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Home Buying in San Gabriel : Real Estate Advice

  • All58
  • Local Info6
  • Home Buying22
  • Home Selling5
  • Market Conditions1

Activity 23
Mon Jul 31, 2017
Leiana59 answered:
Fri Dec 11, 2015
Rich Reed answered:
The average days on market for a rolling three month period for Emery Park Hills is currently 119 days.
Click the web reference to see the chart.
0 votes 1 answer Share Flag
Sun Sep 13, 2015
Scott Godzyk answered:
It will depend what the purchase agreement states, butmost often it is turne dover to the court for a hearing
0 votes 2 answers Share Flag
Thu Oct 2, 2014
Alvin King answered:
The Realtor should be your contact. Part of the duties of the Realtor is to inform you about the Home Owners association and the how to obtain the CC&R's. Contact your Realtor, they will be happy to assist you. Good Luck! ... more
0 votes 2 answers Share Flag
Fri Aug 15, 2014
Hartono answered:
There may be a few other factors that affected the bank rejection. Which auction did you go through? What is the address of the property you "won" and what was your winning bid amount? So I can check in my database any transactions taking place on it - there is a chance your broker may very well be wanting it for themself. ... more
0 votes 5 answers Share Flag
Fri Nov 15, 2013
It's a great time to buy. For mortgage help, call or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 states and you can apply online at

We can do: FHA, Conventional, USDA, VA, HARP, Interest Only, Home Equity, Fixed, and Variable. Find out which product is right for you by calling Brad at (855) 415-5626.

Brad Neumann
Sr. Loan Officer
Crosscountry Mortgage Inc.
Toll Free: (855) 415-5626 ext. 5734
NMLS# 948036
... more
0 votes 2 answers Share Flag
Sun Mar 24, 2013
carlos parrague answered:
If we have a contingency like this, typically when could we start the escrow? Immediately after accepted offer
What's the reasonable time that we should give to the seller to find the new home? Whatever you choose, but make sure you write it clearly in the contract.
Also can the seller back out the deal if he could not find a new home after we have have paid the deposit already? Yes, if within the contract terms. Your deposit will be returned.
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0 votes 3 answers Share Flag
Fri Mar 22, 2013
carlos parrague answered:
Well I guess technically, you don't. However, if they are being given to you by the HOA through their agent, they would be committing fraud if they were giving you something that is not current.
If I were you you I would be more worried about getting a current HOA budget. See if they are solvent and if they are carrying a future Capital expenditure budget for Roof, exterior painting and other possible liabilities of this sort. Depending on the age of the buildings, these expenses will be necessary in the future and if there is no capital fund, then the expense will become a special assessment to all residents.
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0 votes 3 answers Share Flag
Mon Dec 17, 2012
carlos parrague answered:
Size always matters! Here's a list of remodel projects that homeowners and buyers are likely to find valuable:

• Add a bedroom: Three- and four-bedroom homes are most desirable.
• Add a family room: Unless your home is the largest on the block, adding useful space is always a plus.
• Install a master bathroom: When a bedroom has a bathroom, it adds value.
• Update your bathroom(s): Add a new shower. Change your fixtures and vanity top. Re-tile
• Update your kitchen: Change your countertop, fixtures, cabinets or even just a new paint job and some new handles will give your kitchen a fresh look. New appliances make a difference too.
• Improve functionality: If you've got the space, an island is the way to go. A small change in the circulation can really make a difference.
• Expose the floors: Remove old carpet and show off the original floor. If no hardwood floors, consider new flooring.
• Install new doors: Doors set off a room and make a great difference.
• Paint: A new paint job speaks volumes.
• Add new light fixtures: Replace any that are damaged or out-of-style.
• Take advantage of unused or underused space: Convert a basement or attic into a useful room.
• Landscape: A few strategically located plants and a neat-looking yard will impress.
• Add a deck: It's a great use of exterior space because it increases your total entertainment area.
• Replace the windows: New windows not only give your home a new look, they can also lower your energy bill.

