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Home Buying in Vacaville : Real Estate Advice

  • All155
  • Local Info7
  • Home Buying68
  • Home Selling1
  • Market Conditions9

Activity 75
Thu Apr 27, 2017
Kathy Burgreen answered:
Realtors cannot answer your question because it violates Federal and State Fair Housing laws. You need to research everything on your own. In addition to Sheryl's links, visit the Census Bureau's website (census.gov). You also need to walk & drive the neighborhoods at different times of the day; speak to parents dropping off or picking up their children at public schools (they will tell you what it's like to live there); speak to parents at playgrounds & parks (at this time of year - perhaps a Little League or soccer game), etc. Finally visit the local police department and ask their opinion. ... more
0 votes 2 answers Share Flag
Thu Apr 27, 2017
Sheryl Arndt answered:
Hello Aartirathi61, the rentals inventory is quite low so you should check with the local rental management companies for their inventory as well. There is a 4bdf 2ba single family home for rent in Vacaville from

The purchase start from 169k for 2bd 1ba condo. I noticed you posted in Home Buying so are you interested in buying also?

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You may qualify to buy with less than first, last and security of any rental with down payment and closing cost assistance programs.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Thu Sep 22, 2016
Morrisldy88 asked:
Are there any "bad" areas in Vacaville that should be avoided?
0 votes 0 Answers Share Flag
Thu Sep 8, 2016
Derek Jones answered:
Contrary to the previous reply you are NOT wasting your time. Many smaller lenders have online applications to get the ball rolling then an actual person reviews your submitted info and request required docs to get you approved.

Not being familiar with where you are applying it would depend on their system. You can try to put in the total cost of the home and see what happens.
... more
0 votes 2 answers Share Flag
Mon Apr 25, 2016
Tony Grech answered:
it depends what his career plan is and how he will be paid when he gets out. If he is going into a salaried job then he could potentially get a loan right out of the military. If it's hourly full time pay (40 hours a week) then he'll probably need a month or two on the job to establish an income track record.

NOTE: overtime, commission, and bonus income require a 2 year history of receipt before lenders can count any of that.

He might even want to see about getting approved while he is still in the military. But that could be limited by what he makes now.

Either way, he should look at a VA loan when you want to buy. That is one of the greatest benefits afforded to folks who serve our country - 0% down payment , great rates, doesn't require perfect credit.

Hope this helps!
... more
0 votes 2 answers Share Flag
Wed Apr 13, 2016
Sheryl Arndt answered:
You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 1 answer Share Flag
Tue Apr 12, 2016
Sheryl Arndt answered:
You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 3 answers Share Flag
Fri Sep 25, 2015
Outlaw32159 asked:
I'm wanting to buy a cheap home on Vacaville CA. My family is willing to do some work on it but not 50000 worth. I need a 3/2 or 4/2 with geauge to move into and still do some repairs.…
0 votes 0 Answers Share Flag
Thu Sep 24, 2015
Outlaw32159 asked:
Wed Jul 15, 2015
Linda Vanpelt answered:
Hello Bobbyboyd 23,
I see this note was written months ago.
If you didn't get an anwere, there are a few ways to get a property financed.
One if FHA, you put 3/2 percent of sales price down, another is a conventional loan,
you put more down but there are some advantages in doing that.
Please call me if you have not purchased a home. I would love to help
Linda Van Pelt Remax gold
707 249-4330
... more
0 votes 6 answers Share Flag
Wed Jul 15, 2015
Linda Vanpelt answered:
Hi Sarah, there are several opportunities that I can tell you about.. There is the City Assistance program which is based on income. There are also FHA 3/1/2 down for your down payments,
and I have had lenders pick up most of that,, Yepee..
Call me 707 249-4330 I can give you a couple of great agents I have know for over 15 years...
They are nice, honest and are updated on all the new loan information.
... more
0 votes 10 answers Share Flag
Sun May 24, 2015
Josh Seaton answered:
The best advice is to simply turn off your computer, disconnect from the Grid, and await the arrival of The One. At that point, I think pop-ups will be a thing of the past.

You're welcome! ... more
0 votes 1 answer Share Flag
Wed Nov 26, 2014
Marie Geisser answered:
I agree with all of the above but also if your agent is not checking for you the addresses you have found then it sounds like he/she might be overextending themselves to too many buyers...checking a few listings for you should take all of 10 minutes if that..keep the MLS numbers on them or addresses if you have it to make the search the easy and quick for your agent to check. If you want to look yourself, you might just try googling the address and you should get a feed of a number of sites..if the address shows up as an active listing then they are usually still on the market. Ask your agent if they are getting the listings emailed to them once they are listed, most MLS's have this feature..you can input multiple buyers in so you can keep track of who is looking for what. Good luck! ... more
0 votes 6 answers Share Flag
Tue Nov 4, 2014
Riccardo Wardlow answered:
Tue Nov 4, 2014
Riccardo Wardlow answered:
if you still haven't fond anyone to get the job done please contact me:

Riccardo Wardlow
NMLS 219402
Cross Country Mortgage
630-670-8266
Specializing in Illinois and California
RATED A+ WITH THE BBB

*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 600 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 640 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*Investment properties
*Closing loans in 3 -3.5 weeks
... more
0 votes 11 answers Share Flag
Tue Aug 5, 2014
Michael Brownstead answered:
Banks have the luxury of of handling offers at their discretion; in my experience, regardless of how many offers are received, the bank will choose the most appealing offer even if it is the first one. ... more
0 votes 14 answers Share Flag
Tue Jul 29, 2014
Claudia Muller answered:
Argh! As we say, communication is the key!
Talk with you builder agent.
I am certain that you both can come to terms that are agreeable to you.
No one likes to have a mishap from miscommunication especially in the beginning of the transaction.
Keep us posted how this was rectified for you!
... more
0 votes 1 answer Share Flag
Mon Jul 14, 2014
Derek Jones answered:
Can you be a little more specific with the question? In the city of Vacaville there have been 11 homes sold in the last 90 days with 3bed 1 bath ranging from $145k - $360k. Are you thinking about selling your current home and wondering what your should price it at? Are you looking for a new home to purchase and wondering what to offer? ... more
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