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Home Buying in New Hampshire : Real Estate Advice

  • All142
  • Local Info11
  • Home Buying87
  • Home Selling10
  • Market Conditions4

Activity 648
Mon Oct 30, 2017
Cc91041 answered:
somewhere in the country in western NY.
0 votes 14 answers Share Flag
Mon Oct 9, 2017
Catherine Anne Galvin asked:
Mon Oct 9, 2017
Pabear207 answered:
You would think that Banks add up all three credit scores and look at the average.
0 votes 11 answers Share Flag
Tue Sep 26, 2017
Ward1956 asked:
And realtor called to say house is being auctioned off today! It just was auctioned! Is this legal? What can we do now????
0 votes 0 Answers Share Flag
Fri Sep 22, 2017
Joseph Larochelle answered:
I asked the question about FHA requirement on heating they states operate without human intervention for extended periods of time. No one can tell me what the extended period of time is. I have a central wood pellet furnace that can run a good week without human interventions. I think the FHA lenders are being too strict. Now my realtor states an conventional loan won't even work for me that I'd need a cash buyer. The buyer wants to install electrical baseboards but keeps our furnace. We are ready to walk. Both realtors knew of our heating system. Further, we found out the buyer is friends with one of the inspectors and the appraisals agent. Both realtors want us to install a propane furnace. We don't have the money they want to have the HAVC company loan us the money but they put a lien on our the home and are charging us lawyer fees. We think we are being duped. ... more
0 votes 1 answer Share Flag
Mon Aug 28, 2017
Dougrm3 asked:
Two years away from buying in the Lake region of New Hampshire and wondering how restricted you are as to make changes. Adding bathroom, additions?
0 votes 0 Answers Share Flag
Fri Aug 25, 2017
Kathy Burgreen answered:
In NH you don't need an experienced realtor to buy land. Any realtor can help you with this. The hidden truth is whether realtors will WANT to help you. The majority of realtors are more interested in helping buyers purchase houses because they can earn higher commissions. Prices of land is not as high as a house, therefore the commission earned is much lower, thus the reason realtors frown on helping buyers purchase land. If you were in the Midwest, it would be a different story since there is a higher percentage of buyers purchasing land only. However, in New England, not so much.

What you need to do is contact several brokerages and speak with the Office Manager or Broker in Charge. Explain that you want to be assigned to a realtor who has bought or sold land before for clients.

Have you thought thru what your specific needs are with the land? Have you visited the county or city zoning office to find out about zoning regulations? Have you researched permits? Whether you can use the land to build on? Any building codes? Farming? Have you researched financing or will you be paying cash?
... more
1 vote 1 answer Share Flag
Sat Aug 5, 2017
Alysse Musgrave answered:
You can buy a home with a score as low as 580 - but don't. Interest rates and the cost of financing are based on the lender's risk. The higher the risk to the lender, the higher the cost to the borrower. Wait until your score is around 640 before you try to buy a home.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.

Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
... more
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Thu Jul 20, 2017
Scott Godzyk answered:
You can ask a local and trusted loan officer about USDA which is no money down or any grants your state may have.
0 votes 1 answer Share Flag
Mon Jul 17, 2017
Kathy Burgreen answered:
Tue Jul 4, 2017
Housecom1234 asked:
I live in Burlington, MA. I'm looking for a new house to buy. I can afford up to 500K. Below are my requirements.

New construction (2015-2017)
4 bed 2.5 bath.
Low crime rates
0 votes 0 Answers Share Flag
Sun Jul 2, 2017
Kathy Burgreen answered:
Foreigners can buy real estate in the U.S. without spending 1 day in that home. You would be considered an investor. The issue will be financing. If you pay cash - no problem. If you need a loan, then you might have problems. ... more
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Mon Jun 5, 2017
Terriern asked:
Put an offer on home, seller said no to question asking if any improvements were done without proper permits. Paid $1200 for home inspection/appraisal to find out the second kitchen was…
0 votes 0 Answers Share Flag
Thu Apr 13, 2017
tkv957 answered:
Whenever we put in an offer on a property, we include a time frame for acceptance or a counter. For us, this is usually 48 hrs., the date and time from when the offer is made is actually stipulated. For example, the offer is written on Jan. 1, 2017 at 2:00 p.m., the seller has until Jan. 3, 2017 at 2:00 p.m. to respond. If no response, the offer is null and void, and the potential buyer is free to pursue other properties. If a buyer doesn't put in a stop date, it is difficult to move on, as the seller can sign an acceptance after a lengthy time and the buyer is potentially on the hook for that property. Always put in a stop date! The length of time you want to wait is up to you, but put one in. ... more
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Sun Apr 9, 2017
Eccid answered:
TO CLARIFY my question above: I'm asking about an agent for BUYING the new house. (I would already have one for the selling of my house). Thank-you
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