I highly recommend working with Shannon Chang 626-358-2360, she is right there in San Marino. She is extremely motivated, knowledgeable and skilled. I have worked with her on the purchase and sale of many homes.
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1 vote 5 answers Share Flag
Thu Dec 13, 2012
Jerry Sun answered: can get a copy of both CC&R of a town home from the HOA. You can find out the HOA contact info. from your realtor or ask one of the residence in the same complex. It is a public record but you got to pay a FEE to the HOA for requesting these documentations. ... more
0 votes 3 answers Share Flag
Sat Oct 20, 2012
carlos parrague answered:
I am about to renovate and add onto a home in the City of Temple City that when ready will have 3 bedrooms. It will be 1,600SF and a nice yard (lot size right under 7,000sf). It will be ready to move into in about 6 months, (that is when I plan on putting it on the market) It would not take much to make it fully Handicap accessible. Give me a call and we can discuss. ... more
0 votes 3 answers Share Flag
Sun Oct 7, 2012
Ben Sawyer answered:
I'm interpreting your question differently than the others. If you are unrepresented by an agent, is the agent you reference asking for a $10K payment to represent you in this transaction as a buyer agent? This is would be ethical and might be reasonable depending on the price and situation of the home. Short sales take agents more effort and time and this just might be this agent's price for working this transaction. You definitely want to complete a buyer agency agreement, and it would be in your best interest to structure the terms to have this fee paid contingent upon close of the purchase. If this isn't acceptable to you, negotiate different agency terms or move on to another agent. ... more
0 votes 15 answers Share Flag
Wed Jul 6, 2011
Donne Knudsen answered:
Kathleen - I was going to say the same thing as Gregorio. Depending on what your fees and costs are, a difference between a 5% rate and a 6.18% APR may or may not be that unusual. As Gregorio mentioned, if this is an FHA loan a 1% or more discrepancy is not all that unusual if you are financing your UFMIP (which most borrowers do).

However, if this were an FHA loan, I would question the 5% interest rate more than I would the spread between the rate and the APR. Right now, FHA rates are lower than that even with a credit score adjustment. I just locked one of my FHA buyers in at 4.375% and that was with a rebate (YSP) that was more than enough to cover their lender fees.

However, if this were a conventional loan with an LTV higher than 80%, then a 5% rate with some adjustments wouldn't be out of the ballpark. As someone else mentioned, without more info (which I am not requesting), its hard for anyone here on Trulia to answer your question based on the limited info you've provided.
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0 votes 6 answers Share Flag
Wed Jun 29, 2011
12 days for appraisal & loan contingency? Yeesh, that is very quick, especially since the appraisal can't be completed until you have short sale approval (the appraiser needs those details to finish the appraisal). Personally I would ask for the standard 17 day contingency like there is in 99% of purchase contracts here in California. Congrats on your backup offer looking like it'll be accepted though. ... more
0 votes 4 answers Share Flag
Wed Jun 29, 2011
Arthur answered:

I specialize in Trustee Sales which are courthouse auctions. I would be happy to share the details with you on our program. We also are one of the few people that can provide Title insurance on these sales. We work with residential/ and anything else getting foreclosed on. Depending on area and the property discounts can be as high as 10-30% or so.

626 698-3348
... more
0 votes 4 answers Share Flag
Thu Feb 17, 2011
Terri Vellios answered:
Ask your agent to pull up the county tax records. It will show what the City shows as permitted square footage. You can measure the house and then determine if the garage is shown. Garages usually are not counted as the square footage (2 car about 400 sq. ft.) unless it has been converted to living space and then it would need to be permitted. ... more
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Wed Feb 16, 2011
Kathleen Mueller - Mueller Realty answered:
The property tax BASE rate is 1% of the sales price plus assessments, voted indebtedness, etc. A fair rule of thumb is an additional .25% of sales price for these. Therefore, figure 1.25% of your purchase price for the annual tax bill. San Gabriel does NOT have a Point of Sale inspection at this time (Pasadena and Monterey Park do) ... more
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Tue Aug 31, 2010
Dorene Slavitz answered:
Dear Annie,
If you noticed it, and didn't care for it...others will notice it also. I wouldn't say it's a plus for a property, but by the same token, I doubt it would greatly effect property values. ... more
0 votes 2 answers Share Flag
Tue May 18, 2010
Eric J Soderlund answered:
Whose broker? yours or theirs? How far into escrow are you? Are you in the contingency stage? Your agent/broker should be able to make this right. Also, what will the home appraise for? If it is less than 270K then you wont get a loan and your loan and appraisal contingency will get you out of the contract and you can submit a new bid. If the true value is close to the 200K that the bank will take, then stay in contract and write an addendum for the new price. ... more
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