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Home Buying in Austin : Real Estate Advice

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  • Local Info185
  • Home Buying776
  • Home Selling121
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Activity 975
Fri Feb 9, 2018
Jennifer Gray Golick asked:
She doesn't want to own the other half but rather have it belong to a leinholder. The house is in a trust currently. How would this work?
0 votes 0 Answers Share Flag
Tue Jan 23, 2018
Wirelessjunkies answered:
can i buy a house in nevada with the help of my parents while im getting medical in califnora it would be a vacation home or something to own.

also can i buy a house in nevada if i have judments in california.

thank you
... more
0 votes 9 answers Share Flag
Sun Jan 14, 2018
Frank S. answered:
Hello Taylor, are you looking for a primary residence or rental? You will nee to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. ... more
0 votes 2 answers Share Flag
Thu Dec 28, 2017
John Meyers answered:
Congrats on repairing your credit so far! -- Unfortunately, a mortgage broker will not be able to pre-qualify you unless he/she pulls your credit first. -- Also, Credit Karma doesn't count since those scores are usually off somewhat. ... more
0 votes 15 answers Share Flag
Wed Dec 6, 2017
Susie Kay answered:
It's best to consult with your realtor. If you don't have one the I would suggest that you read your contract again.
0 votes 2 answers Share Flag
Wed Oct 25, 2017
Susie Kay answered:
I used to live in Austin and there are many nice areas there. Affordability, however, is a very subjective matter. I would suggest that you pick up the phone and call a local realtor to assist you. ... more
0 votes 1 answer Share Flag
Tue Oct 24, 2017
Gucci J. answered:
I would advise the Round Rock ISD, which is a school district in Round Rock, Texas and northwestern Austin. Some schools in RRISD are located in Austin, while most are in Round Rock. If you are looking for cheap homes and good schools then northwest Austin is your best bet as Lake Travis ISD and Eanes ISD areas are quite expensive. Austin ISD is a good school district, but like I said RRISD is probably your best bet.

hope you have fun in Austin
... more
1 vote 47 answers Share Flag
Wed Oct 4, 2017
Michael Johnson answered:
Depends on what your mortgage person says. Mine needed it settled, since they could still see it even if it was removed from credit report. I used select us llc and they were able to settle $17k judgement for 5000 from since they negotiated it for me. They offered me 10k but those guys got it down to 5000. ... more
1 vote 13 answers Share Flag
Sun Oct 1, 2017
Kelly Long answered:
I had an appraisal come in 75,000 below offering now I don't know what to do with that information because we love the house ... but I don't want to buy a house that is not worth even close ... more
0 votes 9 answers Share Flag
Sat Sep 30, 2017
Susie Kay answered:
You need to put 3.5% down for an fha loan. You would need to talk to a lender to see how much home you'd qualify for. Just giving your total income and credit score are not enough. Do you have a car payment? Do you owe credit card money? Does that $40k includes overtime? etc etc. I would suggest that you pick up the phone and call a lender or two.

I hope this helps!
... more
0 votes 3 answers Share Flag
Mon Sep 25, 2017
Susie Kay answered:
You should be asking your realtor your questions. Ask your realtor to provide you with comps and past performance of the neighborhood. Typically when a market is going south, condos will get hit first while single family can still hold up. However, having said that, every market is different. Also everything is new inside that condo and would likely that you have less maintenance. So again I would suggest that you talk to your realtor before making any decision. ... more
0 votes 2 answers Share Flag
Sat Sep 23, 2017
Susie Kay answered:
It depends on how the contract is written and at what stage you are now. Have you passed the option period? Have you passed the financing period? What do you mean by fund is available? Did the lender decline your loan? Where's your realtor? You should be asking her your question as she knows the details of you transaction. ... more
0 votes 1 answer Share Flag
Thu Sep 21, 2017
Kathy Burgreen answered:
What contingencies do you have in your contract? Do you have one that states "HOA documents / bylaws must be delivered by ______". If your contract doesn't have this contingency, you will have to use one of your other contingencies to terminate your contract and lie about it in order to get the deposit returned. If you are getting a loan from your lender, you can use that contingency and explain to your lender that you need a foolproof excuse to terminate your contract.

Before doing the above, a very simple solution is WHY hasn't anybody contacted the HOA to get the bylaws in the first place? The seller can get it, the seller's realtor can get it, your lender can get it, so again WHY hasn't any of the above people contacted the HOA to get the bylaws??? Sounds like everybody is sleeping on the job or nobody gives a crap.

One final thought - Realtors and your lender want to close this deal quickly. FIRMLY remind them that if you back out because you haven't received the bylaws means they are NOT getting paid and their paychecks will be delayed because they will need to start from scratch and look for a new buyer. NOBODY works for free.
... more
0 votes 2 answers Share Flag
Sun Sep 10, 2017
Susie Kay answered:
What are you planning to do? Perhaps it's better to consult an attorney to accomplish your goal.
0 votes 1 answer Share Flag
Tue Sep 5, 2017
Stevepease answered:
WITH OWNER FINANCING, HOW TO AVOID DISCLOSURE OF PRICE TO LOCAL APPRAISAL DISTRICT?
0 votes 11 answers Share Flag
Tue Aug 15, 2017
Charlotte Brigham answered:
Are you still looking to move to Austin? I have lived here over 40 years and it is a fantastic place to live. I have had my Real Estate License since 1986 and can help you find the place that best fits your needs. The top three 6A High Schools here are Westlake, Lake Travis and Vandegrift. Each are offers a wide range of housing, priced $350k-way over $1 million. Please let me know if you are interested in viewing what Austin has to offer! Charlotte Brigham Broker, MBA, CLHMS, 512-423-5707 CharBrigham@gmail.com ... more
0 votes 31 answers Share Flag
Sun Aug 13, 2017
Zipliner65 asked:
Wed Aug 9, 2017
Wking answered:
Your correct about basements being the exception and not the rule in Texas. Your incorrect about why. The primary reason is that builders don't want to build them at all and for the obvious reason (don't have a clue how). Basements are all over the state from the Panhandle to Galveston, El Paso to Brownsville.

The soil being a problem is a myth like flying dragon and unicorns. Texas has nearly every type of soil indigenous of the entire US within it. For this reason alone you would have to ask where is it bad. Consider where you don't find a swimming pool in the state for that matter.

Can't build on caliche' or clay is another myth for actually it is the second best soil to build on for stability only second to bedrock. Once excavated if actually costs less to build it upon.

How do I know? I am a basement builder serving all of Texas for the past 15 years. We are the number one basement repair company serving all of Texas. After I wrote my book about basements I hoped these type of posts would stop and they mostly have for the most part.

Willie E King Jr.
... more
2 votes 12 answers Share Flag
Thu Jul 20, 2017
Cadurden asked:
Sat Jul 8, 2017
Susie Kay answered:
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