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Home Buying in Nutley : Real Estate Advice

  • All88
  • Local Info9
  • Home Buying22
  • Home Selling2
  • Market Conditions5

Activity 23
Wed Mar 15, 2017
Fnfs102 answered:
Best Commuter Town that is: Diverse, Affordable, Amenities.. Where is this Hidden Gem? .. Colonia NJ 07067. Of Course
..Home Prices range from 300's up to 1mil plus. in -Colonia Estate Section-.
Bonus: Good Schools, Great Place to raise a family.
Amenities such as the Community Centers with: skating-(ice,roller), batting cages, mini-golf,
...and wonderful recreational programs ranging from Arts to Sports...
Centers: Recreation, Youth, etc. Parks and Recreation. close to everything..
downtown amenities, diversity, community, and a part of history.

Colonia New Jersey 07067, has Easy Access for Parents who Commute to NYC or elsewhere. Direct to NYC train ONLY 35 min via METROPARK train station
Colonia NJ 07067 Middlesex-County 35 MIN TRAIN - METROPARK [EXPRESS TRAIN STATION]

This hidden gem (Colonia) is part of a community of (ten towns) in Woodbridge Township.
NJ County: Middlesex, Town: Colonia, Township: Woodbridge
... See and .... Discover (Woodbridge Township) Link-
... more
0 votes 14 answers Share Flag
Thu Jun 9, 2016
Aly asked:
What is the take on LMPI vs PMI? LPMI = higher rate for life of the loan, but could benefit as a tax deduction. PMI with a lower rate that will eventually go away at 78% LTV - around 3…
0 votes 0 Answers Share Flag
Thu Aug 20, 2015
Kim answered:
Also Plauderville or Garfield on the Main-Bergen line
0 votes 2 answers Share Flag
Thu Jun 4, 2015
djennifer009 answered:
This is definitely something to refer to an expert. It might not be hurting the foundation, but it could be a dangerous problem. And a broken concrete slab is more prone to leakage and other problems. You should have a structural contractor take a look before deciding. ... more
0 votes 1 answer Share Flag
Thu Aug 21, 2014
Matthew De Fede answered:
I have never heard of any rat issues ever in town, river road is right in the passaic river and there where never any incidents either, the town really does take care of the public sewer system and streets very well. ... more
0 votes 2 answers Share Flag
Thu Aug 21, 2014
Matthew De Fede answered:
The Reason Nutley does it is because some of the streets are very narrow and they would not be able to get emergency vehicles through.
0 votes 5 answers Share Flag
Wed Aug 14, 2013
Matthew De Fede answered:
Hmmm Thats a tough one, I make all my offers etc based on Area Comps
0 votes 19 answers Share Flag
Wed Aug 7, 2013
Emil Veltre answered:
I think there will be enough land to provide a safe place for adolescents, an elementary school, more commerce and affordable housing for seniors. All of these, if integrated properly, would be a good mix and healthy for Nutley.

Having a place where adolescents can go as well as being able to interact with seniors and vice-versa, is a win-win for ALL Generations. And, having an elementary school in addition to a commercial entity would add to the tax base of the community, improve it's financial stability and help boost the economy.

Living and servicing people in the area I see it as a benefit to all to see projects like these take root and bring the community together.

Just a few of my thoughts!

Have a GREAT day!

Best regards,

Emil Veltre, RPh, MS, CDPE
Realtor Associate
Liberty Realty
Mobile: 973.868.4034
... more
0 votes 5 answers Share Flag
Wed Aug 7, 2013
Suzanne MacDowell answered:
Hi Matthew -- I suspect you are new to Trulia and not entirely familiar with the rules here. This forum, the Q&A section, is reserved for consumers who have questions for professionals or for professionals who have questions for other professionals. It is NOT for self promotion. I would strongly suggest you remove your question and instead post a blog about all the benefits of living in Nutley. Blogging is a GREAT way to promote yourself, I highly recommend it. ... more
0 votes 1 answer Share Flag
Wed Aug 7, 2013
Matthew De Fede answered:
There are a ton of Great Areas within commuting distance in NYC I have several sites myself you can look at

You can see what is for sale as well as Market Statistics and more. ... more
0 votes 29 answers Share Flag
Wed May 29, 2013
Andrew Tisellano answered:
I like to add Walk to Clifton commons for dress buses to city. I have a 3 bedroom 2 bath condo next to cambridge heights for 250k also available for rent
0 votes 4 answers Share Flag
Thu Dec 20, 2012
Matthew De Fede answered:
One other way you might want to try is a 10 minute drive over to Harrison, they have a path train that can get you into the city rather quickly I used to take it when I worked in the city, was pretty quick.

... more
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Thu Sep 13, 2012
Rich Homer answered:
Best to go directly to a local pro at "Find a Pro" in the header of this website for local advice.
0 votes 6 answers Share Flag
Wed Aug 17, 2011
Marsha Bowen Washington answered:
0 votes 3 answers Share Flag
Tue Feb 8, 2011
Debra (Debbie) Rose answered:
Hi Vaishali

I cover Essex, Union and Morris Counties.

I would suggest West Orange as a possibility. There is a direct bus line (Coach USA bus #77), which takes approximately 45 min......(.even though you don[t seem to want it, .there is also a town jitney service that takes you to a NJ Transit Midtown Direct train - it goes straight to Penn Station in about 35 minutes.)

