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Home Buying in Simi Valley : Real Estate Advice

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  • Local Info14
  • Home Buying76
  • Home Selling6
  • Market Conditions7

Activity 76
Tue Sep 20, 2016
Insurance Agent answered:
Home Insurance Help!!


Rancho Simi Insurance Agency 1611 E Los Angeles Ave Simi Valley 93065 offers options if you are looking for Home Insurance close to open space/hills area.


805-581-2128 Call for a quote. Ask for Steve
... more
0 votes 5 answers Share Flag
Thu Jun 9, 2016
Soniajanki answered:
These are the tools and techniques to successfully when looking for pre-foreclosure and REO properties. Other real estate investors find them as useful.

Pre-foreclosures - The availability of pre-foreclosures depends largely upon the type of debt instrument recorded against property titles in each state, mortgages or deeds of trust (also called trust deeds or TDs).

1. Try contacting your local county court. Ask if Notices of Default (NODs) have to be recorded as court documents. If the answer is "yes," find out how you can search the new filings; if the answer is "no," try one of the other options below.
2. Find out if the County Recorder has data available online. An easy resource to use is netronline. com. Simply click on "Property Data Online," select the state you want, then click on the county, and voila! You'll be able to see what (if any) info is available over the Internet through the various real estate-related offices in that county.
3. Look in the "legal notice" section of the newspaper. Look for properties that are coming up for sale at public auction (sheriff's sale, trustee sale, whatever), jot down the addresses, the property owners' names, and the tax ID, or at least as much info as you can get from the ad.

http://ForeclosureProcess.net
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1 vote 20 answers Share Flag
Tue May 10, 2016
Sheryl Arndt answered:
Yes that would if you are using FHA 3.5% down financing. There are also closing costs as well. You can discuss your options of loan programs and make an informed decision.

You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid. You could buy with minimum out of pocket expenses. You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
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Tue May 10, 2016
Sheryl Arndt answered:
Hello Louiseakelly75, we as agents would not be able to answer that as it would be considered steering. These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

The purchase in Simi Valley start from 208k for 2bd 1ba condo and up. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid. You could buy with minimum out of pocket expenses. You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 1 answer Share Flag
Tue May 10, 2016
Sheryl Arndt answered:
Hello Pamela, are you looking for down payment assistance to buy a home? You may consider the 3%-5% Sapphire Grant down payment assistance program from a minimum 620 fico score. You may qualify to buy with less out of pocket expenses than first, last and security of a rental.

The purchase in Simi Valley start from 208k for 2bd 1ba condo and up. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid. You could buy with minimum out of pocket expenses. You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down.

You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and consider. Here are some links to study about me as well as web reference links to many loan programs...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA or CalVet loan specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt
... more
0 votes 2 answers Share Flag
Thu Oct 2, 2014
Mike Lefton answered:
Contact Jason Smith caliber home loans 805-404-2540 or visit www.MikeLefton.com
0 votes 4 answers Share Flag
Thu Sep 4, 2014
Danielle Love answered:
I moved to Park Lane next to the Texas Tract in Simi. I have a 12 year old daughter. It is an easy commute to Chatsworth and you will need to allow time once you get to the exits on the 118. This area is great for kids. Everything is within walking distance: two grocery stores, CVS, the theater, Kolh's, The Habit, World Market, City Hall, the police station, library, senior center, possibly your credit union, bank . We also have lots of fast food and the possibility of a spa coming in. It is great area with or without a car.
Lemon Park as it is affectionately known, lies between North Tapo Canyon Blvd and Alamo and Town Center Drive over toward Galena. There is new construction here as well
The largest community in the area is Woodranch. It is west of the city and has many different housing types. It is further from the amenities mentioned above and further from Chatsworth. The homes are relatively new built within the last twenty years. There are great trails for hiking and some homes with the most fantastic views.
Of course there is so many other lovely tracts here; Indian Hills and Big Sky. There are new custom homes being built by Simi Valley Hospital off of Sycamore and as mentions in another great post the Kadota Fig Ranch which has a flare of old town Simi life. The closest areas from Simi to Chatsworth are Kuehner and Yosemite. It closest to Chatsworth.

Simi is a beautiful family community surrounded by foothills and gorgeous sunsets. There are several famous hiking trails and a very friendly Parks and Rec. We have RV parking and decorate for the holidays. The Simi Valley Days, The 4th of July Celebration, and the street festival are some of the best celebrations in the area.

This is just a little information and a tad bit biased. I encourage you to explore. There is certainly more about Simi Valley and many more neighborhoods.

http://en.wikipedia.org/wiki/Simi_Valley,_California
Danielle Love Team Love Keller Williams 805-416-6042
You are welcome to call me for specific areas. I can give you the famous tour of this awesome town!
... more
0 votes 8 answers Share Flag
Sat May 17, 2014
Annette Lawrence answered:
Two things must be considered, the REALTOR liability and client values.

I always present the home buyer with more than one option.
The platoon system...everything done in one trip.

The ASHI or CREIA certified inspector.
And the independent.

I don't need to disclose the question they always ask.

It is the buyer who connected with an inspector on the internet that will prove to be problematic. At this very moment, such a buyer from New York is so paranoid, they refuse to disclose who inspector or company is. They don't know it yet, but understanding they are this difficult at this stage, the likelihood of reaching the closing table is small. The seller will be kicking this buyer to the curb.

