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Home Buying in Panorama City : Real Estate Advice

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  • Local Info1
  • Home Buying5
  • Home Selling0
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Activity 8
Tue Jun 28, 2016
USMortgageRanger answered:
Thanks for your service to our country from one Veteran to another. Yes you can use your VA benefits to purchase a home with no money down and I will also be able to get you some closing cost assistance so that you can purchase your home with as little as $2000 or less out of pocket.

I would be delighted to provide you with some mortgage options, this does not require us pulling your credit and will allow you to make the best decision for your family. I can be contacted via my profile information for a FREE no obligation consultation.

Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
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Fri Jun 24, 2016
Yes I help foreign buyers all of the time. The lenders that will make the loan do require a large down payment. of between 30-50% The difference has to do with your ability to prove income, also the rate is higher with the lower down payment loans. Once I know your situation I can arrange the perfect loan for you. I can only do loans in CA.

If you want to buy a home in Los Angeles or Orange County, I can put in an offer on the home for you and arrange the financing unless you are paying cash.

You can contact me by email or by phone 714-421-1037. That is my cell phone so you can reach me after hours.

Thank you so much.

Licensed by the California State BRE # 01080071
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Sat Mar 23, 2013
olvanish answered:
Cindy, according to the offer the seller is the one responsible for paying for HOA document transfer, however, the Escrow instructions say that the responsibility falls upon the buyer if the sale does not go through (since the seller never deposits the money into Escrow I guess that makes sense). Yet, isn't responsible party supposed to pre-authorize any expenses and get any type of receipt that show how much the actual expense was? I was never asked about this and had someone told me that I'm "gamling" with 600 here (I did know that this was a 50/50 transaction with a good chance of not falling through), I would never have authorized it. ... more
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Tue Apr 26, 2011
Khromevandium answered:
Blythe St....hence the Blythe St. Gang, near The Plant.
But there isn't a "drug-dealing area" or atleast a certain one. It just happens in a few shady corners or alleyways, so there isn't much of a specific area ... more
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Thu Nov 5, 2009
Dorene Slavitz answered:
Dear Angelica,
It would be best for you to meet with a Realtor who can work with you to see if your income would allow you to qualify for a home loan. That would be the first step for you. ... more
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Sat Oct 10, 2009
Joe Salcedo answered:
Hi Maru,

Of course you can but be sure to understand the legally of the agent with
out agent and with agent. But my recommendation to you is get your own agent
to represent you as selling agent it is better that way than go to sellers agent.
I do not want to represent both seller and buyers, agent are always on the sellers
side always, even though they will tell you that both sellers and buyers represented.
The selling agent will discuss with you more detailed like inspection, etc. if you have agent an by yourself.
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Mon Sep 14, 2009
Robert Chomentowski answered:
That does not sound in compliance with FHA rules. Usually there is only a 1% origination fee and then a loan processing and underwriting fee. You can have "discount points" in addition to the origination fee only if you have decided to buy the interest rate down below par rate.

But if the "mortgage brokers fee" of 1% is in addition to a 1% origination fee, and is NOT a discount point, then yes that is NOT allowed on an FHA loan.
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Wed Aug 12, 2009
April Tavares answered:

I think Rob is correct it is hard to judge without knowing details of your transaction. However, you are well within your right to ask. Ask for a detailed explanation of what the fees cover, especiallly for those fees that appear vague like "administrative" fees. Put them on notice that you're paying attention.

Good Luck with your home purchase,
April Tavares
Realtor, DRE License #01742179
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