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Home Buying in Alexandria : Real Estate Advice

  • All411
  • Local Info36
  • Home Buying108
  • Home Selling11
  • Market Conditions13

Activity 196
Mon Aug 28, 2017
Cary answered:
I am in a partnership with two others. We have listed with a realtor and signed the agreements. Two showings and one offer two of us have decided we like it the other now wants to buy us out. What is the general obligation to the realtor at this point? ... more
0 votes 13 answers Share Flag
Sun Aug 27, 2017
Mimyifru asked:
Asked lender if we can add the closing cost to a conventional loan and this is what she replied. "we will need to be within 50 days of closing to lock in the rate. With a 4.375% there would…
0 votes 0 Answers Share Flag
Mon Jul 17, 2017
Kathy Burgreen answered:
I answer lots of questions on here and I've noticed this seems to be a trend. You're not the first person to ask about this. You are smart to notice it upfront. Unfortunately, buyers have been complaining that they were not notified about it until they were at their closing and it showed up on the closing documents.

I'm a former realtor and I disagree with this 1,000%. I would shop around for a different realtor. From my experience, I strongly suspect that the buyers in New York City started this trend and it seems to have spread across the country. In New York City, what was happening for years is that because of the huge population, buyers were able to sign exclusive agreements with multiple brokers. Typically, if a realtor can't communicate with their buyer after awhile, that realtor strongly suspects their client is using a different agent. They will check the MLS system to see if their ex-client bought a home with a different realtor. If caught, the first agent can sue the buyer for a commission fee because the exclusive agreement states the agent is owed a commission fee. Unfortunately, in NYC, there are too many sales and a huge population that agents cannot physically check the MLS system for catching their ex clients. Therefore, it's more convenient and a smart business decision to charge the buyer an "admin fee" upfront. This way, if the buyer chooses to work with a different agent behind the first agent's back, that first agent already collected their "admin fee."

Now that it's spreading across the country, I suspect agents don't want to waste time checking the MLS system for "cheaters" or buyers who leave their first agent and go behind their back and work with somebody else. It's much easier to charge the buyer upfront instead of wasting time on the MLS.

This is not "normal" yet, so spend time finding a realtor who doesn't charge this fee. If I were you - I would state in writing on the Buyers Agreement the following:

"I (your name), expect a FULL REFUND of the Admin Fee of $250. if I close on a home with (realtor / broker's name). Have the Office Manager / Broker in Charge sign it.
... more
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Thu Jun 1, 2017
Debra (Debbie) Rose answered:
Terms such as "condo and town home" are often confusing (not only to consumers, but to some agents, too!)

A condo is a form of ownership. You receive a deed to your unit - you own it - but do not own the land around it. You share "common areas" with other unit owners in the community.There are HOA fees, rules and regulations to follow.

A "town home" describes the style of the building.
I own a condo - it is a town home style w/ 3 levels. There are other forms of ownership (like fee simple and co-op) but no need to confuse you further.

Condos can vary in style - in my area, besides being a town home, they can be apartment style units in high rise buildings, or garden style/apartment units.
What appeals to you more?

The bottom line for you - to address your concerns is............get all specific numbers for whatever community you're considering. See how the HOA fees compare and contrast. Ask to see how financially solvent the complex is....once you have gathered that information, you can make sure the numbers work with your budget.
In addition - do you prefer a multi-level town home, or a one floor apartment style unit?? That's for you to decide

Best wishes!!
... more
0 votes 1 answer Share Flag
Thu Feb 23, 2017
Hello, I'm a mortgage professional.

If your moving to another state you would have to show that your income would continue or use whatever your new income is in the new state will be.

I can lend nationwide.

If you need help with this you are welcome to contact me.
... more
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Tue Jan 24, 2017
Angelica P answered:

I have emailed you regarding this concern.

Thank you for using Trulia!

