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Home Buying in Tampa Palms : Real Estate Advice

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  • Home Buying7
  • Home Selling1
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Activity 5
Sat Nov 26, 2011
Robert Chomentowski answered:
Yes you can have a non-occupant co-borrower on a FHA loan. It may be a little more difficult to get a FHA loan at 600. I recommend having a loan officer check your credit and then go though your credit report with you to see if there are any things you can quickly correct to bump your score up. The most common things you can do to bump your credit score is to get mistakes removed and pay credit cards down to 30% of their credit limits. ... more
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Sat Mar 26, 2011
Lisa Reeves answered:
In regards to Tampa Palms and condominiums there are two fees. The Homeowners association fee for Tampa Palms is for the Master Plan Community which everyone living within Tampa Palms Subdivision must pay for the up keep and beautification of the Master Plan Community and extra ammenities if available like swimming pools, tennis courts, playgrounds, etc. The Condominium fee is your unit and property maintenance fee is for the actual condominium and covers exterior insurance, maintenance, water sewer trash, security to the complex, etc. Now Tampa Palms is a CDD community. Community Development Disctricts have an extra tax that is associated with the infrastructure of the community, roads, underground, sidewalks, lighting, schools, etc. If you would like to contact me I can get you better information which is more indepth about all the communities in the Tampa Bay area whether Pinellas, Pasco or Hillsborough County. ... more
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Wed Nov 3, 2010
Mott Marvin Kornicki answered:
Do your best in applying at the CU.... Banks and Lenders are more stringent than ever.

Too many people have walked away from their homes......
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Tue Dec 29, 2009
Sue Dannheim answered:
hi, Matt!

I am not in your area (I am in NJ), and I was going to tell you to find a local Realtor with experience with short sales. Then I read Nicole's post- you already found one!
I have completed a number of short sales here in S. NJ (we are close to Philadelphia), and can tell you to expect delays and frustration, mainly from the bank/ mortagor involved, who is losing its' shirt on the deal. Attorneys can also slow things down. So, stay close to your experienced realtor, don't blame her for the pace, and listen to her advice!

Good Luck!

... more
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Mon Dec 14, 2009
Antonio answered:
Hello Matt,
I believe if you use your Dad purely as a co-signer, you still will qualify for the tax credit... which is 10% of the purchase price to a max of 8,000.
It's a great time to buy, and there're plenty of discounted inventory on townhomes.
Also if you think that you score is above 580, there might be a possibility to go on your own; I could even get you 7,500 downpayment assistance on top of the Tax credit!!!
Please contact me to nail details and your needs.
best regards,
... more
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