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Home Buying in Saratoga : Real Estate Advice

  • All89
  • Local Info4
  • Home Buying39
  • Home Selling2
  • Market Conditions7

Activity 46
Thu Jun 18, 2015
Tinoresident answered:
I built a modular home in Cupertino. Initially, my new house's baseline was assessed at the average construction cost determined by the County Assessor . I filed an appeal, submitted my construction receipts. We settled at $20K above my actual construction cost. The reduction was close to $200K. ... more
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Thu Dec 4, 2014
Tim Moore answered:
If it is then you can't buy it unless the seller sells it to you, but I doubt you could buy it before it goes to the foreclosure auction. Just wait until the house is listed by the bank that forecloses and then you can buy it. ... more
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Mon Dec 1, 2014
Elva Wormley answered:
Give Tim Jarvis a call at 408-238-4606. He specializes in lot and construction loans and may be able to answer your questions. His website is http://e-constructionloans.com/

Best regards,

Elva A. Wormley
Mortgage Consultant
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / CA BRE #01274093
... more
0 votes 1 answer Share Flag
Mon Oct 6, 2014
Terri Vellios answered:
Your home has to be in the district boundary and they have to have an opening. Call the district office directly to find out what the current impact on enrollment.
0 votes 2 answers Share Flag
Sat Apr 5, 2014
Erica Glessing answered:
In most of the good school communities right now we are seeing offers over asking. Also the school packets for registration are due or overdue in most of the good districts so you are not necessarily going to get your school if your kids are say in middle of elementary years -- be careful about the schools that are "impacted" and see if you can get a packet when you go into escrow vs. when you close escrow. Most schools now require several forms of id like power bills and phone bills.

Then...you may want to offer quickly -- see if you can find out what the seller "really" seeks -- by matching your offer on points like;
-length of rent back
-sweeten with offer of a few weeks free rent back
-low # of contingency days
-offering a nice % cash down

As far as "do you need to take the home as is," the answer is going to be negotiable although as is would be most seller's choice right now.

This can help you get an offer accepted if you can make a good match with the seller's needs.
Saratoga is beautiful and also Los Gatos has a great high school and strong elementary middle. Evergreen at that price has one or two trios of 9-10 ranked schools (you have to really search carefully) but you can get a good home at that price in Evergreen High.

Please ask any other school questions! Also be sure to go to "district locator" with any address before you write an offer, as the district maps for Saratoga, Campbell, Santa Clara and West San Jose are somewhat challenging to distinguish. I usually recommend a client call the school district as well to verify whatever is seen "online" is still true.

Good luck!

Erica
... more
0 votes 6 answers Share Flag
Sat Oct 26, 2013
Betty answered:
Cockroaches will eat termites. Although it sounds crazy, I would try to infest the house with cockroaches. Let them have their fill, and then a few months later fumigate the house to kill everything.
This is a cheaper approach than fumigating right off the bat. Another method is to place old wood in piles throughout the house. This will draw the termites in from wherever they are hiding. You then collect the wood, light a bonfire, and you have made a big dent in the termite population.
... more
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Fri Oct 25, 2013
Betty answered:
Hello rshondhi15,
I am a foreclosure expert and have been one even before it became the in thing to do. A lot of these "professionals" on here know nothing about foreclosures. There are published listings of foreclosures. I can get those for you and only charge 5 cents per copied page. You don't need some high priced "professional" to do this for you. Let me know, and we can find you the house of your dreams. The key is getting the current residents out before they trash the place. I have ways to do that.
Betty
... more
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Wed May 22, 2013
James Peterson answered:
There are many great areas in the Bay Area that could satisfy both of those needs. Is there a location you or your dad prefer? I can point you to areas based on budgetary numbers.

James ... more
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Sun Feb 24, 2013
Anthony Todd Amelio answered:
The important thing to remember about buying a foreclosure is to do your own homework. Banks are not subject to the same disclosure laws as homeowners so be sure to do your inspections and expect to purchase the property "as is". ... more
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Wed Jan 30, 2013
Ricky Ablaza answered:
Hi Byoung,

I am a REO (Real Estate Owned by Banks) listing agent for BofA, Chase, EMC, IAS-REO. Have been listing foreclosed homes since 2007. I have listed and sold numerous REO properties since.

I know the REO process (timeliness of tasks, meeting deadlines and work order/s, property managment, cash for keys, accuracy of suggested value from the Broker's Price Opinion to the ultimate sales price, overall days on the market) and how to deal with REO listing agents since I am a listing agent of foreclosed homes myself.

As a reference, one of my REO (bank foreclosed) listings is currently Sale Pending. Please check out 15707 Highland Drive, San Jose CA 95127. I can send you a copy of the lsiting printout for proof. Just email me and I will send you a copy.

Call 408-316-0793) or email (rpablaza@comcast.net) so we can set up an appointment to meet or preview the property you are interested in.

Thanks
... more
0 votes 6 answers Share Flag
Wed Oct 10, 2012
Richard Ho answered:
Dear Md This might be of interest to you:
Helpful info for you? Please read Saratoga rated best school district in the whole USA
http://blogs.wsj.com/developments/2012/08/28/biggest-back-to-school-purchase-a-new-home/
I happen to have 2 nice listings in Saratoga if you are interested?

http://bellwood.wikispaces.com/
http://saratoga-3rd-st.wikispaces.com/
Richard K. Ho, M.D., MBA, Realtor. ePro

License#01407461

Cornerstone Realtors,

6455 Almaden Expwy., Suite 98

San Jose Ca 95120

408-828-0189

Fax 408-649-5212

Please visit: http://www.DrHoRealty.com
... more
0 votes 3 answers Share Flag
Tue Sep 25, 2012
Juliana Lee answered:
Interesting article but by looking only at the ratio of the number of 5-9 year olds to 0-4 year olds different conclusions could be drawn.