When I ask buyers about the inspector they choose (not referred by their agent) it was:
1. perception of discount or guaranteed home price reduction
2. discount for multiple inspections (deals fail)
3. referred by family or friend
... more
0 votes 2 answers Share Flag
Tue May 13, 2014
Gforcehobbies answered:
Here is the bottom line people. Most of the flood zones in Simi are a SCAM so FEMA can get more money! I have lived in Simi since 59 and it has never flooded or even come close, just 4 years ago we had the 500year rains ( 40+ inchs ) and the arroyo only filled half way. In closing the flood insurance is a scam and "FEMA" is stealing our money plain and simple and the agents get a kick back so they don't fight it. ... more
0 votes 6 answers Share Flag
Tue May 6, 2014
Kent Turansky answered:
Hello Gtallant,

This looks like a nice place that might fit your needs:
http://ventura.craigslist.org/apa/4457014029.html

Kent Turansky
www.HomesForRentOakHills.com
1 vote 1 answer Share Flag
Sun Apr 13, 2014
David asked:
I have sold my house and went into escrow on another house. 10 days in I was called on a Friday at 4:30pm and told by my mortgage broker that the lender will not give me a conventional…
0 votes 0 Answers Share Flag
Sun Mar 30, 2014
Robert Bluman answered:
Please Google the address and carefully sift through the answers that your Google search produces. If it says its on "Auction Terms", this means its being auctioned off as often a first attempt or a last attempt by lenders who have foreclosed on a property. Check Auction.Com which is the biggest auction site for foreclosed homes being sold at auction. DO NOT get swept away in their LOW starting bid prices; its a tease. A home that is worth lets say $100,000, they may show with a starting bid of $15,000. It may end up bringing at auction $70,000. Still a great value. But guess what? The bank who owns the property has the option of turning your highest bid down. Be aware that Auction.com may call you and ask you to pay even more for the property; the lender wants more. The ball is now in your court. You can give them a little more or leave the room; its your choice. Its not worth loosing any house for 2-5 thousand dollars is my advice. ... more
0 votes 2 answers Share Flag
Sun Mar 30, 2014
Robert Bluman answered:
Frankly, I have purchased three properties that HAD title insurance policies through Auction.com. I have gotten excellent buys, HOWEVER the homes that they offer WITHOUT title insurance ought not even be allowed! It just does not make sense as to why a lender who forecloses PROPERLY on a homeowner who is in arrears, would place themselves in a position of doing this! I agree with the other agents who have posted here. Also, PLEASE be aware that the OCCUPIED foreclosures that they offer at Auction.Com can also lead to a real mess What if a tenant is occupying the property and that legitimate tenant has a binding, legal rental agreement on the $300,000 home you have purchased, for $800. a month rent for 10 years? I have seen this. Proceed with caution Check out all the facts. Get a title insurance policy ready BEFORE the auction and do not get caught up in the opening bid $$$ figure they show! Its a teaser price. Expect the property if its in a desirable area to sell at 15-20% less than current market prices; generally not less than that. Good luck. ... more
0 votes 10 answers Share Flag
Sun Feb 23, 2014
Hank Wilson answered:
I usually try and take a peek on Facebook and google them every time. I look at this not on the creepy side, but more like doing your homework in order to better understand their needs. The more you know up front the better. Often times you will find someone you know in common. ... more
0 votes 8 answers Share Flag
Sat Dec 14, 2013
Cynthia Tamillo answered:
Hi Danielle,

Most likely you are already living in your new home in Simi. It's been four months since you posted your request. However, if you have not, and still want to live here, you can e-mail or call me and we can talk. I'm certain we can find what you have in mind.

Regards,

Cindy Tamillo
CalBre Lic 01180655
tamillo@sbcglobal.net
805-624-0661
... more
0 votes 15 answers Share Flag
Sun Sep 8, 2013
Foxcy55 answered:
what is the average price/ sq.ft. for manufactured home in mississippe
0 votes 4 answers Share Flag
Tue Jun 11, 2013
Jo Ann Poole answered:
Good evening

Each community has its own rules. We could get info on any of them and Wood Ranch has a newer condo community and I would be happy to show them to you.

Feel free to call...805-501-8071.

Jo Ann Poole
Troop Real Estate
Wood Ranch
Dre 01058326
... more
0 votes 5 answers Share Flag
Wed May 22, 2013
Rick McGrath answered:
I am sure you have gotten a variety of answers from A to Z! I myself have several hats I where. I believe having your background brings added value to your clients and from a marketing perspective you can leverage your skill sets over your competitors. I believe you can effectively work it as a One Stop Shop kind of thing. You are on the right track my friend! ... more
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Tue May 7, 2013
Fred Konigsbach answered:
Dodie.

I am going to be talking to a seller tomorrow night.
The property will most likely fit your requirements.
If you contact me directly, you may have a chance
to be the first to make an offer, even before it goes in the MLS.

My number is 818-584-1330
Fred with Keller Williams Realty.
... more
0 votes 7 answers Share Flag
Sat Apr 6, 2013
The Home Buyer answered:
I found a really really nice unfinished home available for sale. This home is not in California but in Arizona. One of the best deals i have ever seen on a unfinished custom home. Says the home is located in Eloy Arizona. Did a little research and Eloy is right in between Phoenix and Tucson. Eloy is where they were going to build that Theme Park. Here is the listing. http://www.weichert.com/46739718/ ... more
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