W. Orange has lots of recreational oppportunities, and is centrally located for a trip to the shore (60 min)... or the country.... or NYC.
Your price range should offer you a nice 3/4 bedroom home with 2 - 2.5 bathroomss and a family room. You could find anything from a charming tudor style to modern ranch or split level.

There sre several malls nearby, including Essex Green, right in W. Orange - with a brand new AMC Dine-In Movie complex (with lounge chairs and waitress food service all while watching a movie!)....The Mall at Short Hils and the Livingston Malls are only a 15 min drive.

Like to eat out? Choose a cuisine, and you can find it........from large stores and chain restaurants to small boutiues and trendy restaurants...., the West Orange area has it all.

Visit my website for links you might find helpful in your new home search.

Please reach out to em if I can be of help!

Best wishes..
Debbie Rose
Prudential NJ Properties
... more
0 votes 4 answers Share Flag
Sun Jul 18, 2010
Victor Kaminski answered:
Depends on your reasons and objective but I think this question is better suited for your financial adviser. If I were you, I'd probably first pay down some of that debt and go into home ownership debt free. Why max yourself out when you don't need to. ... more
0 votes 13 answers Share Flag
Thu May 27, 2010
Carl Ben Witzig answered:
I love this question. Even though old, I would like to answer. After 4 years of short sales in this down market and many transactions, I have concluded that anyone who claims to be an expert, is to be avoided. Each one is different. Qualities to look for in an agent are: patience; full time agent, not a part timer active on weekends; smart and direct with other agents and with banks' reps; has one or two attorneys who specialize in shorts. In summary. Anyone who brags about their expertise in shorts is full of it. You want to know: 1- market value of target house, 2- offer near that value considering the work needed on it, 3-know how much is owed on it to estimate the bank's loss which will give you some idea of its reaction to your offer, 5- know if your offer is first or the only one because bank looks at one a time and unless first, you may never receive response and wonder why, 6- know if more than one bank loan-mortgage and how that balance relates to first mortgage and your offer- IOW, will there be any money for the 2nd loan who can hold up the transaction unless paid something; 7- If the selling agent has no answers to these questions, walk away. If your agent does not try to obtain these answers, she is virtually useless to you. ... more
0 votes 8 answers Share Flag
Mon Jan 18, 2010
Debra (Debbie) Rose answered:
A nice start would be to have the Homestead Rebate program fully restored!

Personally, in my area, I do not see people "fleeing" to escape our property taxes...most people complain, but seem to accept it as "just the way it is". The tax structure from town to town can vary so much, that high taxes to some, may seem low compared to the town next door. ... more
0 votes 6 answers Share Flag
Thu Aug 20, 2009
Pete Maimone answered:

I must disagree with your statement below to some degree. having just 3.5% down instead of 20% is no reason to wait for a year to buy. I've bought and sold many properties in all kinds of markets over the past 27 years. I never bought one with more than 10% down. Most were 0% down VA to 5% down Fannie Mae. My most current home purchase was only 2.75% FHA on a townhome that I purchased for $240K. with less than 14K total investment into the home the home is currently worth 90K to 100K more (and that is a realistic value not pie in the sky price based on todays depressed prices) hence do the math. That's roughly a 640% - 700% return on investment in 7years. and that's not counting tax deductibility over those years. Had I waited to save up 20% down prices were inflating at the time 15-20% per year. and my roi would have been severly lower if at all. and all the tax deductions would have been lost. and rental payments would have averaged at the time roughly 18-20K per year to rent the same thing I currently live in. Waiting is not the answer.

The key is to find a good agent who knows the market and can guide you to where the best deals and most realistic sellers are. Those are usually the homes that sell at list price and above. and they are out there. Of my last 4 sales 3 sold at list price or above in the past month. BTW the prices are going back up slightly in many areas. those who've sat back on the housing market for the past couple of years realize now that the gravy train is here. Plus the fact that the government is paying you back just to buy a home NOW, rather than later. Had I had that incentive available to me on my last purchase my ROI would have been doubled.

Yes there are many unrealistic sellers and agents out there who list homes way beyond the market value. They either mess things up for everyone in the market palce and confuse buyers, or they help sell other correctly priced homes. They also are the cause of homes selling at and above list price, because they're overpriced asking price actually helps correctly priced homes look so much better. Once again. the answer is to find a good agent who can truly demonstrate marketplace knowledge and help you find the best deals.

Also many people live paycheck to paycheck because they don't have the tax deductibility that home ownership brings. Right now I'm seeing more buyers buying who don't even qualify for the full or even any of the $8,000 tax credit just for the sake of tax deductibility, and throwing money out the window renting with nothing in return.

One final example i will give is of a young family that was renting a 2BR 2BA condo... for $1600 per month. they admitted at the closing that they now own the same unit in the same complex for slightly less than they were paying in rent after considering the tax deductiblity of interest payments & property taxes (which by the way, every tenant indirectly pays property taxes but gets no deduction for same). These buyers only put down 3.5%. and the $8,000 tax credit will cover their closing costs. Since they've closed on that property in June recent sales of the same model have all been 9-13K higher... smart move I'd say on their part don't ya think?

The combination of much more affordable prices and currently low interest rates coupled with the government's $8000 gift is why people should buy now. Prices and interest rates will not stay this low... every market changes. And nothing beats the satisfaction of owning your own home.

All The Best!

Pete Maimone
NJAR Million Dollar Distinguished Sales Club 1988-2008
Gloria Zastko Realtors (R)
Cell Phone: (732) 439-0472
... more
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