If families having 5-9 year olds are more established and have more money than families having 0-4 year olds, then the cost of housing is probably higher in Saratoga than Sunnyvale.

Let's see the median price of a home in Sunnyvale is currently about $900,000. The median price of a home in Saratoga is about $1,700,000. Yup ... I can predict the prices of homes based on the ratio of 6-9 year olds to 0-4 year olds. :)

http://www.julianalee.com/saratoga/saratoga-statistics.htm
http://www.julianalee.com/sunnyvale/sunnyvale-statistics.htm

Also 6-9 year olds need more room than 0-4 year olds. The houses in Saratoga are probably bigger than the houses in Sunnyvale. The avg size of a home in Saratoga is about 2,700 sf. The avg size of a home in Sunnyvale is about 1,600 sf. Yup ... I can predict the avg home size by the ratio of 6-9 year olds to 0-4 year olds. :)

Thank you for the article,

Juliana Lee - a friend of Mark Twain
650-857-1000
Keller Williams Realty
... more
0 votes 4 answers Share Flag
Wed Sep 19, 2012
Richard Ho answered:
Haydee- I surely hope that you will put your time and schedule into consideration when you decide to build your own home. I know a few doctor couples built their own and did not get to enjoy the new homes. Nobody die from building their own homes.:( but a few ended up with the big D :( :(
I also know of a few homes taking more than a few years to build. There are a lot of ins and outs for building your own home. You absolutely need to have a good team especailly need a good Project Manager besides a good General Contractor preferrably using your architect.
Life can be sweeter for us to enjoy with the family rather than daily dwell into the mondane routine dealing with the workers even many developers I consult hate!
anyway, not to mean to discourage you. Would love to give you a complimentary overview of the process and discusss about building your dream house. :)
Richard K. Ho, M.D., MBA, Realtor. ePro
License#01407461
Investor Coach and Strategist
Cornerstone Realtors,

6455 Almaden Expwy., Suite 98

San Jose Ca 95120

408-828-0189

Fax 408-649-5212

Please visit: http://www.trulia.com/profile/RichardHo/
http://www.DrHoRealty.com">
... more
1 vote 6 answers Share Flag
Sun Sep 9, 2012
Richard Ho answered:
I definitely appreciate and agree with my colleages ! This time frame in the Silicon Valley housing recovery is at the elbow phase on the recovery curve. Watch out on the price of home escalation when articke like this comes out like Saratoga school district is rated the best in the whole USA when the rest of the Nation want to send the kids over here for schooling :)
http://www.trulia.com/blog/RichardHo/2012/09/saratoga_is_rated_the_best_school_district_by_wsj_in_whole_nation_and_more
Do not miss out buying when you can and need to.
Richard K. Ho, M.D., MBA, Realtor. ePro
Investor Strategy Coach
License#01407461

Cornerstone Realtors,

6455 Almaden Expwy., Suite 98

San Jose Ca 95120

408-828-0189

Fax 408-649-5212

Please visit: http://www.DrHoRealty.com
... more
0 votes 6 answers Share Flag
Sun Sep 9, 2012
Richard Ho answered:
Of course you need to look into your own requirements to buy.
You will be blessed and sprankled with the fame and luck close to a highly desirable neigborhood such as Saratoga and the school district especially when you resell your home when it is a seller's market in future ! Remembering though it is still the real thing when you price the listing in future.
How can anybody not like to live close to the best school district in U.S.?
Read
http://www.trulia.com/blog/RichardHo/2012/09/saratoga_is_rated_the_best_school_district_by_wsj_in_whole_nation_and_more

Richard K. Ho, M.D., MBA, Realtor. ePro

License#01407461

Cornerstone Realtors,

6455 Almaden Expwy., Suite 98

San Jose Ca 95120

408-828-0189

Fax 408-649-5212

Please visit: http://www.DrHoRealty.com
... more
0 votes 8 answers Share Flag
Sun Sep 9, 2012
Richard Ho answered:
If you are still looking. I have one back on the market after a fell through with multiple offers:

http://www.trulia.com/blog/RichardHo/2012/09/open_house_3rd_st_best_value_sfh_under_1m_in_big_basin_saratoga_while_you_enjoy_the_village_tour_montalvo_2_5p_m_this_s

http://www.trulia.com/blog/RichardHo/2012/09/saratoga_is_rated_the_best_school_district_by_wsj_in_whole_nation_and_more

Richard K. Ho, M.D., MBA, Realtor. ePro

License#01407461

Cornerstone Realtors,

6455 Almaden Expwy., Suite 98

San Jose Ca 95120

408-828-0189

Fax 408-649-5212

Please visit: http://www.DrHoRealty.com
... more
0 votes 13 answers Share Flag
Sat Aug 4, 2012
Earl & Liz Williams answered:
I just sold a ready to build lot in prime location, 12,750sf for $1,300,000. building a home in Saratoga can be very frustrating to newcomers to the market. You will need an architect that is totally familar with the building codes of the City of Saratoga. ... more
0 votes 11 answers Share Flag
Sat Aug 4, 2012
Earl & Liz Williams answered:
It all depends on the particular lender, the home, the currrent market in that price range, the location.
The most important factor will be the attitude of the specific lender and how many they are processing at the time. ... more
0 votes 12 answers Share Flag
Sun Jul 15, 2012
John Arendsen answered:
Just heard an interesting stat yesterday. The termites on Earth outweigh all the humans on Earth. That was a shocker.
0 votes 11 answers Share Flag
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