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Home Buying in Vineland : Real Estate Advice

  • All55
  • Local Info5
  • Home Buying12
  • Home Selling3
  • Market Conditions4

Activity 17
Wed May 11, 2016
Hi Faatima,

The first step is to speak with a lender like me to find out what options are available & what you qualify for.

For example: The home below is just outside the zip code you indicated but it is located in area that is eligible for the No Money Down USDA mortgage!

One of the best things about the USDA program is the monthly mortgage insurance is substantially cheaper than FHA or conventional options.

For example: On an FHA loan of $150,000, the MMI (monthly mortgage insurance) would add $108.41 to your monthly payment but on a USDA mortgage it would only add $44.19!

The other nice thing is USDA will actually allow you to roll in your closing costs as long as the appraised value supports it.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
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0 votes 1 answer Share Flag
Thu Dec 10, 2015
Bryja0401 asked:
Wed Jan 21, 2015
USMortgageRanger answered:
Hi Irma,

The first part of home buying is getting approved by a Lender who has done their due diligence as to your ability to repay the loan and not cause you financial harm, by placing you in the incorrect loan program. The Lender is the only one who can deny or approved you for a mortgage that is why it is so important to shop for the mortgage before the home. Agent are in no position to make this decisions and can only refer you to a Lender to determine just how much home you can qualify to purchase. Once this is completed you will be issued with an approval letter that will allow you to hire a Local Agent that will represent your needs and show you home that are available in the area within your price range.

We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership. We have complete control of the entire Lending process with the ability to lend in all states. We specialized in FANNIE , FREDDIE, VA, USDA direct, Jumbo, Non-Warrantable Condo, Asset Based Lending, Foreign National, Construction Lending and conforming bridge Loan.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
I look forward to working with you to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
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0 votes 1 answer Share Flag
Mon Jun 9, 2014
Now is certainly a great time to buy. A lot of the buyers we are pre-approving are actually buying distressed homes and utilizing one of the great renovation programs that are available. The FHA 203K is a great program that allows you to buy a home and make the home of your dreams on your budget. If you would like more information on renovation loans or standard mortgages please feel free to reach out to me. ... more
0 votes 9 answers Share Flag
Wed Mar 5, 2014
Renee Cheesman answered:
They usually cant be beat!! It's the best bang for your buck.
0 votes 3 answers Share Flag
Thu Feb 13, 2014
Megan Lopez-Cepero answered:
The generic answer is 90 days depending on the tenants situation and if there are children or elderly involved. Also if the county is highly populated then it could take longer to weave through the court system. In NJ the landlord must also hold the tenants assets (possessions) for an additional 30 days from the date of eviction. Many times a lease must honored if it is a term of the sale contract. Best advice is seek a consult with a real estate attorney who is VERY familiar with the contract and courts. Good luck! ... more
0 votes 4 answers Share Flag
Sun Aug 18, 2013
Deborah Madey answered:
From the limited context of your question, I will make some assumptions.

Residential properties are sold new through builder direct sales representatives and through independent real estate licensees. These may or may not appear in a REALTOR database.

Properties that are currently owned may or may not be occupied. If they have been lived in at one time, those properties would be considered resale properties.

A resale listing is a term that would easily apply to "resale" properties which are listed in an MLS accessed by all dues paying member real estate licensees. Real estate licensees share information about their real estate listings so that an agent who is working with a buyer can be brought to a property that is represented by another agent.
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0 votes 2 answers Share Flag
Sun Mar 3, 2013
Andrew Tisellano answered:
Try Craig He can show you how to improve your credit score

Craig Andriulli

Vice President

NMLS #212830

Bond Street Mortgage, LLC

NMLS #191351

Cell: 201-647-4180

Office: 201-918-4980

Fax: 201-918-4981

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0 votes 8 answers Share Flag
Wed Nov 28, 2012
Rich Homer answered:
First, your best bet is to contact a LOCAL Mortgage Broker at "Find a Pro" in the header of this website to get qualified.
0 votes 5 answers Share Flag
Mon Nov 26, 2012
April Puesi answered:
You can contact Modern Construction in Vineland 856-691-1264 for a quote to do a teardown.
0 votes 4 answers Share Flag
Fri Apr 27, 2012
What type of refinance are you pursuing on the rental, rate/term or cash-out? Also, if you intend on obtaining another mortgage for the new property the primary concern should be with regards to your income supporting the loan. I would need a little more information pertaining to the properties in order to give you an accurate figure of whether or not it can/will work. Please contact me at your earliest convenience as I will be available throughout the weekend to discuss you scenario in greater depth.

Paul Marzolla
(551) 486-0243
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0 votes 1 answer Share Flag
Mon Feb 6, 2012
Gary Geer answered:
Review your lease to see if you can break your lease without any penalty. After you review your lease talk to your landlord and let him know you want to buy a home and let him know you will cooperate with him in allowing potential tenants to see your home to assist him in finding another tenant. He may work with you if he sees you are considerate of his position.

All the best,
Gary Geer
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0 votes 7 answers Share Flag
Fri Nov 5, 2010
Eileen Lobel answered:
Hi Kerry,
In reply to nonrealtor who said Wait another year or two or five, or maybe several years to buy. Good Luck
Im just curious as to why they made this statement - the interest rates are at an all time low & if you have the cash or income & good enough credit & able to buy its actually a good time. Im not just saying that because Im a professional realtor. The interest rates are not only low but it is currently a buyers market with many good deals on homes that may have been out of reach at one point for a buyer. I myself have even purchased recently utilizing the property for income. I don't know if your in that position or not & understand it can be little confusing with all the financing available & changes in the bank industry as well as the economy. I have worked with many people giving my professional advice & even assisting in connecting them with some fantastic mortgage reps explaining every step at no obligation at all. If in the end you want to look & see & make an offer on a property I will be there to help, if not you were just educated on what it will take to get to where you want to be.

Feel free to call me or any other Trulia or internet users Id be happy to assist you to sell or purchase a home or educate you - I can be reached on my cell at 856-776-3264 or Everyone have a great day!
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0 votes 6 answers Share Flag
Wed Oct 27, 2010
Jerry Barker answered:
Vineland is very diverse, its a beautiful area and the commercial district surrronding the mall has improved greatly over the past decade and is home to almost every store imaginable and the 3% tax rate makes it even more attractive. As far as the crime rate goes its like any other town or city, the closer you are to the center, the worse it gets, and as you branch out into the suburbs or further out into the farmlands it gets pretty nice and peaceful. ... more
0 votes 2 answers Share Flag
Fri Sep 24, 2010
Eileen Lobel answered:
Hi Mark

Im a realtor associate here in Vineland - I have a listing in Newfield thats a fixer upper right now you should give me a call n take a look at the comps for that area ! Its right in your price range too!

Have a great day!

Eileen Lobel
856-776-3264 cell#
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0 votes 6 answers Share Flag
Wed Nov 5, 2008
Sharon Hutchinson answered:
Thank you all for your answers. As stated, this question has come up on a number of boards, including some people's blogs. Very interesting; I am surprised that this is something that must be disclosed, given its controversial nature.

It wouldn't deter me, at least depending on what kind of activity is reported. But then I'm kind of used to it anyway! :)
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0 votes 6 answers Share Flag
Fri Oct 31, 2008
Jeanne Feenick answered:
Hi Sharon, Align yourself with an agent you feel very comfortable with - one who understannds your preferences and needs. Ask if they are committed to previewing homes for you so that when you do make the trip, your time is well spent. A good buyer's agent will be such an asset to you. Find one you trust and then put them to work.

Good luck to you!

Jeannie Feenick
Search and connect at
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