Consumer Care Advocate
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Tue Jan 24, 2017
Steph asked:
I never asked to be put on Florida notices via email. However, I keep getting them. I only want notices for Fairfax County (Alexandria & Lorton, 22315 or 22079)
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Fri Oct 7, 2016
USMortgageRanger answered:
Your PMI is added to your payment monthly and depending on the loan type you may or may not have the option for any early cancellation. I must ask you why are you paying PMI when there are other ways that provide lower payment and better tax benefits.

I would be delighted to provide you with some mortgage options, this does not require us pulling your credit and will allow you to make the best decision for your family. I can be contacted for a FREE no obligation consultation.

Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
... more
0 votes 1 answer Share Flag
Thu Jul 21, 2016
Kristin Saunders Murphy answered:
After lots of research, we didn't feel that asking for an estimate on a vapor barrier was too far, especially if it fixes the mold issue. It's hard to determine what is and isn't reasonable. What we see as reasonable, they do not. We didn't ask them to replace the heat pump that is on its last legs because it is working. We didn't ask for any credits for the shoddy plumbing. I really don't know if we are asking for too much.... ... more
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Tue Jul 5, 2016
Bipubd001 asked:
can i buy this house by cash?Add dcaetails about your question (optional)

This question was asked from this property:…
0 votes 0 Answers Share Flag
Fri Jun 3, 2016
USMortgageRanger answered:
Hi Sarah,

Congratulations on your decision to purchase a home. I would advise you to get qualified by a Lender whose Qualification Letter are solid (Priority Borrowers Letter) in Dec-Jan time frame. This will give you sufficient time look at home in your price range and move find your dream home by close and fund by April end. You can start now to reduce your credit utilization so that your score will be in 800 and you can demand better rates. You are welcome to visit my web site for simple ideas as to how to raise your score and should you have any question and need to get an answer please reach out to me at 469-347-3572.


... more
0 votes 2 answers Share Flag
Tue May 17, 2016
Britt657bbc asked:
Mon Apr 11, 2016 asked:
We called FFX county and found there was a permit for a pool granted in 1986. However when that home was sold to the next owner (the previous owner to us), the pool was filled in. FFX…
0 votes 0 Answers Share Flag
Tue Mar 29, 2016
Margaret Burton answered:
If you need help, it is best to work with
a real estate agent who can lead you through
the process. If you would like, I am part of a
real estate company that can set you up with

a top agent in the area you are looking, there
is no cost to you for our service.
Go to my website
for more details.
... more
0 votes 1 answer Share Flag
Wed Nov 4, 2015
Ruth and Perry Mistry answered:
Sorry to hear of such a costly issue.

Well the Seller did what you asked, so s/he is of the hook.

Well, as the Contractor did assure you, you know where the liability rests..

You could have hired your own Inspector and you did not. 3 months later is too
late, its likely that the contractor now has an out too...

Get a second opinion, there are capable folks in MN that can repair a heat pump
or get spares on line.

Not too many choices :

1.) go after contractor

2.) get 2nd opinion

3.) look on line for heat pumps..

4.) buy a new one

Good luck
... more
0 votes 2 answers Share Flag
Wed Nov 4, 2015
Karen and Paul Catania answered:
Stand alone refrigerators are personal property and go with the seller unless buyer ask for it as part of the sale. As a seller you have the right to accept or decline seller your fridge as pert of the sale. A counter top microwave is personal property also. A built in microwave above the stove or in the cabinets and built in fridge is attached to the house and included with the house when you sale. ... more
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Mon Oct 19, 2015
Sdcollins85 answered:
I do not believe you need to settle for a REO/Foreclosure. I used the VHDA + FHA first time home buyer assistant programs to purchase my first property four years ago. It was a tremendous help; we only needed to put $1400 down towards the leftover costs of closing and the home inspection. Not bad since most apartments now charge:

-$500 administration fees
... more
0 votes 10 answers Share Flag
Tue Aug 18, 2015
Amelia Robinette answered:
Why not ask for 3% seller subsidy as part of the offer? There is a separate form for unrepresented buyers that will be part of the paperwork (NVAR K1207).

You're welcome to give me a call or email and we can talk general strategy and I can help with some administrative questions. 703-407-3426 or ... more
0 votes 2 answers Share Flag
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