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Home Buying in Warner Robins : Real Estate Advice

  • All80
  • Local Info7
  • Home Buying22
  • Home Selling6
  • Market Conditions4

Activity 27
Wed Jul 12, 2017
Pam asked:
While applying for a mortgage I have been getting denied due to my 2015 income being too low while my 2016 and current income (18 mos) is three times higher. My FICA is 781-800, very low…
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Tue Jan 3, 2017
Williamsamber758 asked:
I have found a rent to own home. The owner has informed me that I would be renting the home for 216 months at a rate of 485 per month. Which is way more than the home is worth, it has a…
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Thu Mar 24, 2016
Keekee2977 asked:
Sat Feb 6, 2016
Dan Tabit answered:
Vochun,

Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
... more
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Sun Jan 4, 2015
Jimmy Payne answered:
In a normal market the answer would be yes. With the shortage of homes on the market and with the large turn around in Warner Robins, dropping the price may not be necessary. The listing price set based on the sellers timeframe comparable sales and market conditions. If the seller is willing to wait for full price and their timeframe is 12-24 months a low offer may not work. If you are working with an agent, have them check the comparable sales and see if the list price is in line with the market. If it is high, offer less and have your agent provide the comps. If it is in line with the market, you should offer less but keep in mind that the seller may counteroffer. Making an initial offer will get the negotiations started and hopefully you can succeed in your purchase at the right price for both of you. ... more
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Sun Aug 31, 2014
Mjstani asked:
Hello, we could have the opportunity to move to Warner Robins...we have two girls, 16 and 18 years old, and we do not know anything about the place..could anyone tell me if W.R. or Macon…
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Mon Dec 30, 2013
Allen Hickman answered:
Ms. Hohenstern,
I have a 2031 sq. ft. house that I just purchased to repair and resale. It's on Waterford South Golf Course and it's 4 br 2 ba all brick ,wood flooring and tile in the wet areas. It has a new roof, new solid surface counter tops and new SS appliances. Very good school zone. It will be ready in a few days.
Allen Hickman
... more
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Sat Dec 14, 2013
John Cobb answered:
I have shown a number of homes in this price range in the past month. A couple homes were in decent neighborhoods in Warner Robins north of Watson Blvd. Any questions just let me know.
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Thu Sep 26, 2013
Alan Grizzle answered:
Ask a local Realtor to suggest a good lender and talk with him or her. I suspect his score and income will need to be high enough for the loan. Unless you have a source of income I don't think your good score will help. Of course if you have an income both of you could go on the loan. ... more
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Fri Sep 13, 2013
Debbie Gamber answered:
I sell homes in the Warner Robins, GA area but I can certainly help you locate an agent in Watkinsville that can help you and answer any questions that you might have about the homes in that area. Please send me your information to dgamber@goldenkeyrealty.net and I'll be happy to help you get with the right agent. Look forward to hearing from you.

Debbie Gamber
... more
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Tue Aug 13, 2013
Sally Wildasinn answered:
Of the 47 Active Centerville Homes on the market today, 18 are non Eagle Springs locations.
They range from $29.32 / s.f. to $66.92 / s.f.
$54K to $185,900. Listing Price
Average List price is $120,716.
Med List price is $117,500.

Ave DOM is 120
Med DOM is 84

These numbers are for a 3 bedroom + 2 bath + 2 Car Garage.

Please call me if you need any other stats.

Sally Wildasinn, Realtor
Fickling & Co.
478-662-9093
swildasinn@fickling.com
... more
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Tue Jul 30, 2013
Melissa Strickland answered:
Hi Alexandria, congratulations on your upcoming move!!! I also would love to assist you with your housing needs. Will you be purchasing? Renting? You will absolutely love the Warner Robins community...Houston County was voted as 1 of the 100 Best Communities for Young People by America's Promise Alliance and presented by ING in 2012. I am a Realtor with Exit Success Realty in Warner Robins and can be reached at southernhomesales@gmail.com . You can also save your favorite properties on my website, www.southernhomesales.co I look forward to hearing from you soon! Melissa Strickland ... more
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Fri Jul 26, 2013
Sally Wildasinn answered:
Hi Deborah,
Can you please elaborate on your real estate needs in the Warner Robins area.

Thank you,
Sally Wildasinn, Realtor

478-662-9093 Mobile
swildasinn@fickling.com
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Sun Jul 7, 2013
Roy Bush answered:
I had a buyer that wanted to buy a home in Arizona, but he had a Chapter 7 bankruptcy 7 months ago. After researching the web I found a loan program at http://www.cfsflex.com, they allow a mortgage after a foreclosure, short sale, or bankruptcy. There is only a six month waiting period. Good to see lending options coming back. ... more
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Tue Oct 16, 2012
Anita Clark answered:
Check out the web reference at the bottom of my comment...they should be able to answer your specific question and any other Watkinsville real estate question you may have.
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Tue Sep 4, 2012
Janie Pugh answered:
Absolutely start with the broker to address your concerns.
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Sat Apr 28, 2012
answered:
You will need to check public records to determine the actual foreclosure date. If the home has not yet been foreclosed on, then you will have to wait 36 months from when is does get sold.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
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Fri Dec 9, 2011
Anita Clark answered:
Lee got it right for our area...when you are ready to purchase a home in Warner Robins or anywhere in Houston County, give me a call and we can discuss your options.
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Thu Mar 3, 2011
Diane Dillard answered:
Hi Jack,

Looks like you have your answer for the state of Ga. However, I wanted to add my answer in hopes that it might benefit my friends here in NC. It has been my recent experience that an employment gap can upset the loan process. Depending on the type of loan you are going after also makes a difference. The gap would make it practically impossible to get a USDA; however, you did mention that you had a down payment. FHA is more lenient and will allow a gap if you have a letter of explanation and are remaining in the same line of employment. They are all looking for a good solid two years of steady employment. Hope this helps. Just adding that I am not a financial lender, so its best to ask a professional; but the above mentioned has been my experience with past clients. ... more
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