Most borrowers can get into a home for as little as 3.5% down payment.
This would be on an FHA loan.
The SF Bay Area is considered 'high' cost so we are able to give you a loan up to 625k which translates into $647k on a purchase price.
Rates are good!
You may also put 10% down and go up to 750k with a 10% second loan.
Give me a call or email me...I am located in Fremont by the BART station!!