS, to your last offer.... your friend is clue-less.

The sellers have sent a clear message... they obviously feel your offer is lower than they're willing to accept, at this time. You have three options.
1) Stand Firm
2) Increase your offer somewhere in between where you are and the list price, and see if they blink.
3) Increase your offer to full price.
... more
1 vote 3 answers Share Flag
Sun Nov 8, 2015
Susie Kay answered:
I would suggest that you work with a local realtor to assist you in finding a potential property to purchase and to rent.

Good luck!

Susie Kay
Realtor
Seniors Real Estate Specialist
Certified Home Stager

United Real Estate Dallas
469-371-2899
www.dfwdreamhomes.net
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1 vote 1 answer Share Flag
Thu Sep 24, 2015
Tony Grech answered:
Hi Fred
The only types of mortgages I know of that are assumable are FHA loans and some ARM programs. The theory behind assumable loans are that if you hold a great interest rate that you locked in years ago and rates are now higher, then being able to assume a low interest rate could be a great selling point.

The catch is this: In order for YOU to assume a mortgage, you'd need to A) pay the seller the difference between the amount owed and the value of the home (i.e. down payment) and B) you'd need to qualify with the lender same as if you were applying for your own loan.

So in the circumstances you describe I think you'd probably be better off just figuring out a way to qualify for your own loan.

Ability to afford the monthly payment is only one aspect of being able to qualify for a loan. Down payment and willingness to pay (credit history) is a big factor. There are some low down payment options out there and even a couple no down payment options (VA and USDA if you are eligible)

I'd sit down with a local lender and try to see what your options are

Good luck!
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0 votes 2 answers Share Flag
Thu Aug 13, 2015
Disciple017 asked:
We actually own a home that we are renting out in Wisconsin. If I don't have an investor, what is it like having 2 home loans? I am considering to buy a home under $100,000 again. I don't…
0 votes 0 Answers Share Flag
Thu Nov 13, 2014
tavery3700 answered:
Tue Jan 28, 2014
Kevin Reed answered:
I am the listing agent please feel free to call or text me at 1(409) 728-1814 if you have any other questions about this property or would still like to see it.
Thanks so much. Kevin Reed ... more
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Wed Dec 18, 2013
kmoody1054 answered:
Sorry, I thought the site would show that....... the house on Candlestick Circle, with a pool
0 votes 2 answers Share Flag
Tue Nov 12, 2013
Brian Nguyen answered:
When you apply for a loan there are many parts of your finances that a lender will look at. These parts include your income, expenses, debt, liabilities, assets, employment, down payments, etc. Since loans are part of your debt, they will be looked at as well to figure out your DTI or debt-to-income ratio. In other words, lenders like myself will look at your income and compare it to debt such as student loans to figure out if your finances are strong enough to support a mortgage. The next best thing for you to do would be to speak with a lender. A lender like myself would be happy to speak with you to help you get the loan that you need. So if you have any further questions or if you would like a loan, feel free to contact me. Good luck! Brian Nguyen Sr. Mortgage Banker Phone: 949.667.2887 brian.nguyen@nafinc.com ... more
0 votes 3 answers Share Flag
Mon Oct 28, 2013
Don Groff answered:
You would need to look at the amenities of each home and how they compare to nearby homes. The ones down or across the street are definitely good comps as far as location but they may not be the best in amenities if there is such a price difference.

If you like and you are not already working with a Realtor I would be happy to discuss this with you so you can see how well the home is priced in relation to other homes that are listed and have recently sold.

Just let me know. Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com
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0 votes 1 answer Share Flag
Mon Oct 28, 2013
Don Groff answered:
I have seen this question posted in different forms all over Trulia... To answer this variation the appraisal district is often times less than a homes true value. To know that you would need to look at what similar homes have sold for.

Here is an example. I had a client in Steiner Ranch. I helped him refinance his home a few years ago and I helped him sell it earlier this year when he received a job and had to move out of the state. His home was tax appraised at $107,000 less than the sales price of $487,000. He disputed his taxes every year too. I also looked at the other homes that were similar to his on the same street and nearby and they were all taxed to about within $15-$20k of what they would sell for.

Texas is a non-disclosure state so if you buy a home for more than the tax appraisal you do not need or want to tell the county tax appraiser what you paid... they will ask in the forms you are required to fill out but you do not need to tell them unless it is in your best interests.

Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com
... more
0 votes 7 answers Share Flag
Mon Oct 28, 2013
Tony Grech answered:
There doesnt appear to be a question there. Can you please elaborate what you are asking?
0 votes 1 answer Share Flag
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